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	<title>Comments on: Reason #211 Not to Have Car Payments</title>
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		<title>By: Devin Parker</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-20493</link>
		<dc:creator>Devin Parker</dc:creator>
		<pubDate>Fri, 18 Mar 2011 11:48:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-20493</guid>
		<description>I&#039;m drivin an 01 crown vic police interceptor with 138451 miles (I&#039;m in it right now) I got 6 more payments on it! The car runs like a dream.. always starts right up tranny is solid doesn&#039;t leak any fluids and not as bad on gas as it may seem. I know I&#039;m going to have this car for a long time drivin for basically nothin (oil changes every 4000 miles, gas, tires, other routine maintenence) and I&#039;m 21 with thousands saved up in the bank! how&#039;s that for being responsible</description>
		<content:encoded><![CDATA[<p>I&#8217;m drivin an 01 crown vic police interceptor with 138451 miles (I&#8217;m in it right now) I got 6 more payments on it! The car runs like a dream.. always starts right up tranny is solid doesn&#8217;t leak any fluids and not as bad on gas as it may seem. I know I&#8217;m going to have this car for a long time drivin for basically nothin (oil changes every 4000 miles, gas, tires, other routine maintenence) and I&#8217;m 21 with thousands saved up in the bank! how&#8217;s that for being responsible</p>
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		<title>By: Why I&#8217;m So Glad We Don&#8217;t Have a Car Payment</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-2137</link>
		<dc:creator>Why I&#8217;m So Glad We Don&#8217;t Have a Car Payment</dc:creator>
		<pubDate>Wed, 21 Apr 2010 10:03:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-2137</guid>
		<description>[...] this month J$ at Budgets Are Sexy shared his own relief at not having a car payment. Are you trying to pay down a car faster? Is yours paid off? Has it made a big difference for you, [...]</description>
		<content:encoded><![CDATA[<p>[...] this month J$ at Budgets Are Sexy shared his own relief at not having a car payment. Are you trying to pay down a car faster? Is yours paid off? Has it made a big difference for you, [...]</p>
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		<title>By: Money Hackers Network Carnival #111 - Don't Hassel the Hoff Edition</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-1971</link>
		<dc:creator>Money Hackers Network Carnival #111 - Don't Hassel the Hoff Edition</dc:creator>
		<pubDate>Wed, 14 Apr 2010 10:17:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-1971</guid>
		<description>[...] Reason #211 Not to Have Car Payments @Budgets Are Sexy - The Pimp Daddy himself raps about rollin’ in a paid for Caddy. Dawg wants a Benz but understands how not having a car payment can lead to great wealth. Are you acting rich and rollin’ large? Or are you happy with a car that gets you from point A to point B? [...]</description>
		<content:encoded><![CDATA[<p>[...] Reason #211 Not to Have Car Payments @Budgets Are Sexy - The Pimp Daddy himself raps about rollin’ in a paid for Caddy. Dawg wants a Benz but understands how not having a car payment can lead to great wealth. Are you acting rich and rollin’ large? Or are you happy with a car that gets you from point A to point B? [...]</p>
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		<title>By: Best of Blogs Link Roundup: New Job Edition</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-1851</link>
		<dc:creator>Best of Blogs Link Roundup: New Job Edition</dc:creator>
		<pubDate>Mon, 12 Apr 2010 01:52:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-1851</guid>
		<description>[...] Are Sexy talks about all the reasons not to have a car payment. I thought I had an old car (1996 Honda), but J. Money drives a 1993 Caddy. [...]</description>
		<content:encoded><![CDATA[<p>[...] Are Sexy talks about all the reasons not to have a car payment. I thought I had an old car (1996 Honda), but J. Money drives a 1993 Caddy. [...]</p>
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		<title>By: J. Money</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-1820</link>
		<dc:creator>J. Money</dc:creator>
		<pubDate>Fri, 09 Apr 2010 20:32:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-1820</guid>
		<description>Holy crap, this is a HUGE database of car information! haha...thanks for sharing everyone! I can&#039;t respond to everyone here, but it was a pleasure reading through all these :)  Here are few shout outs:

@&lt;b&gt;Money Beagle, Brian, Trina, Shelley, Brian&lt;/b&gt; - Thanks!  I was just told it was a &quot;piece of $hit&quot; by a friend ;)  But hey, as long as the owners love it who cares, right?
@&lt;b&gt;sarah oneill&lt;/b&gt; - Your husband is a car dealership manager? AWESOME!!!  I&#039;d be in a lot of trouble too if either I or my wife worked at one...glad you&#039;re calming things down a bit now - 1 a year is insane.  But I&#039;m guessing you got the hook up like crazy ;)  Ooooh, wait a second.  If I were to drive out there would your man hook me up too?  Is it a Benz dealership? haha....
@&lt;b&gt;bestmommy&lt;/b&gt; - The Escalade is still in my Top 3 cars to own one day - Enjoy it! :)  Esp if you blinged it out...
@&lt;b&gt;Stacey&lt;/b&gt; - 0% interest is where it&#039;s at.  unless it gets you to spend even more than you wanted...hate when that happens.
@&lt;b&gt;Steveoismynameo&lt;/b&gt; - Well done, sir.  Def. makes more sense.
@&lt;b&gt;Brian Drolet&lt;/b&gt; - I&#039;ve been eyeing a motorcyle too actually, but I doubt I&#039;ll pull the trigger anytime soon...it&#039;s already been 3 years now since I&#039;ve started thinking of it :)  and that&#039;s WITH my dad already owning one!  but if my bro picks one up, I might be in trouble.
@&lt;b&gt;Shannon&lt;/b&gt; - OOoooh really?  I haven&#039;t thought about the VIP service like that, thanks for the insight!  You better have my back here on the blog when I blog about it one day ;)  I&#039;m gonna get some haters for sure...
@&lt;b&gt;Claudia&lt;/b&gt; - That&#039;s a great question and I have noooo idea when you cut your losses.  I think it&#039;s just a matter of what feels good to you and what you prefer in each instance.  I could tell you that if I were driving long distance to work every day I&#039;d have DEF gotten that Benz by now...safety/reliability becomes even more important then.
@&lt;b&gt;Anysa&lt;/b&gt; - I&#039;m here for you, baby ;)  thanks for reading!
@&lt;b&gt;Yana&lt;/b&gt; - Tapering windows?  haha...never heard of that one before.
@&lt;b&gt;Jen&lt;/b&gt; - YES yes YES.  I always miss my older car for sure. I mean, it&#039;s hard not to after spending so much quality time with them, right?  In fact, 2 cars ago I had the EXACT same Cadillac I do now except it was black.  Then It died and I got that Highlander, which was fine, but when I saw this Red Caddy I got all nostalgic again and said F it - I&#039;m going back!  And now here we are one happy family again :)  So yes, missing your old cars def. come into play.  Unless it was just junk and pissed you off.
@&lt;b&gt;Tom&lt;/b&gt; - Hah!  I did NOT see that coming when you started listing out those first 2 fancy pants cars - good one :)  I guess it is good we grow up like that, but sometimes I wish we didn&#039;t....growing up can get boring.
@&lt;b&gt;Your Mogul&lt;/b&gt; - &quot;Brand new cars are soooo 1990s.&quot;  haha...good one.
@&lt;b&gt;Heather&lt;/b&gt; - Oooooh...RDXs are smooth as hell.  really REALLY like those guys, but you&#039;re right it comes along with a pretty hefty price tag....the price of V.I.P.! ;)
@&lt;b&gt;Manny&lt;/b&gt; - No doubt, the amount you drive around is a big factor.
@&lt;b&gt;StackingCash&lt;/b&gt; - You are tempting me!!! You devil...in a good way :)
@&lt;b&gt;Meg&lt;/b&gt; - I just had to Google that Cosworth car....never heard of, but would love to test drive one to see what the fuss is about! I always base my opinions on the way cars look over anything else, haha...once i *drive* one though it usually changes my idea REAL fast...for the good and the bad.</description>
		<content:encoded><![CDATA[<p>Holy crap, this is a HUGE database of car information! haha&#8230;thanks for sharing everyone! I can&#8217;t respond to everyone here, but it was a pleasure reading through all these :)  Here are few shout outs:</p>
<p>@<b>Money Beagle, Brian, Trina, Shelley, Brian</b> &#8211; Thanks!  I was just told it was a &#8220;piece of $hit&#8221; by a friend ;)  But hey, as long as the owners love it who cares, right?<br />
@<b>sarah oneill</b> &#8211; Your husband is a car dealership manager? AWESOME!!!  I&#8217;d be in a lot of trouble too if either I or my wife worked at one&#8230;glad you&#8217;re calming things down a bit now &#8211; 1 a year is insane.  But I&#8217;m guessing you got the hook up like crazy ;)  Ooooh, wait a second.  If I were to drive out there would your man hook me up too?  Is it a Benz dealership? haha&#8230;.<br />
@<b>bestmommy</b> &#8211; The Escalade is still in my Top 3 cars to own one day &#8211; Enjoy it! :)  Esp if you blinged it out&#8230;<br />
@<b>Stacey</b> &#8211; 0% interest is where it&#8217;s at.  unless it gets you to spend even more than you wanted&#8230;hate when that happens.<br />
@<b>Steveoismynameo</b> &#8211; Well done, sir.  Def. makes more sense.<br />
@<b>Brian Drolet</b> &#8211; I&#8217;ve been eyeing a motorcyle too actually, but I doubt I&#8217;ll pull the trigger anytime soon&#8230;it&#8217;s already been 3 years now since I&#8217;ve started thinking of it :)  and that&#8217;s WITH my dad already owning one!  but if my bro picks one up, I might be in trouble.<br />
@<b>Shannon</b> &#8211; OOoooh really?  I haven&#8217;t thought about the VIP service like that, thanks for the insight!  You better have my back here on the blog when I blog about it one day ;)  I&#8217;m gonna get some haters for sure&#8230;<br />
@<b>Claudia</b> &#8211; That&#8217;s a great question and I have noooo idea when you cut your losses.  I think it&#8217;s just a matter of what feels good to you and what you prefer in each instance.  I could tell you that if I were driving long distance to work every day I&#8217;d have DEF gotten that Benz by now&#8230;safety/reliability becomes even more important then.<br />
@<b>Anysa</b> &#8211; I&#8217;m here for you, baby ;)  thanks for reading!<br />
@<b>Yana</b> &#8211; Tapering windows?  haha&#8230;never heard of that one before.<br />
@<b>Jen</b> &#8211; YES yes YES.  I always miss my older car for sure. I mean, it&#8217;s hard not to after spending so much quality time with them, right?  In fact, 2 cars ago I had the EXACT same Cadillac I do now except it was black.  Then It died and I got that Highlander, which was fine, but when I saw this Red Caddy I got all nostalgic again and said F it &#8211; I&#8217;m going back!  And now here we are one happy family again :)  So yes, missing your old cars def. come into play.  Unless it was just junk and pissed you off.<br />
@<b>Tom</b> &#8211; Hah!  I did NOT see that coming when you started listing out those first 2 fancy pants cars &#8211; good one :)  I guess it is good we grow up like that, but sometimes I wish we didn&#8217;t&#8230;.growing up can get boring.<br />
@<b>Your Mogul</b> &#8211; &#8220;Brand new cars are soooo 1990s.&#8221;  haha&#8230;good one.<br />
@<b>Heather</b> &#8211; Oooooh&#8230;RDXs are smooth as hell.  really REALLY like those guys, but you&#8217;re right it comes along with a pretty hefty price tag&#8230;.the price of V.I.P.! ;)<br />
@<b>Manny</b> &#8211; No doubt, the amount you drive around is a big factor.<br />
@<b>StackingCash</b> &#8211; You are tempting me!!! You devil&#8230;in a good way :)<br />
@<b>Meg</b> &#8211; I just had to Google that Cosworth car&#8230;.never heard of, but would love to test drive one to see what the fuss is about! I always base my opinions on the way cars look over anything else, haha&#8230;once i *drive* one though it usually changes my idea REAL fast&#8230;for the good and the bad.</p>
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		<title>By: Meg</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-1817</link>
		<dc:creator>Meg</dc:creator>
		<pubDate>Fri, 09 Apr 2010 20:10:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-1817</guid>
		<description>The comments here are almost way more interesting than the post itself, ha... So funny to read how many people have SUV&#039;s and *had* to have them. (Don&#039;t give me your paltry excuses, you CAN get by without them, what do you think Europeans do?!?! Waste of space IMO.) Then again, Americans don&#039;t get the awesome assortment of wagons to choose from that Europe &amp; Japan does, because everyone would rather buy giant SUV&#039;s and be afraid of wagons and hatchbacks.

Then again, the hubs and I are those annoying &quot;rich&quot; sports car driving folk. With NO car payments and NO annoying kiddos to think about. My oldest is 20 years old this year, the middle &quot;child&quot; is 13 and our youngest is going to be nine. They eat a good part of the budget every month, because we want them to and they&#039;re pretty much our *only* hobby. Car spending comes first! :)

Though today... I was tempted to want a $23k loan to buy the 1994 Ford Escort RS Cosworth I was shown.... I want that Cosworth something awful, haha! :D</description>
		<content:encoded><![CDATA[<p>The comments here are almost way more interesting than the post itself, ha&#8230; So funny to read how many people have SUV&#8217;s and *had* to have them. (Don&#8217;t give me your paltry excuses, you CAN get by without them, what do you think Europeans do?!?! Waste of space IMO.) Then again, Americans don&#8217;t get the awesome assortment of wagons to choose from that Europe &amp; Japan does, because everyone would rather buy giant SUV&#8217;s and be afraid of wagons and hatchbacks.</p>
<p>Then again, the hubs and I are those annoying &#8220;rich&#8221; sports car driving folk. With NO car payments and NO annoying kiddos to think about. My oldest is 20 years old this year, the middle &#8220;child&#8221; is 13 and our youngest is going to be nine. They eat a good part of the budget every month, because we want them to and they&#8217;re pretty much our *only* hobby. Car spending comes first! :)</p>
<p>Though today&#8230; I was tempted to want a $23k loan to buy the 1994 Ford Escort RS Cosworth I was shown&#8230;. I want that Cosworth something awful, haha! :D</p>
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		<title>By: Jenna</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-1768</link>
		<dc:creator>Jenna</dc:creator>
		<pubDate>Thu, 08 Apr 2010 17:15:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-1768</guid>
		<description>I drive a 2007 Mazda3 that will be 4 years old this summer and still runs great.  I&#039;m fortunate enough not to have a payment, so I put away money each month with the goal that I can pay cash when I need to buy my next vehicle.  And I hope that won&#039;t be for another 4-6 years, at least!!</description>
		<content:encoded><![CDATA[<p>I drive a 2007 Mazda3 that will be 4 years old this summer and still runs great.  I&#8217;m fortunate enough not to have a payment, so I put away money each month with the goal that I can pay cash when I need to buy my next vehicle.  And I hope that won&#8217;t be for another 4-6 years, at least!!</p>
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		<title>By: duddes02</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-1730</link>
		<dc:creator>duddes02</dc:creator>
		<pubDate>Wed, 07 Apr 2010 19:06:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-1730</guid>
		<description>Zero. Hooray for public transportation.

I used to have a Honda Accord that I paid about $300 for.  It got totalled in an accident and I got the retail value paid to me.  I made a little extra after I paid back my loan.</description>
		<content:encoded><![CDATA[<p>Zero. Hooray for public transportation.</p>
<p>I used to have a Honda Accord that I paid about $300 for.  It got totalled in an accident and I got the retail value paid to me.  I made a little extra after I paid back my loan.</p>
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		<title>By: jake</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-1728</link>
		<dc:creator>jake</dc:creator>
		<pubDate>Wed, 07 Apr 2010 17:22:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-1728</guid>
		<description>2001 Rodeo with 155,000 miles and 2006 Ascender w/ 57,000 miles. Bought the Ascender last summer w/ 38,000 for $7700 with a swipe of the credit card that was paid off the next billing statement. 

The frustrating thing is that I have collision insurance for the Ascender (extra $40 per month). Maybe in 4 years when that isn&#039;t worth anything I&#039;ll drop the insurance.

I didn&#039;t want to pay much as I thought that maybe my next car would be electric.</description>
		<content:encoded><![CDATA[<p>2001 Rodeo with 155,000 miles and 2006 Ascender w/ 57,000 miles. Bought the Ascender last summer w/ 38,000 for $7700 with a swipe of the credit card that was paid off the next billing statement. </p>
<p>The frustrating thing is that I have collision insurance for the Ascender (extra $40 per month). Maybe in 4 years when that isn&#8217;t worth anything I&#8217;ll drop the insurance.</p>
<p>I didn&#8217;t want to pay much as I thought that maybe my next car would be electric.</p>
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		<title>By: StackingCash</title>
		<link>http://www.budgetsaresexy.com/2010/04/reason-211-not-to-have-car-payments/#comment-1716</link>
		<dc:creator>StackingCash</dc:creator>
		<pubDate>Wed, 07 Apr 2010 07:15:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.budgetsaresexy.com/?p=1161#comment-1716</guid>
		<description>We have a 2001 Acura CL Type S and a 2005 Acura RSX both bought new and paid off.  Kind of expensive cars but they have served us well and I anticipate a decent resale value if we ever decide to get rid of them.  The only thing I dislike about these cars is that I feel like I have to spend a lot on maintaining them.  As for a new C300, I would highly recommend it.  The experience of luxury service when you own a luxury car surprised me.  They really kiss your butt to make sure you buy another car from them.  Don&#039;t underestimate the resale value of a luxury car either, unless you get a totally screwed up deal.  I&#039;m constantly surprised when people make offers to buy my cars as I&#039;m sure many want to buy your sweet Caddy.  Always difficult to balance saving and spending but life is truly too short to be so miserly.</description>
		<content:encoded><![CDATA[<p>We have a 2001 Acura CL Type S and a 2005 Acura RSX both bought new and paid off.  Kind of expensive cars but they have served us well and I anticipate a decent resale value if we ever decide to get rid of them.  The only thing I dislike about these cars is that I feel like I have to spend a lot on maintaining them.  As for a new C300, I would highly recommend it.  The experience of luxury service when you own a luxury car surprised me.  They really kiss your butt to make sure you buy another car from them.  Don&#8217;t underestimate the resale value of a luxury car either, unless you get a totally screwed up deal.  I&#8217;m constantly surprised when people make offers to buy my cars as I&#8217;m sure many want to buy your sweet Caddy.  Always difficult to balance saving and spending but life is truly too short to be so miserly.</p>
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