February 2008

2 quickies today.

February 29, 2008

#1) The IRS is freaking FAST fast FAST! My state and federal taxes were literally JUST sent in online (Last Thursday), and I already got both direct deposited into my account! Seriously, how tight is that? This is the first tax return i’ve done since buying our house, and i am totally LOVING home ownership right now :) Federal: $3,036: The timing is impeccable. My […]

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Are my challenges challenging enough?

February 28, 2008

I thought today would be a good day to check in w/ all the challenges i’m working on, and note my progress (or lack of). Here’s everything i currently have going on: A dollar a day A- : As i empty my trusty cup, i count $10.10! This may be surprising in two ways. The first, and most obvious, is that little 10 cents at […]

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Why I Heart USAA Like Woah

February 27, 2008

Ever since I was a teen I can remember having a USAA account for car insurance. I never really cared all too much back then, (I wasn’t even paying the bills!) but NOW’s a whole different story. I am completely proud to use USAA today, and thankful beyond words to my parents for hooking me up. Why do I heart them so much? Well, they […]

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Coinstar is My Guiding Light.

February 26, 2008

Every now and then I get to fulfill a deepest desire, and last Sunday was one of them! The moment only lasted 4-5 minutes, but the joy I received was immense :) This brings us to Saving Tip # 3001: Make nice with Coinstar. (UPDATE: Many banks now are offering this service for FREE!  So check there first :)) You know, that big green shiny […]

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Budgets are a man’s best friend.

February 25, 2008

It’s actually true for everyone, but i couldn’t resist the catchy-ness ;) As I was heading off to bed last night, it occurred to me that i have yet to write a posting on budgets! I mean, who has a blog titled “Budgets are sexy” w/out talking about budgets? Jeesh, what a loon. So, without further adieu, this is why budgets are a man’s (and […]

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Do you tackle your own taxes?

February 22, 2008

I’m now clear for the year! Is it weird that i actually enjoy getting everything organized and then waiting to see how much i won?! haha…There’s just something about recapping the entire last year and having an overall look at how well/worse you did compared to previous years. The fact that we’re “forced” to do it also plays a part i suppose as it’s not […]

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Pray tell, is this possible?

February 21, 2008

I’ve been scouring all sorts of personal finance blogs lately as i’m fairly new to the game here, and i just came across a lunch challenge posted by the mastermind behind krystalatwork.blogspot.com (i take it her name is krystal?) aka “Give Me Back My Five Bucks. I love that name, clever right? At any rate, if you peruse this sexy little article you will notice […]

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2008 Net Worth Goal: $100,000

February 20, 2008

I have to say it feels really good getting all this stuff out there. I’ve always known I had money saved in different places here and there, but up to 3 months ago I had never put it all together and focused on any type of real “net worth”. I suggest conjuring one up yourself if you haven’t already, it’s quite empowering! So, now that […]

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Not shopping is HARRRRD.

February 19, 2008

MAN, this is a lot harder than i originally expected! It’s been easy at work so far, but i realize i am so used to going shopping over the weekends as a form of entertainment :) But hey, one more week into the challenge and i’m still getting A’s. You should be proud of me as all day Saturday, Sunday, and esp. yesterday w/ the […]

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To sell, or not to sell… my SUV.

February 18, 2008

I’m one of those people who have buyer’s remorse pretty frequently, esp. when it comes to something w/ a lot of options. Usually i can’t tell if i want a red widget, or a blue widget and usually come to the conclusion that i wanted the opposite of the one i brought home. Normally this doesn’t present a problem as i can just return said […]

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Our store credit cards are back

February 16, 2008

UPDATE: As of 6/23/08 – NO MORE DEBT!*For details on how i pulled it off, check out my Zero Credit Card Debt post :)——————– I’ve had zero store credit cards for years, but lately we’ve been picking up a few. I guess it can’t be that bad as they’re all at 0% APR right? Another thing to keep in mind is that Mrs. Budgetsaresexy will […]

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Happy day after Valentine’s day

February 15, 2008

With our wedding coming up in May, my fiancée and I decided to go a different route this year when it came to purchasing gifts. We challenged ourselves by setting a limit of only $20.00! I mean, we know how much we love each other, and we just had both of our birthdays & Christmas not too long ago so it’s not like we need […]

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32 More Days To Not ____.

February 14, 2008

It’s Lent season!  Which means it’s time to give something up! It actually started last Wednesday, but I didn’t have my blog up then so let’s must pretend we’re back in time a bit shall we? And for those who aren’t familiar with Lent, it’s basically the 40 day time period before Easter where it’s customary to “fast” or what i used to call “give […]

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A dollar a day baby!

February 13, 2008

I’m sure it’s been done a bazillion times, but what a SUPER easy way to save. I actually found it on a fellow PF blog on Dollar a Day. It really doesn’t take much and anyone can do it starting the minute this is read. In fact, if you’d like we can do it while you read along with me. Ready? Okay, here we go. […]

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