You know when everything is rolling smoothly?
When you can’t believe how good your fortune is?
When you’re plans are actually WORKING and going in your favor?
These are all signs you’re on the right track.
It doesn’t happen all too often, but when it does you know it. And it happens with both big and small things too (saving for an emergency fund, switching careers). At least that’s what my Aunt says :) But I’ve been paying attention over the past 10 years and so far she’s right on the money.
The opposite holds true too, though. When you keep coming across barrier after barrier and your goals get pushed further and further away. These cases can very well mean you’re on the wrong track. I’ve gone down this road many a times too, and unfortunately it can take quite some time to realize you need a u-turn! (Case in point: my desire to own a home. In theory it was all good, but I’ve awakened and now realized it’s not for me!)
Of course, distinguishing between valid barriers and dead-end stops is where it gets tricky. You’ve got to be passionate enough to jump the annoying hurdles coming at you when you’re on the right mission, but you gotta be smart enough to know when enough is enough.
If you’re currently struggling with something, take a step back and ask yourself if it’s just a bump on the road to a much bigger (and prettier!) picture, or if it’s time to switch up the tactics. There are a ton of ways to accomplish the same goal, but sometimes you gotta play around a bit and make some tweaks to the game plan. If your debt’s not going way, or you’re having trouble saving that money, try a new route! And if you’re out of ideas, ask around! (or continue reading blogs :)). It’s never fun realizing you were on the wrong track, but boy does it feel good when you’re back in action. Faster results and much more smoother roads!
(Thumbs up by RubensLP)
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!
What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.