Guest post by Ms. Tiffani
Let’s talk ladies (and gentlemen) about finances. To most this is considered a taboo topic to discuss however it needs to be discussed. Considering the condition of our economy so many of you reading this are in the dark – and have been – about your financial situation. Being aware of your financial situation is not ‘greedy’ or ‘uppity’ it’s freedom, financial freedom!
Last year I read Smart Cookies: Guide to Making More Dough, a group of five women were sick of complaining and feeling stuck with their financial situations so they formed a group to help each other out. My friends and I have been influenced by this book & recently started our own group – G.O.O.D. $ Gals (Girls Owning Our Dreams).
We meet once a month for 2 hours and choose a focus/topic to discuss. Each meeting starts with the Check-In process. The group consists of five women and we each take turns sharing our progress & setbacks since the last meeting. I find this especially helpful because I have four other people holding me accountable to my goals and helping me through the tough times. After checking in we proceed with the topic we had chosen to focus on. For instance in a couple of weeks we are going to be talking about Entrepreneurship. A majority of us in the group are either interested or currently becoming entrepreneurs. Everyone is to bring something to contribute to this meeting such as resources, articles, books, etc.
I strongly recommend you create your own G.O.O.D. $ Gals with a few of your supportive friends. Finances need to be talked about, especially among women. So often we put ourselves on sale or settle for less leaving you treading water just to get by. No one deserves this. As Esther Hicks would say,
“…your real work is to decide what you want and then to focus upon it. For it is through focusing upon what you want that you will attract it. That is the process of creating”. Cheers to that!
Ms. Tiffani writes about fashion, beauty, and lifestyle over on her blog – Accidental Chic – and EVERY Friday is dedicated to Financial Chic (so check-in before you spend that paycheck!). You can also find her on twitter @AccidentalChic and on Facebook.
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
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PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.