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	<title>Comments on: What if the unemployed worked for their unemployment checks?</title>
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	<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/</link>
	<description>Where Financial Nerds are Cool</description>
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		<title>By: J. Money</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-19139</link>
		<dc:creator>J. Money</dc:creator>
		<pubDate>Thu, 03 Mar 2011 19:30:50 +0000</pubDate>
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		<description>Haha... well, I do like being called a tough guy, but I&#039;m not versed well enough to debate with you :)  I&#039;ll let others chime in if they have an opinion.</description>
		<content:encoded><![CDATA[<p>Haha&#8230; well, I do like being called a tough guy, but I&#8217;m not versed well enough to debate with you :)  I&#8217;ll let others chime in if they have an opinion.</p>
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		<title>By: Ron</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-19095</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Thu, 03 Mar 2011 15:26:05 +0000</pubDate>
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		<description>I guess it would have been a good idea possibly for the future...but the logistics..making governmant even BIGGER then it is and contrary to democratic beliefs of the bad BIG BUSINESS..and BIG OIL....BIG GOVErnMENT is paid by us the taxpayers....and the Tea Party was started just because of the fees surcharges taxes surtaxes that we already pay....if you dont want to sit on your butt...get government to lower taxes especially corporate and capital gains...so people with money will start business instead of hanging on to it...and get rid of obama care...it is a business killer...make real reform such as fraud of billions in medicare and medicaid....tort reform to lower premiums passed to we the people for outlandish settlements.  Its funny and you have to have faith but it works...like a tiller on the sailboat you have toturn the opposite ditection of the way you want the boat to go...but it works...we have to lower the taxes to spur business and make even more in taxes then if nothing is done.....more business with less tax beats by a mile stagnant business with high taxes...the high taxes dont come close to makig up for the revenue lower taxes do......Dont beleive it??/ C&#039;mon tough guy do some investigating for your self..it works every time the republicans lower the taxes....even JFK did it ....its fun and it works</description>
		<content:encoded><![CDATA[<p>I guess it would have been a good idea possibly for the future&#8230;but the logistics..making governmant even BIGGER then it is and contrary to democratic beliefs of the bad BIG BUSINESS..and BIG OIL&#8230;.BIG GOVErnMENT is paid by us the taxpayers&#8230;.and the Tea Party was started just because of the fees surcharges taxes surtaxes that we already pay&#8230;.if you dont want to sit on your butt&#8230;get government to lower taxes especially corporate and capital gains&#8230;so people with money will start business instead of hanging on to it&#8230;and get rid of obama care&#8230;it is a business killer&#8230;make real reform such as fraud of billions in medicare and medicaid&#8230;.tort reform to lower premiums passed to we the people for outlandish settlements.  Its funny and you have to have faith but it works&#8230;like a tiller on the sailboat you have toturn the opposite ditection of the way you want the boat to go&#8230;but it works&#8230;we have to lower the taxes to spur business and make even more in taxes then if nothing is done&#8230;..more business with less tax beats by a mile stagnant business with high taxes&#8230;the high taxes dont come close to makig up for the revenue lower taxes do&#8230;&#8230;Dont beleive it??/ C&#8217;mon tough guy do some investigating for your self..it works every time the republicans lower the taxes&#8230;.even JFK did it &#8230;.its fun and it works</p>
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		<title>By: J. Money</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-1383</link>
		<dc:creator>J. Money</dc:creator>
		<pubDate>Fri, 26 Mar 2010 15:53:02 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsaresexy.com/2010/03/what-if-the-unemployed-worked-for-their-unemployment-checks/#comment-1383</guid>
		<description>Don&#039;t try and excite me too much ;)</description>
		<content:encoded><![CDATA[<p>Don&#8217;t try and excite me too much ;)</p>
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		<title>By: Slinky</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-1378</link>
		<dc:creator>Slinky</dc:creator>
		<pubDate>Fri, 26 Mar 2010 14:10:01 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsaresexy.com/2010/03/what-if-the-unemployed-worked-for-their-unemployment-checks/#comment-1378</guid>
		<description>I&#039;m always glad to advertise the CCC. It just makes sense to help out those who need it by having them help the community. Everyone wins. And maybe we&#039;d have less potholes. :)</description>
		<content:encoded><![CDATA[<p>I&#8217;m always glad to advertise the CCC. It just makes sense to help out those who need it by having them help the community. Everyone wins. And maybe we&#8217;d have less potholes. :)</p>
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		<title>By: J. Money</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-1368</link>
		<dc:creator>J. Money</dc:creator>
		<pubDate>Fri, 26 Mar 2010 04:25:06 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsaresexy.com/2010/03/what-if-the-unemployed-worked-for-their-unemployment-checks/#comment-1368</guid>
		<description>Yeah, that&#039;s exactly along the lines of something that would seem to work pretty well.  I&#039;m sure a lot has changed over the years, but I think I really like that general concept. Thanks for sharing :)</description>
		<content:encoded><![CDATA[<p>Yeah, that&#8217;s exactly along the lines of something that would seem to work pretty well.  I&#8217;m sure a lot has changed over the years, but I think I really like that general concept. Thanks for sharing :)</p>
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		<title>By: Slinky</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-1352</link>
		<dc:creator>Slinky</dc:creator>
		<pubDate>Thu, 25 Mar 2010 16:50:25 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsaresexy.com/2010/03/what-if-the-unemployed-worked-for-their-unemployment-checks/#comment-1352</guid>
		<description>http://en.wikipedia.org/wiki/Civilian_Conservation_Corps

We did something like that during the great depression. They did a lot of work in Upper Michigan where I visit my in-laws. From what I hear up there, it was a great program. It took out of work men, many with no skills, and taught them how to build bridges and such. It housed, fed, and clothed them while they did it. They paid the men and required that a certain amount be sent home to support dependents.</description>
		<content:encoded><![CDATA[<p><a href="http://en.wikipedia.org/wiki/Civilian_Conservation_Corps" rel="nofollow">http://en.wikipedia.org/wiki/Civilian_Conservation_Corps</a></p>
<p>We did something like that during the great depression. They did a lot of work in Upper Michigan where I visit my in-laws. From what I hear up there, it was a great program. It took out of work men, many with no skills, and taught them how to build bridges and such. It housed, fed, and clothed them while they did it. They paid the men and required that a certain amount be sent home to support dependents.</p>
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		<title>By: David Damron</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-273</link>
		<dc:creator>David Damron</dc:creator>
		<pubDate>Mon, 08 Mar 2010 05:05:14 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsaresexy.com/2010/03/what-if-the-unemployed-worked-for-their-unemployment-checks/#comment-273</guid>
		<description>I am torn on this issue....&lt;br /&gt;&lt;br /&gt;I understand there are people who think most (if not all) people receiving unemployment benefits are lazy. Such may be the case for half of these people. If 50% were the case, than there is the other 50% making an effort. If these people (As mentioned in earlier comments) were working labor jobs instead of searching for jobs, it would be even tougher for them to get back into jobs they would excel at because they are not putting full faith into the job hunt.&lt;br /&gt;&lt;br /&gt;The whole situation sucks for those RECEIVING unemployment and STILL PAYING for others receiving unemployment. I believe there is no right or wrong answer. There are pro&#039;s and con&#039;s to having unemployment benefits in the first place. &lt;br /&gt;&lt;br /&gt;I understand, but disagree with Jim Bunning&#039;s attempt to stop unemployment benefits from continuing. He makes some valid points about people not wanting to work if they are getting a handout. However, many of these people worked and contributed indirectly and directly to these funds. As many people on unemployment are trying to get jobs, the battle for basic living wages is tougher and tougher. &lt;br /&gt;&lt;br /&gt;We all should take note that saving for this situation is critical. Budgeting is just one way to make sure that we are not so reliant on unemployment benefits. With that said, we all never know what MAY happen to us. Jobs we thought were secure are not. Times change and we may become hypocrites one day that we too need these unemployment benefits.&lt;br /&gt;&lt;br /&gt;Tough calls on either side of the argument.&lt;br /&gt;&lt;br /&gt;David Damron&lt;br /&gt;LifeExcursion</description>
		<content:encoded><![CDATA[<p>I am torn on this issue&#8230;.</p>
<p>I understand there are people who think most (if not all) people receiving unemployment benefits are lazy. Such may be the case for half of these people. If 50% were the case, than there is the other 50% making an effort. If these people (As mentioned in earlier comments) were working labor jobs instead of searching for jobs, it would be even tougher for them to get back into jobs they would excel at because they are not putting full faith into the job hunt.</p>
<p>The whole situation sucks for those RECEIVING unemployment and STILL PAYING for others receiving unemployment. I believe there is no right or wrong answer. There are pro&#39;s and con&#39;s to having unemployment benefits in the first place. </p>
<p>I understand, but disagree with Jim Bunning&#39;s attempt to stop unemployment benefits from continuing. He makes some valid points about people not wanting to work if they are getting a handout. However, many of these people worked and contributed indirectly and directly to these funds. As many people on unemployment are trying to get jobs, the battle for basic living wages is tougher and tougher. </p>
<p>We all should take note that saving for this situation is critical. Budgeting is just one way to make sure that we are not so reliant on unemployment benefits. With that said, we all never know what MAY happen to us. Jobs we thought were secure are not. Times change and we may become hypocrites one day that we too need these unemployment benefits.</p>
<p>Tough calls on either side of the argument.</p>
<p>David Damron<br />LifeExcursion</p>
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		<title>By: Leslie</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-272</link>
		<dc:creator>Leslie</dc:creator>
		<pubDate>Mon, 08 Mar 2010 04:14:32 +0000</pubDate>
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		<description>I disagree as well. Everyone knows that it is much harder to job search while working! I spent at least half the day job hunting and applying. Even if I had a part-time manual labor job, I would be too exhausted when I got home to apply for jobs.</description>
		<content:encoded><![CDATA[<p>I disagree as well. Everyone knows that it is much harder to job search while working! I spent at least half the day job hunting and applying. Even if I had a part-time manual labor job, I would be too exhausted when I got home to apply for jobs.</p>
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		<title>By: Anonymous</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-926</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 02 Mar 2010 15:46:26 +0000</pubDate>
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		<description>It should also create jobs, since it would take so much time and manpower to get this up and running.  I would love to see this happen.  Especially if the unemployed people would be working in their field, or close to it.  It keeps them busy, earning their checks, as well as experience.  Great Idea!</description>
		<content:encoded><![CDATA[<p>It should also create jobs, since it would take so much time and manpower to get this up and running.  I would love to see this happen.  Especially if the unemployed people would be working in their field, or close to it.  It keeps them busy, earning their checks, as well as experience.  Great Idea!</p>
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		<title>By: Jim Juber</title>
		<link>http://www.budgetsaresexy.com/2010/03/what-if-unemployed-worked-for-their/#comment-924</link>
		<dc:creator>Jim Juber</dc:creator>
		<pubDate>Tue, 02 Mar 2010 15:20:51 +0000</pubDate>
		<guid isPermaLink="false">http://budgetsaresexy.com/2010/03/what-if-the-unemployed-worked-for-their-unemployment-checks/#comment-924</guid>
		<description>I read the article and what jumped out to me was Glenn Blackburn&#039;s last comment: &lt;br /&gt;&quot;He says the only work available anywhere nearby is what he calls &quot;putt-putt jobs&quot; -- clerking at convenience stores or washing dishes. With those jobs, he&#039;d earn less than the $388 he&#039;s been pulling down in unemployment benefits every week, so it makes no sense to take them before his unemployment runs out (which he said will happen soon).&lt;br /&gt;&lt;br /&gt;He was making 17/hr before the lay off, which is rougly 34k/yr.  Unemployment pays him 388/wk, which is roughly 20k.  Minimum wage at 7.25/hr is roughly 15k/yr.  All of the above scenarios assumed to be 40/hrs at 52 weeks.  Why accept a job for 25k/yr when I get 20k for doing nothing.  &lt;br /&gt;&lt;br /&gt;And that people, is the problem with unemployment benefits. As long as it pays more than minimum wage, there is no incentive to apply for and consider every job.&lt;br /&gt;&lt;br /&gt;I think, the first 6 months of unemployment should be free, no strings attached.  After 6 months, some type of work should be required to receive the benefits (minimum of 30 hours a week).&lt;br /&gt;&lt;br /&gt;I have seen and heard far too many folks use unemployment as a vacation, only to find a job right before or after the benefits expired.  Here is the kicker, Indiana pays 390/wk for unemployment benefits.  390/wk would cover all my expenses.  I too, would hold out for a job that is closer to my ideal salary and collect employment benefits until they ran out.  But I&#039;m not willing to work to collect that 390/wk unemployment check when I can work somewhere for 450/wk doing a regular job.</description>
		<content:encoded><![CDATA[<p>I read the article and what jumped out to me was Glenn Blackburn&#39;s last comment: <br />&quot;He says the only work available anywhere nearby is what he calls &quot;putt-putt jobs&quot; &#8212; clerking at convenience stores or washing dishes. With those jobs, he&#39;d earn less than the $388 he&#39;s been pulling down in unemployment benefits every week, so it makes no sense to take them before his unemployment runs out (which he said will happen soon).</p>
<p>He was making 17/hr before the lay off, which is rougly 34k/yr.  Unemployment pays him 388/wk, which is roughly 20k.  Minimum wage at 7.25/hr is roughly 15k/yr.  All of the above scenarios assumed to be 40/hrs at 52 weeks.  Why accept a job for 25k/yr when I get 20k for doing nothing.  </p>
<p>And that people, is the problem with unemployment benefits. As long as it pays more than minimum wage, there is no incentive to apply for and consider every job.</p>
<p>I think, the first 6 months of unemployment should be free, no strings attached.  After 6 months, some type of work should be required to receive the benefits (minimum of 30 hours a week).</p>
<p>I have seen and heard far too many folks use unemployment as a vacation, only to find a job right before or after the benefits expired.  Here is the kicker, Indiana pays 390/wk for unemployment benefits.  390/wk would cover all my expenses.  I too, would hold out for a job that is closer to my ideal salary and collect employment benefits until they ran out.  But I&#39;m not willing to work to collect that 390/wk unemployment check when I can work somewhere for 450/wk doing a regular job.</p>
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