I sat down with Mr. J. Money, and he was kind enough to share a few words with us this morning. This is what he had to say:
Me: Are budgets actually sexy?
Me: But of course! Not only are they the foundation of wealth management, but they make you feel incredibly confident. And every knows that confidence = sexy!
Me: Who is J. Money?
Me: That is I. You can guess what the J. stands for, but I usually answer to all of them; Jay, James, Jack, Jemima … everything except Joe Mama. Actually, I take that back. I probably would answer to that.
Me: Okaaaay… And why start now?
Me: I believe now is as good a time as any. “Starting” is def. the hardest part of any endeavor, and I always try to start today. This is especially important as I have A.D.H.D. (Attention-Deficit Hyperactivity Disorder), and I will be sure to forget if i don’t ever start.
Me: Are you saying you’re new at this stuff?
Me: Touche good sir! Yes, I suppose I am in the general scheme of things. While I’ve always been keen on the idea of savings and money themselves, only recently have I started owning up and putting my goals into place. Think of me as a “born-again saver” circa August ’07.
Me: Do you look up to any Personal Finance’ers out there?
Me: Oh hell yeah. I’d have to first give a shout out to Jonathan over at MyMoneyBlog.com. That guy is totally impressive, not to mention crazy open and honest. Secondly, I’d have to say Mr. Trent Ham over at TheSimpleDollar.com. It was because of his money merge account posting that got me into the whole PF thing to begin with. (That post has over 1,000 comments already! Keep doing your thing Trent)
Me: Lastly, what do you hope to bring to this arena?
Me: While I bring a handful of positive nouns to the table, the 3 that stick in my mind are: Creativity, Entertainment, and an all together Fresh Insight.
Thanks J., we’re looking forward to the adventure!
PS: Some of my favorite tools:
|Personal Capital (FREE) -- If you’re looking for a robust financial tracker, Personal Capital is the way to go! They’re like Mint, but on steroids and have much better tools for investment and net worth tracking. // Full review|
|Digit (FREE) -- A super easy (and automated) way to save. Every day Digit analyzes your income and expenses and will push money aside for you any time it sees extra sitting there. I've saved over $4,000 myself using them so far! // Full review|
|Acorns -- Having trouble finding money to invest? Check out Acorns – they round up all your transactions to the nearest $1.00 and drops the difference into an investment portfolio for you. Easy way to start investing! // Full review|