Comments on: The Budget is back, baby! (and will be updated monthly) http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/ Where Financial Nerds are Cool Sat, 11 Feb 2012 21:45:59 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: J. Money http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-66767 J. Money Sun, 09 Oct 2011 15:15:06 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-66767 Oh, weird - never seen that before, I'm sorry. I'll see what I can do. In the meantime, why don't you try downloading the spreadsheet into Excel, and then just uploading that into Google Docs? That's what I originally did to get it up there :) <a href="http://www.budgetsaresexy.com/budgets/j_budget_template.xls" rel="nofollow">http://www.budgetsaresexy.com/budgets/j_budget_template.xls</a> Oh, weird – never seen that before, I’m sorry. I’ll see what I can do. In the meantime, why don’t you try downloading the spreadsheet into Excel, and then just uploading that into Google Docs? That’s what I originally did to get it up there :)

http://www.budgetsaresexy.com/budgets/j_budget_template.xls

]]> By: Micah http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-66541 Micah Fri, 07 Oct 2011 17:40:07 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-66541 The budget won't load in google docs. Any way of fixing it? :( I want to use it. The budget won’t load in google docs. Any way of fixing it? :( I want to use it.

]]> By: J. Money http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-22259 J. Money Wed, 13 Apr 2011 00:58:13 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-22259 Hmmm... to be honest, I'd go w/ the same one I talk about in this post :) It's super easy, and all you have to do is swap out the categories that don't work for you with those that do. There's nothing much to it, really. And getting into the habit of tracking your net worth, which is featured in there, is a VERY good thing to do starting young like you are. It's probably gonna be ugly for a while, but the more you see the hard numbers now, the faster you're gonna rock it out later. Give it a shot! And congrats on *thinking* about this stuff right now at your age - I was out drinking and making sure I had enough to eat every day, that was the extent of my budget ;) Hmmm… to be honest, I’d go w/ the same one I talk about in this post :) It’s super easy, and all you have to do is swap out the categories that don’t work for you with those that do. There’s nothing much to it, really. And getting into the habit of tracking your net worth, which is featured in there, is a VERY good thing to do starting young like you are. It’s probably gonna be ugly for a while, but the more you see the hard numbers now, the faster you’re gonna rock it out later. Give it a shot! And congrats on *thinking* about this stuff right now at your age – I was out drinking and making sure I had enough to eat every day, that was the extent of my budget ;)

]]> By: McKenzie K http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-22075 McKenzie K Sun, 10 Apr 2011 14:54:40 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-22075 J Money! I'm a brandi new freshman college student starting this fall. Is there any specific budget template you could shoot my way? something simple and college kid-like? I wanna get this financial thing right from the beginning! Thanks! J Money! I’m a brandi new freshman college student starting this fall. Is there any specific budget template you could shoot my way? something simple and college kid-like? I wanna get this financial thing right from the beginning!
Thanks!

]]> By: Gina http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-11868 Gina Wed, 29 Dec 2010 03:52:22 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-11868 Too Ashamed, please talk to your Human Resources person and tell them you need to start contributing to a 401k and how much would that effect my paycheck? Most companies will MATCH what you contribute, so you are throwing money out the window! Go look it up, email, ask, do something. Even if it is 25.00 a month. Too Ashamed, please talk to your Human Resources person and tell them you need to start contributing to a 401k and how much would that effect my paycheck? Most companies will MATCH what you contribute, so you are throwing money out the window! Go look it up, email, ask, do something. Even if it is 25.00 a month.

]]> By: J. Money http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-10181 J. Money Sun, 28 Nov 2010 02:35:30 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-10181 Amen to that :) I think that's a killer idea. Amen to that :) I think that’s a killer idea.

]]> By: katybee http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-10162 katybee Sat, 27 Nov 2010 10:23:07 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-10162 J. Money- I loved what you said to Too Ashamed, I totally agree. I might add that when we committed to look at our finances on Sunday every week that it totally turned everything around for us. Since we have a little one too sometimes we have to wake up in the middle of the night on Sat. to do it :). But just setting the time aside and being there is half the battle I think. Best, Katy J. Money- I loved what you said to Too Ashamed, I totally agree. I might add that when we committed to look at our finances on Sunday every week that it totally turned everything around for us. Since we have a little one too sometimes we have to wake up in the middle of the night on Sat. to do it :). But just setting the time aside and being there is half the battle I think.
Best,
Katy

]]> By: J. Money http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-8697 J. Money Sun, 31 Oct 2010 03:08:49 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-8697 awwww i'm sorry to hear that :( but you can always start now! maybe if you don't call it a budget and just think of it more like a challenge or game it would be easier to tackle? it's hard to shoot over ideas since we don't know your particular situation or personality, etc, but you can ALWAYS change your path if you truly decide you want to do it. it's not going to be easy but it's most def. possible. And I wish you nothing but success!!! Keep trying new ways until you find a solution that works :) You can totally do it! awwww i’m sorry to hear that :( but you can always start now! maybe if you don’t call it a budget and just think of it more like a challenge or game it would be easier to tackle? it’s hard to shoot over ideas since we don’t know your particular situation or personality, etc, but you can ALWAYS change your path if you truly decide you want to do it. it’s not going to be easy but it’s most def. possible. And I wish you nothing but success!!! Keep trying new ways until you find a solution that works :) You can totally do it!

]]> By: Too ashamed to give name http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-8634 Too ashamed to give name Thu, 28 Oct 2010 18:56:20 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-8634 I am completely confused about making a budget. It seems easy in theory, but for some reason I freeze and it makes me feel incredibly ingnorant. I save nothing, I've no 401 or IRA... I am a single mom of 6 kids, however, only 2 are under 18. I am 50 and I will be working forever, if I don't get my money under control! To say I live paycheck to paycheck would be generous. In addition, all examples seem to come from people who make a very good living. I cannot even imagine being able to put some money from my paycheck into a 401, or a savings, how would I live and pay bills. I am at my financial ropes end.... I am completely confused about making a budget. It seems easy in theory, but for some reason I freeze and it makes me feel incredibly ingnorant.
I save nothing, I’ve no 401 or IRA… I am a single mom of 6 kids, however, only 2 are under 18. I am 50 and I will be working forever, if I don’t get my money under control! To say I live paycheck to paycheck would be generous.
In addition, all examples seem to come from people who make a very good living. I cannot even imagine being able to put some money from my paycheck into a 401, or a savings, how would I live and pay bills.
I am at my financial ropes end….

]]> By: J. Money http://www.budgetsaresexy.com/2009/02/budget-is-back-baby-and-will-be-updated/#comment-7769 J. Money Tue, 05 Oct 2010 01:40:14 +0000 http://budgetsaresexy.com/2009/02/the-budget-is-back-baby-and-will-be-updated-monthly/#comment-7769 oh that's a pretty good idea. I like that :) I kinda do that too, only with $100 being left in the account. which has worked pretty well for the most part, but every now and then i get a bit too close to comfort. $1,000 seems much safer. and you're right, I don't show where that extra money goes every 2 weeks in that budget above - but I can assure you it's going straight into our savings accounts :) and also my newly formed "$50,000 until I can quit my job if I want to" fund. I'm pretty obsessed about saving right now, but I go into my moods. In a perfect world I'd just save and travel around the world at the same time ;) And blog. W00T. oh that’s a pretty good idea. I like that :) I kinda do that too, only with $100 being left in the account. which has worked pretty well for the most part, but every now and then i get a bit too close to comfort. $1,000 seems much safer.

and you’re right, I don’t show where that extra money goes every 2 weeks in that budget above – but I can assure you it’s going straight into our savings accounts :) and also my newly formed “$50,000 until I can quit my job if I want to” fund. I’m pretty obsessed about saving right now, but I go into my moods. In a perfect world I’d just save and travel around the world at the same time ;) And blog. W00T.

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