Anytime I tell people I’m a personal finance blogger, they get this look of shock on their face. Not because they don’t know what blogging is (which as many of you know is probably a good 75% of people out there), but because I don’t dress all financial-like. In fact, as my mother likes to say, I “dress like a bum.” (she just doesn’t get style these days, my jeans are supposed to have holes! haha…).
But regardless of how you label it, most people can agree that I don’t look rich. And if the clothes weren’t enough to give it away, my ‘hawk sure does. But how do they know how much I have in the bank? What if I were a super-billionaire disguised like some punk kid? Do you think those millionaires next door flaunt fancy clothes all over the place? Noooooooope. Some do of course, but there are many more fakers out there than the real deal. Some people find it important to LOOK rich over actually BEING rich.
Have you ever read The Millionaire Next Door? Great great book that goes over a lot of the lifestyles that true millionaires actually live. It’s probably one of my favorite financial books I’ve read (next to The Richest Man in Babylon and I Will Teach You To Be Rich) and it’s actually pretty eye-opening. Most millionaires are pretty boring! Haha… I seriously recommend reading it if you haven’t already – you can see my review of it here.
So the point to take home today is this: Don’t judge a book by its cover. Pretty damn obvious, but pretty damn true. Just because your neighbor is rockin’ the gator boots and that Laguna Blue M3, doesn’t mean he’s all that. Odds are the “bum” down the street is actually worth more.
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!
What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.