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Welcome to my money blog :) If you like talking about saving, hustling, investing, getting rid of debt, and my favorite - growing your net worth (you can see mine here), you'll probably like this site. If you think money is dumb, you probably won't. Take a look around and see what you think... You can learn more about me here, and my other projects here.

- J. Money

My Flat Tipping Rule: Everyone Gets 20%

July 21, 2014
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5 years ago I decided to try out a new tipping rule. Instead of always trying to figure out how much to tip someone, I decided it will be a flat 20% no matter what to save me both time and frustration. Even when I get shitty service. The results so far? I’m a Freakin’ Genius. 5 years down and I honestly couldn’t be happier […]

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You Will Read These Money Jokes AND LIKE THEM!

July 18, 2014
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If you’ve been following me on Twitter this week – and you really should be, Sexy Pants – you’ll notice I’ve reverted back to my high school days of telling jokes again. Some of these gems have included, “Why do the Irish keep their money in banks? (Because it’s Dublin!)” and “Why do accountants make good lovers? (Because they’re great with figures!)”. Now some of […]

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Do You Have Money Left Over Each Month?

July 16, 2014
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The whole point of budgeting, besides getting an A from yours truly, is to figure out how much “extra” you’re playing with every month. When all your bills are paid, how much do you have left over? Or an even better question to ask yourself – is there *anything*? As crazy as it sounds, your boy J. never cared about budgets until just a few […]

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How I’m Saving $100/mo on Our Cell Bill!

July 14, 2014
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You know those questions where people ask you if you could only take one thing to a desert island, what would it be? Well, for me it’s always been my iPhone. The one thing that connects me to the world which I could never live without (*ahem* #firstworldproblems). But lately, you see, I’ve had an epiphany and realized that it’s not the iPhone per se […]

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They Can Never Take It Away

July 11, 2014
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Today’s a quick tip to remind you that no one can ever take away your accomplishments. Once you’ve done something brilliant – whether in life or career, or even money – it’s yours. Forever. That time you got promoted? You earned it. That time you flew to Africa? Banked memories. Those $10Gs of debt you just paid off? Party time! Once you’ve accomplished something great, […]

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Un-Automating Your Finances Has Its Place Too

July 9, 2014
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“Automating your money is the bees knees” – every financial expert ever If there’s two things you can count on in the world of personal finance, it’s that spending your money on coffee is dumb, and automating your finances is smart. While I can’t say I agree on the first one on the list (pauses to sip his Panera Bread coffee he just “blew” $2.25 […]

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Anyone Can Buy That

July 7, 2014
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For years I’ve lived with a maxim that brings a smile to my face every time I repeat it to myself. Which is approximately 38 times a day. I’ve kept it in long enough, however, and today I release it to the masses. It’s called “Anyone can buy that”, and you remind yourself of it anytime you come across the following situations: When you roll […]

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“The Penny”

July 4, 2014
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It’s the 4th of July and you’ll be out and lovin’ on America and hot dogs here shortly, but before you do take a few seconds and read this awesome essay (?) I stumbled upon while looking for pics the other day for Rockstar Finance… I usually don’t read the descriptions of them when scanning Flickr, but for some reason I decided to on this […]

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Net Worth Update: $454,218.23 (+$5k)

July 2, 2014
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Net worth time again, baby! Y’all still updating yours every month too? :) This month had a little bitter sweet action going on around town. Cash and cars went down pretty significantly, at least % wise, while our mortgages and investments (yeah Vanguard!) improved quite the oppositely. With one main changing of the guards… OUR HOUSE IS NO LONGER UNDERWATER!!!! OMFG!!!! I’ve only been waiting […]

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Challenge Everything

June 30, 2014
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For 6 years now I’ve been blogging about everything from debt, to budgeting, to saving, investing, home ownership, you name it. And over these years I’ve come to a few conclusions regarding money, one of which being that earning more is the fastest way to growing your wealth. This is why I sling side hustles left and right, and why I probably work way more […]

90 comments [Check out the full article]