I’m afraid my love affair with checks are over…

by J. Money on Tuesday, January 12, 2010

Check love.I wrote a check for the first time in 6 months and realized we’re no longer as close as we used to be. “What happened to us?!” I asked myself. “Remember the days of filling up gas for Ma and having the honor to use a blank check?” It feels strange never officially breaking up.

These days, we’re more like distant friends than lovers. We see each other every now and then – exchange some niceties – and then scurry away in this fast paced world of ours. Who has time to write out checks these days? Or to keep track of them so quaintly as we used to? The digital age sure has changed our behavior.

Back then, we used checks for everything – rent, groceries, clothes, utilities – I even remember using one for a couple of chocolate bars ;) Credit cards were around, but from what I recall were very hush hush. The only people using plastic were the scoundrels racking up debt and living the high life (literally and figuratively!). Of course, I was a mere child in those days so my memories are a little skewed, but the point is that plastic is the new check. Both debit and credit.

And you know what? I’m totally happy with! It’s faster, easier, and fits in my pocket much much smoother. It’s true there are still some old school’ers holding up the register lines at times, but at least I can now appreciate the nostalgia of it. They continue writing checks because it works for them. More power to ya Grandma! I just wish more places accepted PayPal. I’m starting to forget how to properly fill these things out…

PS: Some of my favorite tools:
personal capital Personal Capital (FREE) -- If you’re looking for a robust financial tracker, Personal Capital is the way to go! They’re like Mint, but on steroids and have much better tools for investment and net worth tracking. // Full review
digit.co Digit (FREE) -- A super easy (and automated) way to save. Every day Digit analyzes your income and expenses and will push money aside for you any time it sees extra sitting there. I've saved over $4,000 myself using them so far! // Full review
acorns Acorns -- Having trouble finding money to invest? Check out Acorns – they round up all your transactions to the nearest $1.00 and drops the difference into an investment portfolio for you. Easy way to start investing! // Full review

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