Budgets Are Sexy Logo

 "A personal finance blog that won't put you to sleep." - Benjamin Franklin


TwitterCounter for @BudgetsAreSexy

Budgets Are Sexy RSS Readers


Thursday, February 14, 2008

32 more days to not ____.

It's Lent season which means .... it's time to give something up! It actually started last Wednesday, but I didn't have my blog up then so let's must pretend we're back in time a bit shall we? And for those who aren't familiar with Lent, it's basically the 40 day time period before Easter where it's customary to "fast" or what i used to call "give up something small that's not hard to do but you'll technically be in the right!" haha ... that was the old me though. These days I like to play by the rules, both for the church AND for the personal challenge :) And I gotta say, it's definitely rewarding.

LAST YEAR I gave up all Sodas! can you believe that?? AND not only did I last the entire 40 days, i went another 3 or so months after w/out fail. After a while it was really easy and I actually didn't mind at all as my body felt great. I was about to extend the goal to a year, but realized I needed to stop making these random challenges just for the hell of it*, and have since limited myself to drinking it on the weekends only.

THIS YEAR I wanted to do something more financially friendly and decided to put myself to the ultimate challenge: NO BUYING RANDOM CRAP. Also known as "discretionary income". This is *huge* for me as I am the king of all kings on thrift store shopping, Craigslist purchasing, and eBay bidding! Not to mention the weekly shopping trips to Express, Rugged Wearhouse, and Ta Ta Ta TJ MAX. I'm one of those people who shop when their sad/happy/energized/or just plain b-o-r-e-d. And no i'm not a girl (but i do love girls! errr ... my fiancée. I love you honey!) I'm also one of those people marketers love as i am attracted to all things blingy and packaged nice.

I guess I should also clarify those things i'm allowed to spend on, especially so I won't try and wiggle my way out of it in the future.

Things allowed: Mortgages, Utilities, Bills, Food, and anything that improves my wealth or brain (such as mutual funds, finance books, magazines, etc).

Things NOT allowed: Gadgets, Lottery Tickets, Artwork, Decorations (why am i capitalizing all these?), furniture, track jackets as i have wayyyyy too many, t-shirts, and anything on Woot.com, sellout.woot.com, or shirt.woot.com which will be extremely hard!

Okay, that about wraps it up. So far i haven't spent a penny on any of these and my spirits are still high. I think this is exactly what i needed to re-organize my finances and get my budget back on track and alive. Funny enough, i also have wayyyyyy more time on my hands.

---
*Once on a flight to Greece a few years back I watched "Supersize Me" and decided to see how long i can go w/out eating McDonalds, my FAV. place at the time...to this day i STILL haven't touched a thing from there! Sure I've been to Wendys a few hundred times, but i still feed like The Man :) As of today it's been 1193 days and my record continues to grow...but who's counting?

Labels: , ,

2 Comments:

Blogger SuthernStrawberry said...

just discovered your site. I'm trying to cut back my spending...and this is inspirational! You gave up Woot!? Oh my. I love that site soo much. Definitely a big thing I need to cut-off.

January 5, 2010 9:05 AM  
Blogger J. Money said...

Wonderful! Welcome aboard :) Can you believe I haven't bought anything on W00T in like 6 months?! And that was for a present! haha...

I actually need to write up a current review of this "giving up shopping" idea as it was one of the turning points for me in getting my finances in order. Ever since doing this challenge I've been spending thousands less - no joke. You should try it.

January 5, 2010 10:57 AM  

Post a Comment

Links to this post:

Create a Link

<< Back to Budgetsaresexy.com

  •  PBS NBR Ad
Powered by Mortgage Rates @ FRU
Free Mortgage Rate Widget for your site.
 Budgets Are Sexy on Facebook
    Budgets Are Sexy Badge 125x125

    Budgets Are Sexy Badge 80x15


    Budgets Are Sexy Badge2 80x15

    Budgets Are Sexy is a personal finance blog of a 20 something soon-to-be millionaire - J. Money (me). We cover retirement, credit cards, 401k, templates, budget planning & more. I've also put together a great list of the best personal finance calculators - check it out! And thanks for dropping by my money blog, holler anytime :)

    I, J. Money, only claim the thoughts from my head. I am NOT a professional banker, finance'er, CPA, or anything of that sort. Please seek a professional for any "real" advice. Check out my disclosure page for more information. That is all - please to enjoy!

    Million Dollar Club badge 125x125



    Click here to start saving with ING DIRECT!
    This blog is supported by mortgage rates.

       Budgets are Sexy. - Blogged  my blog log badge  blog catalog badge    yp blogs badge

    home || about || my budget || millionaire to-do list || best advice || budget templates || archives || contact

    Copyright © 2008-2010 Budgets Are Sexy / Budgetsaresexy.com.
    All Rights Reserved. Layout and designs by J. Money