Or in my case, my money clip! I always enjoy these super personal questions. The idea of peering into someone else’s life is just so incredibly interesting. It’s not like i wanna find out some dirty little secrets or anything, although that would make for a juicy post! haha…but it’s more for the feeling that we’re all alike on some level. We all carry wallets, purses, money clips, etc, and we all have our own methods and reasoning for doing so.
I was reminded of this curiosity when i came across a post by Canadian Saver covering the simple question: what’s in your wallet?
Here’s what i pimp:
1) USAA Rewards MasterCard…..for personal spending
2) USAA Platinum Rewards MasterCard…..for all house related items
3) USAA Debit MasterCard…..only used to take out $ from atms (FREE by the way through USAA! any one, anywhere.)
4) Work swipe card thingie…..allows me to get into work…unfortunately.
5) Driver’s License…..ALWAYS on me 100% of time cuz ya never know.
6) $28 buckaroos…..oh crap, make that $25! i’ve been forgetting to put my daily dollars into my cup. Cash is the one thing i continuously get on my friends for. I don’t mind lending it, or buying a friend lunch every now and then, but it’s really really important for safety reasons! I believe you should always have at LEAST $5-$10 on you at all times…you can’t use a credit card for everything.
That’s it! i know it’s not as exciting as one would hope, but i’m a simple man :) I used to use a wallet but it would collect soooooo much junk. And these days w/ the whole “phone # as your rewards card” at grocery stores, i don’t need to hang on to those crazy giant/safeway cards anymore. The only thing i miss having is a picture or two, but these days i can just log onto mySpace and see my crazy friends.
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!
What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.