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Be Proud of Your Emergency Fund!

by J. Money on Monday, December 7, 2009

$1,000 is better than $0.00I can’t remember where I saw it, but someone recently said they “only” had $1,000 in their Emergency Fund. The first thing I thought when I read that was, GREAT!!! Do you know how many people don’t even have a dollar in their emergency funds? Or even know what an e. fund is? A lot. And even scarier is that many of them are living paycheck to paycheck :(

So if you’ve got it, flaunt it! Oh wait, that’s not right. (Get outta my head Tyra!) Let’s try that again…

So if you’ve got $1,000, or even $500, in your emergency fund, be proud! You’re consciously working towards a stress-free and financially safe future. That’s $1,000 MORE money you can count on in an event of a crazy situation or “emergency!” (whatever that means to you.) It may not be as much as you’d like in there, but you’re on it and you’re getting closer. One day at a time, my friends.

I can vividly remember hitting $1k myself, and I never thought I’d make it ;) It’s like one of those mental blocks to get across, ya know? Multi-millionaires recognize this too – only for them it’s always the first MILLION that was the hardest to reach! Haha…hopefully one day I’ll be able to verify that myself.

Regardless of that big number you’re trying to reach though, just keep on truckin! Personal finance is a myriad of first steps and motivation, and without one or the other you’re not going very far. So you take that $1k and you smile and tell yourself next year it’ll be $3k or $5k or even $50k! And then you plan for it and make that $hit happen. Why? Because you’re a financial rock star, that’s why. And if you’re not going to do it, no one else will.

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