I usually then pat myself on the back and wonder if I’m as funny/cool/interesting as I was back when that “something” happened. But today, I didn’t know whether to punch myself in the face, or nervously laugh it off.
There’s no doubt about it – before ’08, I was CRAZY when it came to money. Well, maybe not that bad, but I sure did like to splurge on non-necessities! Check this email I sent to my girl a year and a half ago:
“Lastly, before i go, if you are sitting there wondering to yourself, “do i REALLY want to spend $40 frivolously today?”, then i have JUST the thing for you: BlingH20 water! it’s the new rage in hollywood, everyone who’s anyone is drinking it. and, in case you’re wondering – yes, i will be drinking it too…in approx. 2-5 business days. (OH MY!)”
I charged $40.00 to my credit card for a fancy bottle of WATER! hahaah…oh man, talk about a marketers dream, eh? There’s about a 5% chance I’d ever do something like that again – say if I win the lottery, get a huge a$$ bonus, or perhaps if I get a little drizzunk in front of a computer ;)
And the most interesting part of it all, is that I still haven’t drank the dang thing! It’s literally sitting on my desk right this very moment smiling at me. I think at this point I’m just holding onto it in case it’s ever worth anything… the thought of drinking it all down, dollar after dollar, isn’t as sexy as I’d originally imagined ;) Although perhaps it’s filled with miracles?!?!
The point of all this, though, is just that we all have the ability to change, especially when it comes to our spending habits. And sometimes it happens naturally, like when you get married, or when you buy a house, or even if you lose your job. Life happens, and it changes us.
The trick of it all is to remind yourself that you’re gonna make some pretty bozo transactions here and there, but to REMEMBER them so you don’t fall for it again. And even if you do, who cares – you’re alive and you’re TRYING ;)
PS: Some of my favorite tools:
|Personal Capital (FREE) -- If you’re looking for a robust financial tracker, Personal Capital is the way to go! They’re like Mint, but on steroids and have much better tools for investment and net worth tracking. // Full review|
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