Every now and then I get to fulfill a deepest desire, and last Sunday was one of them! The moment only lasted 4-5 minutes, but the joy I received was immense :)
This brings us to Saving Tip # 3001: Make nice with Coinstar. (UPDATE: Many banks now are offering this service for FREE! So check there first :)) You know, that big green shiny hunk of a machine found in the front of hundreds of grocery stores (usually next to the sexy lottery machines!)? It’s a little place where saving goes a looooong way. This blingin’ piece of technology eats up all your coinage, then spits out a voucher for cold hard cash! Awesome, right?!
Of course, none of this really matters unless you have plenty of coins to share with it. This shouldn’t be a problem at all though. If you take a few minutes to search around your house, cars, jackets, purses, and even your couch cushions, you’d easily conjure up a nice collection. Or, even better, you can start throwing all your lose change in a central place. I use large funky vases (great for decorating too), or those antique candy bowls to gather them all. Either way, if you save up for a few months, you can come out with a good $30+ easily!
And sometimes, just sometimes, you get mad lucky and come out a huge winner! This is what I ended up with after 6 or so months of collecting. Check it:
– 8.9% commission
Grand Total: $92.58!
Now that is what I call some exciting news. Of course if you were truly frugal you could wrap all 1,000+ coins in those bank rolls and come out w/ 100% profit (by taking them to your bank), but you gotta be pretty hardcore for that. It would just kill my motivation in my case.
But there you have it – Take some time out and be pals with Coinstar (or your local bank/credit union). I mean, it’s already your money to begin with, but it FEELS like it’s free! And that’s all that really matters these days :)
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!
What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.