July 2009

"Cash For Clunkers" Cashed Out?

July 31, 2009

Word on the street is that the “Cash for Clunkers” program may already be over – less than a week since it started! I won’t bore you with all the details here (mainly because I’m lazy and there’s already so much circulating around the webs right now anyways), but I did think it was prudent to mention. After all, you might have been excited to […]

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A Personal Finance Lesson Learned the Hard Way

July 30, 2009

1 Year, 5 months, and 17 days ago I wrote my very first post here on a personal finance lesson I learned the hard way. It was broken down into two parts: Operation Heloc: The Good, and Operation Heloc: The Bad, and it was all about how I tried to game the system to save a few dollars ;) I was reminded of this when […]

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3 Cheap & Sexy Summer Activities!

July 29, 2009

The other weekend I experienced something pretty damn exciting – I participated in THREE new activities in 1 day! I didn’t realize it at the time, but looking back it was one of my favorite Summer days I’ve ever had (at least as an adult). And you know what? It was pretty cheap! So I thought I’d share them with you in hopes you might […]

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Blogger Showdown #1: J.D. Roth vs. Trent Hamm

July 28, 2009

Welcome to the 1st ever PF Blogger Showdown! Your support and excitement have been incredible the past few days since introducing the series, and my thanks goes out to each and every one of you :) We’ve got a great community here, and I appreciate everyone’s passion in helping spread the good word! Some of you have asked why I’m leading off with 2 of […]

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How The New Credit Card Legislation Affects You.

July 27, 2009

As many of you know, The Credit Card Accountability, Responsibility and Disclosure Act was passed a while back and some of the stuff coming out of it is just plain AWESOME. Not only will it improve a lot of the shadyness going on, but it’ll hopefully get the average American back on track and *paying attention* again (see #4). It may also means entirely new […]

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Fashion with J. Money & Unfunded.

July 25, 2009
Thumbnail image for Fashion with J. Money & Unfunded.

Ever wonder how your boy J. sees fashion? Click on over to my first review of celeb chicks in celeb clothing. It’s not finance related, but it’s still good entertainment. You girls might appreciate it ;) Hell, even you guys – there’s great scenery! Thx for the opp. Unfunded – diggin’ your site. J. Money Jay loves talking about money, experimenting, blasting hip-hop, and hanging […]

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Introducing The Blogger Showdown Series!

July 24, 2009

I’m so excited I can barely keep my pants on. Starting next week, I’ll be pitting two Personal Finance Bloggers against each other in what I hope will become a glorious new series at Budgetsaresexy! (If you were following me on Twitter, this is that “secret” I was jabbering about) And guess what? We’ve got powerhouses J.D. Roth of Get Rich Slowly, and Mr. Trent […]

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3 Lessons Starbucks Reminded Me of Today.

July 22, 2009

I just came back from Starbucks and I’m in a most joyous state. For one thing, I’ve got my grande hazelnut coffee sitting right next to me. But more importantly, I was just reminded of how far being NICE gets you. When you’re nice everyone around you is happier. That means better friendships, better karma, and most times better service ;) Plus, it’s just a […]

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Financial Mad Libs! Are You Down?

July 21, 2009

Why hello there, and welcome to my blog. Today I offer you the chance to travel back circa 6th grade and divulge the secrets of being YOU. In other words, it’s time for a rousing game of Financial Mad Libs! (crowd goes wild) If you haven’t seen the start of it over at Punch Debt In The Face, I highly recommend checking it out – […]

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The Best Order To Take Out Money

July 20, 2009

As I mentioned in my last post, Borrowing from yourself first is key. There’s no financial point in taking on more debt when you have the means sitting right there in front of you. Psychologically it might be a different story (who wants to deplete their nest egg?) but desperate times call for desperate measures….or something like that. The point is, emergencies and other *needs* […]

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Borrow From Yourself First.

July 17, 2009

Borrow from yourself first, that’s what I say. It sounds funny, but think about it. What if you needed $1,000 or $2,000 in cash right now, where would you get it? Would you pull it from your emergency fund? Take out a payday loan or credit card advance (please say you wouldn’t)? I ask this because people do the oddest things when it comes to […]

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How to Be Cheap but Chic When Attending a Wedding

July 16, 2009

[Guest post by Kathryn Vercillo.] Attending a wedding can be a really pricey affair. You have to get a gift for the happy couple. You have to make arrangements to attend the event which frequently means traveling somewhere and/or losing time from work. And you certainly want to show up looking your best which may mean getting new clothes and having your makeup done. If […]

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Visualizing a Life Without Debt.

July 15, 2009

Check that out: IH8 DEBT. Hah! That belongs to my boy Brad from Enemy of Debt and just goes to show how passionate he is about spreading the good word. And if that’s not refreshing enough, just read any of his posts – that guy puts his entire heart and soul into this stuff! So today, I pimp him out to you all ;) We […]

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Bye Bye Bonds, Hello Roth IRAs.

July 14, 2009

I finally took the plunge and sold off all our EE Savings Bonds! I’ll be sad to see them go, but I sure won’t miss the minuscule interest ;) Plus, it’s been on my to-do list ever since March’s net worth review, so it feels good to finally cross it off now. In fact, it also spurred accomplishing another item on that list – opening […]

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