How many of you guys use ING? I have an account myself, but I still have yet to play with their sub-accounts.They sound freakin’ awesome though! I kinda remember hearing about them before I started blogging (and if you google it all your favorite bloggers show up at the top), but the idea that you can save in “categories” like that is brilliant. And I’m not getting paid to say that ;)
I truly think other banks should perk up and steal this cuz it’s budgeting genius (ya hear that, USAA?). I would absolutely love to have different sub-accounts set up to stash all my funds in – I just don’t use ING for the bulk of my savings.
But it seems so many of you guys do! Here’s just one of a handful of comments left on my $200 cash giveaway post last week (which, btw, is still open so go and enter if you haven’t already!!!):
“One of the main things that has helped my family is to open an ING account and create 4 different accounts for separate things. Right now I have 1) Christmas 2010, 2) Paying our Taxes 2010, 3) Paying back a family member, and 4) Our Fun Money account for a Disney vacation.”
I love that “Christmas 2010” fund :) It’s so smart to save in chunks like this so you can a) save a little every month over time, and b) SEE that grand prize at the end! When it all mixes up and goes into one “pot,” it’s a lot harder to mentally figure out what goes where. We still do it because that’s what we’re used to (including myself), but if you have the option to create these sub-accounts you should def. give it a shot.Here are a few referral links if you ever wanna open one up:
- Referral #1 – ING Orange Savings Account – $25 bonus for you, $20 for me.
- Referral #2 – ING Orange Savings Account – $25 bonus for you, $20 for me.
Referral #3 – ING Orange Savings Account – $25 bonus for you, $20 for me. Referral #4 – ING Orange Savings Account – $25 bonus for you, $20 for me.
- Referral #5 – ING Orange Savings Account – $25 bonus for you, $20 for me.
Do NOT think you have to get one though just for the bonus. If you’re happy with your current bank GREAT! Stick with ’em :) I only share these for those who want a change or have been lazy setting one up. Happy Savings!
PS: Some of my favorite tools:
|Personal Capital (FREE) -- If you’re looking for a robust financial tracker, Personal Capital is the way to go! They’re like Mint, but on steroids and have much better tools for investment and net worth tracking. // Full review|
|Digit (FREE) -- A super easy (and automated) way to save. Every day Digit analyzes your income and expenses and will push money aside for you any time it sees extra sitting there. I've saved over $4,000 myself using them so far! // Full review|
|Acorns -- Having trouble finding money to invest? Check out Acorns – they round up all your transactions to the nearest $1.00 and drops the difference into an investment portfolio for you. Easy way to start investing! // Full review|