New Credit Card #? Don't forget to update all your accounts!
I don't know about you, but i'm alllllllllways forgetting to update my accounts when I get a new credit card #. (Don't care? click here)It really sucks to be honest, and it makes me wanna bang my head upside a brick wall - even if it does cost me $1. But I guess it's just one of those things we have to deal with in life.
I bring this up now because USAA just had a "data compromise" in one of its divisions (they say it due to a 3rd party), but either way it means they had to send me a new card with a new #. This may not be that big of a deal for some people, but I use my credit card for everrrrrrrrrrrrrrrrything. Which means I now have to update allllllllllllllll my accounts that's attached to it! (why do I keep typing like thaaaaaaaaaaat?)
That brings us to today's topic: The list of places to update your credit card information. Originally I only thought of 2 or 3 places to update this new #, but as the days passed (and my charges kept showing up on the wrong card) I realized there are a ton more places I was still missing! haha....so my hope is that this will not only be a nice reminder for you all, but for myself as well during the next round of updates ;) Here's what I conjured up so far:
- Overdraft Protection - Do you use your card as a back up so you never get overdraft fees from your checking/savings accounts? If so, this is probably the first place you should update. It's pretty embarrassing going in the negatives to begin with, but to then have your credit card decline directly after?! Bleh, no thanks.
- Paypal - Both your personal accounts and/or your business ones.
- GoDaddy - Or any other of your web/domain name hosting sites (for you bloggers out there)
- iTunes - Sure they're just .99 charges, but they still gotta get paid!
- UPromise - Somehow I remembered to change this before most others on this list. wtf? I never go on there, and when I do it's only to see if i beat my record income of $7.08 ;)
- Comcast - Their website blows, but luckily you never have to log on except for times like this - as long as you have your bills automatically set, which I highly advise.
- Cell Phone - Yes, very important if you like talking and all....
- Netflix - Don't use this personally, but 99% of you do!
- Gym Membership - Another one I don't use, but this time I'm in the majority ;)
- Other Subscriptions - Magazines, clubs, organizations, nudie sites (!), etc.
- Toll Tag - I totally forgot about these since I stopped using on a couple years back. But it's certainly one for the list for those who do use these still. (Thanks Philip!)
- Corporate stuff - Such as your corporate travel agent or any other services/items you use @ work and/or things you need for reimbursements and the like. (Thanks Shtinkykat)
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ps: Yes, of course I still love you USAA! You = My 2nd Love.
Labels: credit cards, USAA
posted by J. Money at
7:18 AM
10 Comments:
It really is attached to way to many things. I know when I got a new card the one that I forgot was my toll tag for my vehicle. It worked for a while then when I was pulling up to the gates that are supposed to open automatically they just sat there with you looking like an idiot. I was getting annoyed at those until I realized it was my fault and changed the number.
TV, internet, cell phone, water/sewage, auto insurance, toll tags and I am sure there are more.
One thing it does for you though is get you to take count of what is auto rebilling and you can try to cut out some of those services!
-ryan
Don't forget Roadside Assistance (Onstar and others)
Thanks for reminding me - my Citibank AA mastercard was recently replaced due to a security breach with a 3rd party merchant as well. (Why is it always a mysterious 3rd party at fault? Hmmmm...) I'll need to let my company travel agent know and oh yes, PayPal.
That is never any fun.
I have a money spreadsheet that I use to keep my husband in the loop. Each month has a page for assets/debts and there's a page for bills. We list the bill/account number/due date in the first cell and then for each month there are monthly 'amount due' and 'date paid' columns. Everything that auto pays on a card has something like 'auto on visa,' helping identify all of the bills that are on bill pay.
Yeah! Rick-Rolled!
Phillip/Ryan? - Tolls & insurance! yes, totally forgot about those...I have insurance set up to auto. pull from my checkings, but I know others that use their card instead. And also w/ those toll thing-a-ma-bobs. good thinkin' ;)
SAHM4now - Yup, will add that too - thx.
Shtinkykat - Company travel agent?? nice!
sara l - Good call :) I have a draft email that i always keep with a quick list of bills & due dates, and anything with a * next to it means it hits the c/c's...so I agree - labeling them anyway that works is a great thing to do.
Jeff@StretchyDollar - haha...you're the first one i ever got! Or, that at least owned up to it ;) i know rick rolling is old and childish now, but i couldn't come up with anything clever for April Fools today....well, i *did* actually, but it'll be better when I can plan it more...so watch out next year!
Hmm, USAA didn't send me a new card. This is the first I've heard of it. I don't have much linked to my credit card, just gym membership and the AAA renewal. But my checking account, heaven help me if I need to update all those links.
yeah, it could just be the certain type of card we have :) I have 2 through them and only 1 had this "issue"...hopefully it only happened to a few of us!
I have never heard of Rickrolling, so you got me, too. I love that song though... fond memories from my teen years... ;-)
haha, you haven't? oh man, that was all people did a year or two back...much easier to get people now that they've forgotten ;) although it does get old.
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