SOOOOO remember about 1.5 years ago when I sent you a question about my grandfather buying me a car and how to handle it etc. etc.
WELL… I totaled another one.
A deer decided to try and kiss me while I was going 40mph down the road. She was unsuccessful in the kiss, but was successful in destroying my vehicle.
So now I’m in the market for another car. And this time I’m doing it on my own. I have $3600 to work with after they take out the $500 deductible.
My question is: given my history, my budget, and my current debt payoff/savings plan… how should I go about finding a new car? I’m not really sure where to begin.
Do you have any readers that specialize in this stuff? Any car experts? Anyone else with a crazy car murdering history like me?
Any help you can give me would be fabulous and much appreciated!
My fallback answer here is always Craigslist. I’ve bought or sold the last 4 cars of mine on CL alone, and if you have the patience you can usually find what you’re looking for. I can’t stand going into dealerships (used or new) cuz their sales teams always drive me up the damn wall! There’s nothing worse than fake nice people… well, okay, there are – like mean-to-your face people – but you get what I’m saying. It’s like strippers winking at you just to get you to think you’re special. You’re not! They just want your dirty money! :) Haha…
I’ve also had relatively good success w/ eBay, but usually only selling cars, not buying. In fact this one time (in band camp), I actually sold a car that wouldn’t even start! It was missing an entire cylinder, but someone out there STILL wanted it! Haha… the guy paid me $1,000 in cash, and then fixed it all up and gave it to his teenage son :) Just goes to show ya never know unless you give it a good try.
So that’s my boring answer to your car conundrum. Hit up Craigslist or eBay to start the search. But what would you guys do in her spot? Would LOVE to hear more creative ways myself for whenever I need a new (to me) car too!! And since I like to go either real big, or real small, the $3600 price range is right up my alley as well :) What do you have for
PS: Also? Get deer alerts for your car!
(Photo by gwydionwilliams)
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!
What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.