Summer Tip: Buy winter clothes now!

by J. Money - Published July 8, 2009

It may not be possible @ all stores, but if you can – start picking up as many winter clothes as your budget permits. My bro just got a great a$$ deal over at Banana Republic due to them clearing shop (he picked up like five $60+ sweaters for only $14.99) I’ve also seen Gap, Express, and Old Navy unloading a bit too.

You might get last year’s “oldies”, but most people won’t even notice/care for that matter. It’s a match made in heaven for us frugal shoppers. Quality clothing at a fraction of the price! Another smart place to look is outlet centers and places like TJ Maxx, Marshalls, Ross, etc. If you’ve got one around your hood, I’d also check out Rugged Wearhouse – I’ve gotten clothes there at 75% off retail, including Nautica jackets for $25 and Armani jeans for only $20!

If you’re seeing any other stores cleaning out their inventory, let us know :)


Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!

If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!

What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!

PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.

Jay loves talking about money, experimenting, blasting hip-hop, and hanging out with his two beautiful boys. You can check out all of his online projects at Thanks for reading the blog!

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