When I was a kid, my mother always told me that if I wanted something really bad that I need to “save up for it.” She was very smart this way, and also very tricky – knowing full well that once I had the cash in hand I wouldn’t want to buy it anymore ;)
And guess what? It still happens to us as adults! Just the other day I overheard someone say she was *this* close to saving up for her vacation, but now she didn’t know if she should spend it all. She’d been saving up for so long that it now it feels crazy letting it all go for a quick weekend getaway. I bet this happens to you guys too, right?
My instinct was to tell her “Yes! Go and enjoy this quality time with your husband before you have your baby” (she’s preggers — which is a word I used to HATE but now really like for some reason). But baby aside, I’m all about these life experiences. Anything to do with travel or hanging out with loved ones goes at the top of the priority list for me when it comes to spending money, so I was egging her on to go make it happen.
I’m also a big fan of treating yourself and making sure you don’t go 100% crazy obsessive with your money. Every now and then you have to enjoy your hard work and actually be a HUMAN BEING for once — no one can save every last penny or be Mr/Mrs perfect all the time. If you can save up for something important to you, and then actually REACH that goal? Awesome, you go with your bad self. Get out there and enjoy the fruits of your labor, baby. Especially if it’s at a bed and breakfast!
But guess what? Changing your mind is perfectly fine too :) (you see what I did there? I took both sides and said they were both OK. *gasp*). The truth is, sometimes we change our minds over time or when the situation gets turned. It’s very easy to say “yeah, I’d go out and buy a Ferrari right now if I could” when you don’t have the money. But if you work your a$$ off and 5 years later wake up with $100k in your hands, I guarantee you’ll second guess your desires. And that’s totally OK.
We’re allowed to doubt ourselves or have different opinions when situations change — esp when it comes to money. There’s a big difference between not having it, and having it. So naturally you’re gonna second guess yourself.
So to all you sexy savers out there workin’ toward something big, I say keep on reaching for that goal! And when you get there (cuz you know you WILL – esp if you keep reading finance blogs! Woop woop) just take a few minutes to make sure you still want whatever it is you were shooting for. If you do, GREAT! Go out and get it. And if not, that’s fine too. Go do whatever you feel like doing now instead :) Saving goals are kinda like road trips — sometimes the journey is more important than the destination. When you finally reach where you’re going, soak it all in and see if it still makes sense.
(Photo by Jeherv)