My #1 tip for saving money is….i dunno, i have lots of them!

by J. Money - Published November 5, 2008

tips for saving moneyWhat a weasly way out of a question, huh?! haha…it’s true though, i can never lock down just 1 answer. Maybe you have a good one? Drop a comment for sure so we can all ogle it ;)

At any rate, this was one of the questions i was asked during my interview w/ Holly the other month. I was happy with my answer (spouting my love for 401ks and living a constant lifestyle throughout raises/promotions), but I was also tempted to answer it with another trick i find helpful:

Whenever i need some new & juicy advice, I simply ask those around me what THEIR #1 tip for saving money is!

haha…it may sound silly, but i always get some goodies outta that :) Everyone’s looking for the same thing – having enough money to live a happy and fulfilling life. Family, friends, office-mates, they all have experiences with money (both good & bad) and they will all usually share it with you. Just be sure that ya trust them and they’re not one of *those* kinda of people who are nutso w/ their dollars ;) We all have one or two of them in our group!

Checking around with us bloggers is also a great idea, especially if you’re looking for something specific. We, too, have our own crazy experiences, and if we ourselves don’t have the answer you’re looking for, we probably know someone who does.

So that’s today’s #1 tip for saving money – Get answers from those around you. We’re all working for financial security, and if they truly care for you they’d be glad to share the wealth!


Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!

If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!

What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!

PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.

Jay loves talking about money, experimenting, blasting hip-hop, and hanging out with his two beautiful boys. You can check out all of his online projects at Thanks for reading the blog!

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