What’s your biggest financial fear?

by J. Money - Published December 4, 2009

That you’d lose all your money? That your credit cards get illegally maxed? Single Guy Money recently asked this very same question and I gotta tell you, it took me a while to come up with an answer. I mean yeah, all that stuff above would really suck and piss me off, but I can’t say I’d be afraid of it.

The great thing about personal finance is that you only have to learn how to rock it once! You’d have to work your way back up to the top money-wise, but you’d get there a lot faster than the first time around. Imagine if you had to re-make all your mistakes again? Now THAT would be scary. As lame as it sounds, knowledge really is power here.

That being said, I did come up with something I’m financially afraid of. It took me a good 5-10 minutes but I came up with one. Actually, I came up with 3:

  1. Getting held up by gunpoint. Take my money gangstas, just let me live!
  2. A flood breaking out into our house. Nothing scares me more about home ownership than water problems. Things that look small cost a LOT, and things that look like a lot cost even MORE! I swear, we’ve already gone through 3 water issues in the last 2 years and it scares the bejesus out of me – reason #386 that I miss renting ;)
  3. Being unable to work. I’m not sure how that would come to be, but if I was physically unable to work – including blogging – I’d be devastated. Earning money for the extras in life is nice, but not being able to put food on the table or provide shelter for my family would kill me. In fact, I’m going to take a second and say a prayer real quick as soon as I finish this sentence. (done!)

There are probably a hundred other things I can come up with if I REALLY wanted to, but it’s probably best to stay positive and keep my head up. Life is already crazy enough, right? Right. But before I go I’d like to hear from you ;) What are YOU financially afraid of? Get it all out now so it never happens!

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PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.

Jay loves talking about money, experimenting, blasting hip-hop, and hanging out with his two beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!

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