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And The Pet Heavens Get A Bit Fuller…

by J. Money on Friday, May 18, 2012

miss you bob cat

I hate to be the bearer of bad news today, especially on a Friday, but after 14 long and adventurous years, our pet cat, Bob, has finally passed away :(  And even though he definitely wasn’t the healthiest of cats lately if you recall (what, with giving him IVs and medicines morning, noon, and night), it still is just as shocking when “the day” comes.  Or in this case, when we’re out of town about to attend a wedding :( Which makes it all kinds of worse…

I’ve known Bob the entire time I’ve known my wife (6 years, who’s had him for 13 of his own 14 years), and he’s been there for her what seems like forever. When she was just a teenager, when her dad died, when she graduated college, when she met and married her favorite boy in the world (me), when she got into grad school, and finally through all the joys of our recent pregnancy. It’s been a sad week to say the least, and to top it all off my 8 year old fish happened to die right after too, jeez…

But the one thing that keeps coming to my mind is – ‘He’s in a MUCH better place now’. Pet Heaven, if you will.  Where my grandparents and her dad all have easy access too any day of the week :)  I don’t know if you’re supposed to believe in that kinda stuff as a Catholic, but I’m going to do it anyways… I’d like to think heaven encompasses all types of wonderful and loving things, esp. pets.

And while it’s probably inappropriate for me to talk about the financial aspects of this major change now too, you know it still has to be dealt with.  Just like when we come into this world of ours, we spend a certain amount going out too.  Which is the last thing you actually want to think about or manage during all that unhappiness (and also why it’s important to get things like wills done *ahead of time* if possible!  It sucks, and it’s freaky as hell, but it makes the after-financial-life a ton easier on all other loved ones left behind).

Now with pets, of course, it’s totally different, but unfortunately we still had one last decision to make before we can move on thoroughly.  And that was *what* exactly to do with his blessed little body :(  According to our vet, we had three ways we could go:

  1. We could take him back, and then bury him on our own terms (Free).  I have no idea if it’s illegal to bury an animal in your backyard or not, or even if you have to disclose that if you were to sell your house one day?, but it certainly crossed our minds so that we can keep him closer to us and visit anytime we wanted.  Maybe in a warm sunny patch of grass somewhere where we knew he loved to soak up the rays? :)  That would be nice…
  2. We could cremate him, and allow the vet to dispose of him properly ($30.00). That would be all there was to it in that case. We say our goodbyes, and off he goes to wherever all the other animals in that stage go :(
  3. Or, we could cremate him, and then get his ashes back and do as we please ($205). The most expensive route of them all, but also the most appealing in that you could not only decide to still bury him later in the backyard if you wanted, but you could also hold on to him more and maybe feel better as he’d be in a nice cherry-wood box as a wonderful memorial… kinda freaky, but still an option.

Before even going to the vet to see him one last time, we decided we’d want to keep his ashes as long as it wasn’t SUPER expensive like $500+, or something like that.  Even while writing this we still don’t know what we want to do in the end, but at least this last option gives us more time to say good bye when we’re finally ready, as well as keep him close by for a little bit longer.  So in the end, we decided to go for option #3 (and we should have him back again in about 2 weeks).

I really am sorry for all the freakiness/sadness of today’s post, but in some strange way it makes me feel a lot better getting it all out there :(  And a lot of you know who he is too, especially as I’ve been blogging about him a lot more over the years, so I thought it would be good for you to know where he is now too.  Maybe we could all shower him with good thoughts today??  And make it more of a celebration of pet love all around?!  I dunno… that would be nice :)

I guess at the end of the day, it’s just the circle of life.  One beautiful soul leaves this world of ours, and another one comes into it.  It’s sad that Bob won’t ever get to meet our little baby boy in a couple of months, but at least we had the pleasure of knowing him for so long. And really that’s what’s important in the end :) If you have a pet or loved one around you right now, do me a favor and tell them you love ‘em! You gotta appreciate them every chance you get.

 

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Weekly Roundup: Food Fights, Sins and New Bloggers

by J. Money on Friday, May 18, 2012

Hey guys, got a ton of great articles for ya again, as always :)  And I REALLY want to start focusing on the new bloggers that are getting out there and sharing their fresh experiences too.  So if you’re reading any great new ones yourself, or maybe you’ve *started* one of your own, please let me know! I’d like to start featuring them here once a week in these roundups going forward.  Thanks!

This week’s new blogger is Money Life and More – A mid twenties college graduate currently employed as a financial professional. Check out his stuff!!

The best of the rest:

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Side Hustle Series: I Write Standardized Test Questions

by J. Money on Thursday, May 17, 2012

archive exam taking

(Guest post by TeacHer as part of our Side Hustle Series)

Ok, by a show of hands: how many of you have taken a standardized test?

Thanks for your participation, you can put your hand down now. How, you ask, did I know it was up? Because almost everyone has taken a standardized test.

These days, most American students are taking several state-issued standardized tests every school year, but even kids who are home-schooled need to take the SAT to get into college. Standardized tests are a necessary evil that we all have to get through, but as you’re cursing the name of the person who invented the damn thing while you’re sweating your way through all that bubbling, did you ever actually think about the person who wrote each of those questions? Probably not.

Lucky for you, you’re about to meet one of those talented writers. That’s right: my side hustle is writing questions for a couple of major standardized tests.

(NOTE: As you can imagine, I had to sign some pretty strict non-disclosure statements when taking this gig. As a result, I can’t tell you who employs me, which tests I write for, or exactly how much I get paid. But that still leaves a lot to say – read on!)

Some Background

I’m a high school teacher living in the D.C. metro area (yep, I’ve met J. Money in real life – I know, you’re jealous!) and I’ve been at it for the past five years. Currently, I teach social studies to a captive audience (ha!) of mostly high school seniors. But I’m also certified to teach 7-12 English. In other words, I have experience and training in a few different areas, one in particular that is especially valuable to the organization that employs me to write the questions. And the thing is, since I’m a teacher, I’m pretty much a professional at being broke, er, I’m pretty much a professional at doing a lot more than just teaching to make money. I’ve tutored, mentored other teachers, written curriculum, taught summer school. I’m always on the look-out for extra income opportunities, particularly those opportunities that will also improve my resume.

Getting the Gig

The way that I got hired to write standardized test questions is pretty straightforward: one of my family members works full time for the organization that hires question writers (in the business, we’re referred to as “item” writers) and they circulated an internal email indicating that they were in need of item writers in a few different subjects. My family member forwarded it to me, I sent in my resume, and the rest was history! I was hired and had my first assignment within the week.

Teacher by Day, Life Ruiner by Night

I have to say, writing test questions is probably my favorite side hustle. Basically, it works like this: my boss sends me an assignment, which is usually pretty specific. She’ll ask for say, 10 questions, and will have a specific topic that each one will need to be about. There are a bunch of rules that I have to follow when writing the questions, in terms of both structuring the questions and topics and phrases that I have to avoid because they might convey ethnic, gender, or regional bias. For example, it’s off limits to write a question that involves a phrase like “slow cooker” because “slow cooker” is a regional term. A test taker in the Midwest might not know that a slow cooker is the same thing as a Crockpot.

Usually, I have about a week or two to complete the assignment, and it takes me an average of about 30 minutes to write each question. I email my set of questions back to my boss a day or two before they’re due, she asks me to edit them if necessary, and that’s it! The flexibility of the gig is great. I can come home from school, eat dinner, open up a bottle of wine, and crank out a few questions before bed. That’s right, your suspicions were correct: people who create standardized tests really are staying up at night, thinking up ways to screw you over!

What Does It Pay?

I write for two different tests, which each pay different rates. The pay is per question, so my pay for a given assignment varies by how many questions were requested. I can’t disclose the exact amount I get paid per question, but the range is between $20-$30 per question, depending on which test I’m writing for.

Whoa! Is This the Perfect Side Hustle or What?!

Writing standardized test questions is a really sweet side hustle and I feel really lucky to have the job. There are two significant drawbacks, though. For one, the work isn’t steady. It ebbs and flows, so I can’t exactly count on the income. The second is a little more cerebral: I sometimes feel like I’m participating in system I don’t agree with, a system that relies on somewhat arbitrary tests (that I help write) to brand teachers (like me) as effective or ineffective without taking other important factors into account. Teaching is an incredibly complex job that simply can’t be boiled down to test scores, and sometimes as I’m writing the questions I feel like I’m helping make my fellow teachers look like they’re idiots when they’re probably not.

This is an unsolvable problem, though. States, universities, and professional programs all rely on standardized tests and someone has to write them. I suppose it’s better that a fellow teacher write the tests than a grumpy bureaucrat who never met a high school student in his life. Still, this is something I think about.

So, You Want To Write Standardized Test Questions…

Again, I can’t reveal the identity of my employer, but if you think you want to write questions for a particular test, do a quick Google search on the test and see who’s responsible for its creation then figure out how to put in an application on their website. You’ll be especially desirable if you have knowledge of a subject area that is somewhat specialized and less frequently studied, like Chinese language or chemistry. The subject I write in for both tests is not one that a lot of people study or know anything about, which is why I got the job so easily.

Regardless of the side hustle you choose, go get one now! It will make a world of difference to your finances. Consider this your homework assignment :)

——————-
This edition of our Side Hustle series was written by TeacHer from www.teacherfinance.org – to learn more about her other side hustles and the ups and downs being “professionally broke,” check out her blog or visit her on Facebook! And to submit your own side hustle you’ve got going on, click here.

(Old school photo by Cushing Memorial Library and Archives, Texas A&M)

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14 Ways to Save on Your Electric Bill

May 16, 2012
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I got these from a pamphlet on 100+ Ways to Improve Your Electric Bill, but the others just bored me to death and were too full of acronyms and heavy text ;)  So I plucked out a handful of my favorites instead to share with y’all today, as some of them I had nooooo idea [...]

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The 3 Winners of “The 9 Steps to Financial Freedom”

May 16, 2012

YIKES! Almost forgot to tell y’all who the winners of last week’s book giveaway were!  The 3 lucky winners of Suze Orman’s latest update to The 9 Steps to Financial Freedom are… dum dum dum…. Cristalle Sue DebtsnTaxes Congrats! You’ll be getting an email from me shortly :)  And to the rest out there, thanks [...]

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Nice Try, Credit Card Scammers!

May 15, 2012
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Whelp, it looks like I’m officially a victim of credit card theft.  Some asshat tried stealing my c/c number to make all kinds of purchases online, but was promptly REJECTED cuz they were going up against our beloved USAA (BAM!).  So bye bye went their $300 purchase failed attempt in Green Bay, Wisconsin, as well [...]

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The Moldy Bathroom and Super Wife

May 14, 2012
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Yup. It’s official – our shower area has black mold in it! Just when we think we’re in the clear for a bit, something else in this house jacks up. Reason #3,001 to set aside money for stupid house stuff! Arghhh… But as much as I’d love to blame the previous homeowners on this one, [...]

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My New Hustle: Blog Consulting

May 11, 2012
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Yup, it’s official: The Blog Agency is now open! ;)  And pretty funny considering we literally JUST thought this up in our heads a few weeks ago, haha…  But what better way to combine my love of “the game” and helping others, while making money all at the same time? It’s like the perfect concoction [...]

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Weekly Roundup: Money Problems, Parties and Eeyore

May 11, 2012

What up, what up!  Another sexy a$$ Friday here, right before the wonderful Mother’s Day weekend :) I’m actually off to a wedding this weekend which will awesomely include my parents too – so it’ll be a perfect way to spend some time w/ the fam.   Hope y’all will have some fun with yours [...]

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6 Tips to Landing Your Dream Job

May 10, 2012

(Guest post by Alan Corey – author of one of the very first books I ever reviewed on this site! Woo!) Landing at your dream job is, indeed, a dream for many people. But it remains a dream unless you start working on it. There are countless ideas on how to land your dream job, [...]

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