I sat down with Mr. J. Money, and he was kind enough to share a few words with us this morning. This is what he had to say:
Me: Are budgets actually sexy?
Me: But of course! Not only are they the foundation of wealth management, but they make you feel incredibly confident. And every knows that confidence = sexy!
Me: Who is J. Money?
Me: That is I. You can guess what the J. stands for, but I usually answer to all of them; Jay, James, Jack, Jemima … everything except Joe Mama. Actually, I take that back. I probably would answer to that.
Me: Okaaaay… And why start now?
Me: I believe now is as good a time as any. “Starting” is def. the hardest part of any endeavor, and I always try to start today. This is especially important as I have A.D.H.D. (Attention-Deficit Hyperactivity Disorder), and I will be sure to forget if i don’t ever start.
Me: Are you saying you’re new at this stuff?
Me: Touche good sir! Yes, I suppose I am in the general scheme of things. While I’ve always been keen on the idea of savings and money themselves, only recently have I started owning up and putting my goals into place. Think of me as a “born-again saver” circa August ’07.
Me: Do you look up to any Personal Finance’ers out there?
Me: Oh hell yeah. I’d have to first give a shout out to Jonathan over at MyMoneyBlog.com. That guy is totally impressive, not to mention crazy open and honest. Secondly, I’d have to say Mr. Trent Ham over at TheSimpleDollar.com. It was because of his money merge account posting that got me into the whole PF thing to begin with. (That post has over 1,000 comments already! Keep doing your thing Trent)
Me: Lastly, what do you hope to bring to this arena?
Me: While I bring a handful of positive nouns to the table, the 3 that stick in my mind are: Creativity, Entertainment, and an all together Fresh Insight.
Thanks J., we’re looking forward to the adventure!
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!
What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.