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14 Ways to Save on Your Electric Bill

by J. Money on Wednesday, May 16, 2012

electricity meters

I got these from a pamphlet on 100+ Ways to Improve Your Electric Bill, but the others just bored me to death and were too full of acronyms and heavy text ;)  So I plucked out a handful of my favorites instead to share with y’all today, as some of them I had nooooo idea about and even thought that the opposite would be true!

So check them out and see if they help you out at all.  I doubt I’ll change much of my own habits after reading the whole thing, but it was nice to know at least a few of the things we already do make sense energy-wise :) Maybe you’ll get something out of ‘em all too? #1 and #6 were my faves…

The 14 Most Interesting Tips:

  1. Run the dishwasher instead of washing dishes by hand. Overall dishwashers use much less water (6 less gallons) than washing them by hand if you have a full load. Luckily we already do this one, but who knew? I always thought it was the opposite… and maybe it was back in the day? But now technology made it more efficient?
  2. Keep the doors of unused rooms shut, and then close the vents and/or AC units in them to conserve energy.  I think this one’s a bit too hardcore for me – I like floating from one room to the next without having to opening and closing doors all over the place ;)  I already have to keep one of them closed all the time (cuz one of our cats will pee all over the rug in there!), and even that is hard to remember to do every day.
  3. NEVER put a refrigerator in the garage!  The temperature gets too crazy out there during peak winter and summer months, so if you need a 2nd one they say to put it in the basement instead.
  4. Don’t place uncovered liquids in refrigerators either. Not only do they absorb undesirable flavors, but they also give off vapors that add to the compressor workload.
  5. Use chest-type freezers when you can – they use anywhere from 11 to 27 percent less energy than upright freezers.
  6. Use your microwave oven whenever possible. Microwave ovens draw less than half the power of their conventional counterparts and cook for a much shorter period of time.
  7. As well as electric smooth top stoves - they’re much more efficient than both gas stoves (74.2% vs 15.6%), as well as coil cooktops (73.7%) according to the U.S. Department of Energy.
  8. You’ll save more hot water by taking showers over baths – sometimes by even 50%! (Another thing I always thought was the opposite!)
  9. When possible, put lamps in the corner of a room rather than against a flat wall as it has more surfaces to reflect light.
  10. Also, be sure to dust lamps and bulbs often as it’ll impair lighting efficiency – something I NEVER do, oops!
  11. The next time you buy a washing machine, consider getting a front-loading or horizontal axis washing machine (??) over regular ones – they’ll save you 30% less water and up to 50% energy as well on average (and are gentler on your clothes).
  12. If you have no preference in TV types, go with rear projection TVs – they’re typically more efficient than both LCDs and plasmas (plasmas use the most energy).  Though who knows how much longer they’ll be around for, haha… we’re not getting rid of our 60″ one any time soon :)
  13. Opt for light-colored roof shingles over dark ones to reflect more sunlight away (and thus keeping your place cooler in the heat). Though I suppose you’d want the opposite in the winter, no? Not much you can do about it anyways unless you’re about to build a house from scratch, haha…
  14. And lastly, a quick fact: The average home uses 24 electrical products, accounting for up to 15% of household electricity. So when they’re not in use, keep them turned off!

Did you have any idea about all this?  Or am I just a complete moron over here? Haha… regardless, we can all be doing more to cut down on energy costs for sure.  Especially on house-hold related stuff.  If you have any of your OWN tips you’d like to share, please do! We could always use more ways to save some money, especially if they’re super easy to implement ;)

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PS: To download all 100+ tips on energy-saving, click here (it’s a pdf).

(Photo by nicolasnova)

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The 3 Winners of “The 9 Steps to Financial Freedom”

by J. Money on Wednesday, May 16, 2012

YIKES! Almost forgot to tell y’all who the winners of last week’s book giveaway were!  The 3 lucky winners of Suze Orman’s latest update to The 9 Steps to Financial Freedom are… dum dum dum….

  1. Cristalle
  2. Sue
  3. DebtsnTaxes

Congrats! You’ll be getting an email from me shortly :)  And to the rest out there, thanks for participating!  We’ll have another giveaway going up shortly for sure…. and remember you can always pick up this book over at Amazon too if you’d like, it’s going for $10.87 right now. ‘Till next time…

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Nice Try, Credit Card Scammers!

by J. Money on Tuesday, May 15, 2012

credit card scare

Whelp, it looks like I’m officially a victim of credit card theft.  Some asshat tried stealing my c/c number to make all kinds of purchases online, but was promptly REJECTED cuz they were going up against our beloved USAA (BAM!).  So bye bye went their $300 purchase failed attempt in Green Bay, Wisconsin, as well as their $2.00 trial out in the UK (probably to see if it would go through so they could forge ahead with larger charges). Needless to say though, I was both shocked, and the opposite of, at the same time.

You never see this stuff coming, but when you’ve got a killer company watching your back you tend to be a lot less stressed about it :)  Within 6 minutes I was notified of these jackass attempts, told they’ve frozen the account and no more charges will be made on them, and then re-issued a brand new card to be FedExed.  Not too bad! Of course it sucks and it’s annoying cuz now I gotta go back and update all my automatic bills all over the web and what not, but it’s a small price to pay (or not pay!) to be safe and secure again.  And I give mad credit to USAA for being so proactive about it all.

(Once they texted me when a weird $100 charge hit my account at an airport.  It was really just me blowing some money on some sunglasses, but still – it could have been a thief!)

It also helped that these jackals didn’t have my expiration date OR the CVC code or whatever that’s called. So they must have skimmed it off some site or got into some database somewhere and just ripped off the numbers.  I’d imagine that if you had physically taken the card from me at some point, that you’d be smart enough to take down the rest of the info too – so we’re ruling that one out ;)

All this just goes to show that it’s important to pay attention!!  With what sites and banks you trust, places you frequent with your business, and more importantly REVIEWING your credit card statements every month.  Even if USAA hadn’t picked up on these and had let them through, I would have caught it within a matter of days anyways – the next time I logged on and skimmed the latest transactions (I literally do it at least once a week cuz I’m pretty anal like that, but a good rule of thumb is once a month).  It honestly only takes a few seconds to eyeball down the transactions and make sure nothing funky is standing out.  Then when it does, all you have to do is call your bank/credit union/etc and ask what’s up.

So if you haven’t reviewed your accounts lately, go and do it now! It’s not a matter of IF you’ll become a victim, but WHEN. Take a few minutes and catch those jackals before they rob you blind. Don’t let them win! :)

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PS: If you ever wondered why I had 16 accounts with USAA, now you know.

(Photo by xJason.Rogersx)

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The Moldy Bathroom and Super Wife

May 14, 2012
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Yup. It’s official – our shower area has black mold in it! Just when we think we’re in the clear for a bit, something else in this house jacks up. Reason #3,001 to set aside money for stupid house stuff! Arghhh… But as much as I’d love to blame the previous homeowners on this one, [...]

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My New Hustle: Blog Consulting

May 11, 2012
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Yup, it’s official: The Blog Agency is now open! ;)  And pretty funny considering we literally JUST thought this up in our heads a few weeks ago, haha…  But what better way to combine my love of “the game” and helping others, while making money all at the same time? It’s like the perfect concoction [...]

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Weekly Roundup: Money Problems, Parties and Eeyore

May 11, 2012

What up, what up!  Another sexy a$$ Friday here, right before the wonderful Mother’s Day weekend :) I’m actually off to a wedding this weekend which will awesomely include my parents too – so it’ll be a perfect way to spend some time w/ the fam.   Hope y’all will have some fun with yours [...]

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6 Tips to Landing Your Dream Job

May 10, 2012

(Guest post by Alan Corey – author of one of the very first books I ever reviewed on this site! Woo!) Landing at your dream job is, indeed, a dream for many people. But it remains a dream unless you start working on it. There are countless ideas on how to land your dream job, [...]

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Giving Away 3 Copies of Suze Orman’s New Book!

May 9, 2012

Or rather, her new REVISED book I should say: The 9 Steps to Financial Freedom. If you’re a fan of good financial management, or of the popular guru Suze Orman, this is the book for you. (Even if she did ruffle some feathers the other month in blog land… ;)) I just got my own [...]

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Awesome FREE Place to Check Your Credit Score – Can You Beat Me? ;)

May 8, 2012
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I don’t know why I’m so late to the parties these days, but color me a new fan of Credit Sesame – a place where you can get your credit score for free and then have ‘em email you when it changes (so you can tell ASAP if something wonky is happening!). I usually don’t [...]

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I Won Ramit’s $1,001!!!

May 7, 2012
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Remember that social experiment Ramit was doing with giving away $1,001? I won it!! And can’t freakin’ believe it – I rarely win anything. None the less a check for a thousand bones! Haha… So thanks, Ramit – I owe you a case or two of beer at FINCON 2012 ;) And I gotta admit [...]

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