All the other categories are moving along pretty nicely, w/ the exception of my stupid car situation :(
Value down almost $1,000?? COME ON. i hate cars. seriously, every month it’s gone down like $1k, and i’m only paying off $300+ of the principal per month. i keep saying i may sell the car, but now i actually LOVE IT! ha ha… whatever, i’m too much in a good mood to get into this right now. we’ll deal later.
Here’s it all played out last month (Mar):
Cash Savings: Definitely a nice little jump. i’m putting my savings bonds in this category for now (prob. will create it’s own section later), so $200 of this increase is related to finding out how much they’re now worth. Yay! the additional $272 were from savings of going under budget :)
Roth IRA: Haven’t added any additional funds in months, so i’ll take an increase in earnings any day! Keep doing your thing mutual funds ;)
401k: Not impressive at all. Granted, it could def. be a billion times worse w/ the way the market is these days, BUT still. I mean, i’m contributing 19% of my paycheck twice a month. At least i have something to look forward too – once all is back to normal, i should see $4k increases each month (not including ups and downs in the market)! Y-U-M.
Condo Investment: Still creeping along nicely. I like helping family out.
Home Equity: This will remain the same over the next few months. We basically paid a large chunk of the mortgage off cple months ago (not on purpose), and since we have interest-only financing, we’re taking a break until after the wedding to get more situated.
Auto Worth (kbb): ARRGHHHHH. that’s about it.
Credit Cards: We’re knocking them away month after month! I was paying off both cards evenly ($100 a piece), but now i’ve decided to pay more off the card where the 0% financing is ending first, while paying minimal payments on the other. As it stands right now, both cards are at 0%.
Auto Loan: Measly $300ish principal payment out of the $440 i’m sending in each month. Arghhhh again.
ps: i also updated my side bars to reflect the new & hip scenario.
- The "Budget/Net Worth" spreadsheet - the colorful Excel template I personally use.
- The "Money Snapshot" spreadsheet - a simple Excel template I created for my former $$$ clients
- PersonalCapital.com (free) - a great way to track your net worth AND investments. You can see our full review of them here: Why I Use Personal Capital Almost Every Single Day
- Mint.com (free) - the original lazy way to automate your budget/net worth