Is there such a thing? :) I’m not sure to be honest with you, BUT today we’re going to pretend and say YES! There IS a perfect credit card out there, we just haven’t told the world what it is yet! So let’s do something about that shall we?
Here is your form to fill out – which I stole from Dinks Finance because it is awesome and clever and all sorts of exciting for financial nerds like ourselves:
I wish my credit card had _________
I hate that my credit card has _________
I wish I could pay for __________ with my credit card
I always use my credit card to purchase _________ because __________
I’m going first because it’s my game:
- I wish my credit card had a shut off valve. Like, whenever it smells alcohol on my breath it only allows me to spend $20 max!
- I hate that my credit card has expiration dates. It is soooo annoying to go back and update everything every other year. Why can’t they just last forever? (security, i know i know… blah blah)
- I wish I could pay for my mortgage with my credit card! That would be over TWO THOUSAND DOLLARS a month almost doubling the reward points I’d get!!! Man that would be awesome.
- I always use my credit card to purchase everything i possibly can because i use my credit card as a budget! Bitch! Haha… can you tell I’m feeling feisty today? But seriously, I would honestly be one happy man if I could use just 1 piece of plastic to pay for every single thing in my life. It’s total convenience in my pocket! (fyi though, this is *not smart* for those who know you’re bad at paying off your bills and staying on top of it. you all should stick w/ cash & debit. and on the plus side, you will probably end up spending less than people like myself since there’s always those studies whic show you save like 20% more by not using credit cards.)
Okay, your turn :) If someone was customizing a credit card just for you, what would you want from it? Feel free to add in your own lines for us to fill in too – if I catch some new ones I’ll update my list w/ ‘em. W00T!
(World of Warcraft card via Ivan Walsh)