Got a special giveaway for y’all today! We haven’t done one on Budgets Are Sexy in a while, so when my friends at Perkstreet wanted to do something together, I thought this would be the perfect opportunity :) Y’all like free stuff right? $250 worth, even? I’d enter myself if I could, haha… But today is all about you – my damn sexy readers. So I hope those who need this the most wins! You’ll have two chances to enter today, and we’ll be giving away a total of THREE prizes – good luck! :)
A little about Perkstreet Financial (Update: Defunct)
Perkstreet is the only national bank account that personal finance guru Dave Ramsey (In case you were wondering who he was ;)) endorses. They offer unlimited 2% cash back on a debit card for spending on all things you would normally buy anyways. (2% cash back for 3 months after account opening, and after 90 days it’s 2% cash back when your balance is $5K or greater. Or 1% cash back for balances below $5K).
The founders believe that banks should align their goals with their customers’ best interests – to give them what they want and need – and that it’s possible to build a successful business this way. If you haven’t heard about ’em before, totally check them out.
And now for the THREE prizes!
It seems like everyone and their mom has at least leaned *something* from him, but not I (yet). He’s still on my list to check out one day, but that list is getting longer as the weeks go by ;) One day I’ll do my due diligence, though. I hear people either LOVE him, or HATE him, and that’s exactly my type of guru! But enough yammering – here are the 3 prizes you can win today:
GIVEAWAY #1: (TWO) Dave Ramsey Starter Kits (est. $100) – If you’re just starting with Dave’s principles, this is a great way to get immersed in the basics that will transform everything you do from here out. Dave covers his Baby Step plan in-depth, shares testimonies from other people, and teaches you step by step how to set up a cash flow plan and pay off your debt in a way that really works for you. (I stole this from Amazon ;)) Here’s what it includes:
- The Total Money Makeover Hardcover Book ($24.95)
- Financial Peace Revisited Hardcover Book ($24.95)
- Cash Flow Planning DVD ($19.95)
- Dumping Debt DVD ($19.95)
- Starter Envelope System ( $12.95)
GIVEAWAY #2: A $50 Mastercard! For you to spend on anything your heart desires – no questions asked ;) I wanted to give away something else in case some of y’all are in that “Hater” group of Ramsey’s, so make sure you’re entered for a chance to get these 50 free dollars!
To Enter These 3 Giveaways:
You have TWO ways to enter today – but make sure that each entry is in its OWN separate comment. This is the easiest way for me to track all this, and give y’all your entry # when I Random.org it (I know, I’m taking the easy way out. But I want all people to have a fair chance! :)). Each entry will go into the SAME pot, and you’ll be entered for both the Ramsey Starter Kits AND the $50 Mastercard. So don’t worry – you’ll have a chance at all three :)
Here are your two questions:
- Visit Perkstreet Financial, and tell us what you think! Have you heard of them before? Would you ever use them? Be as open and honest as you can – you’ll be entered no matter what you say ;) Just make sure to leave it in the comments below…
- Tell us how much debt you have! And if you don’t have any (even mortgages? loans??) tell us that. You can round up to save some time :)
Remember, you have to leave each answer in its own separate comment for it to count. And you can enter one, or both, of these – whatever you wish. Feel free to guestimate to save some time.
This giveaway is open to U.S. and Canadian residents only, 18 years old and up, and the winner will be chosen by random.org. You have until this Sunday at midnight (EST time), August 21st , and I’ll pick the winners shortly there after.
PS: If you don’t feel like waiting, and you REALLY want those Ramsey books, here is the link to the kit on Amazon: Dave Ramsey Starter Kit
PPS: All links here are affiliate links :)
***GIVEAWAY OVER*** The lucky winners can be found here: Dave Ramsey giveaway winners
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
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What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.