Check out this email I got from a fan who’s gonna stop shopping for a month. This is what I call passion! :) You put that much energy into what you do, and you will go sooooooo far. Especially when it comes to motivation and money. Hope this email inspires you, like it did me:
I just want to say that last year I created a budget by using your template and I totally love it! I made a great plan on how to kill my debt and save money and I have totally BLEW IT! I am so ashamed. My spending has been out of control completely and I have finally made the decision to just FAST – I am out of control.
I made a new budget and a plan to take on a 30 for 30 challenge of choosing 30 items of clothing and shoes already in my closet and not spending any money on clothes for 30 days. This is a challenge for me — I LOVE SHOPPING for items that depreciate in time! After reading your post – 7 Items in 7 days – totally inspired me to just do what I know to do — BUDGET, 30 for 30 and of course FINALLY WEAR THE CLOTHES IN MY CLOSET THAT STILL HAS TAGS ON THEM! I am not just doing 7 items in 7 days, I am going to do the month! I guess I can let you in on my progress next month — but I know that not spending on clothes and shoes and omgaaaaaaa MAKEUP is a BIG issue for me! but I really want to be apart of your CLUB and I looooooooove your blog–I just need to jump start what I know to do!!
I stopped shopping once. Lasted 40 days and was one of the best things I ever did for my finances! It totally BROKE my bad habits, and I couldn’t recommend anything more. It wasn’t until week 2 when I realized just how much I used to shop and go out w/out even thinking about it! I’d catch myself driving to Target or TJ Maxx just for the fun of it … that’s literally what I did when I was bored – pretty crazy. I def. miss it at times, but now whenever I walk into stores I’m not nearly as tempted to spend just for the hell of it. Fasting for all those days shook me from the devil! ;)
If you ever want to try it yourself, read this post first: 4 Stages you’ll encounter during a “No Spend” challenge. I wrote it right after I had that “aha” moment :) In the very beginning of my blogging!
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!
What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.