…if you don’t stay on top of them.
…if you keep using one that doesn’t work for you.
…if you set outrageous goals that you very well know you can’t meet.
…if you spend 10 hours setting one up!
…if you track every single penny that comes in and out. and I mean that literally – every. single. one.
…if you are doing it for anyone else other than yourself.
And lastly – budgeting does no good if you don’t change your ways!
Find a budget that works for you, and make it happen.
PS: Some of my favorite tools:
|Personal Capital (FREE) -- If you’re looking for a robust financial tracker, Personal Capital is the way to go! They’re like Mint, but on steroids and have much better tools for investment and net worth tracking. // Full review|
|Digit (FREE) -- A super easy (and automated) way to save. Every day Digit analyzes your income and expenses and will push money aside for you any time it sees extra sitting there. I've saved over $4,000 myself using them so far! // Full review|
|Acorns -- Having trouble finding money to invest? Check out Acorns – they round up all your transactions to the nearest $1.00 and drops the difference into an investment portfolio for you. Easy way to start investing! // Full review|