BAM! Keep that in mind while out rockin’ Black Friday, okay? Don’t go spending more than you have on presents and things that will get you more in debt! Your friends and family will understand – make them something instead ;) (You know those are always the best gifts anyways, right?)
Oh, and this applies to everything else in life too, haha… No one ever seems to believe this little tip, but honestly you can NEVER go in debt if you do this!! It’s one of the simplest things you can do, even though I know it’s hard as $hit to apply sometimes. Maybe print this out and put it on our fridge? Or folded up in your wallet?? TRY IT!!! Then in 30 years we can look back and smile about it :)
Either way, it’s 100% do-able. You just have to believe, baby!
PS: Some of my favorite tools:
|Personal Capital (FREE) -- If you’re looking for a robust financial tracker, Personal Capital is the way to go! They’re like Mint, but on steroids and have much better tools for investment and net worth tracking. // Full review|
|Digit (FREE) -- A super easy (and automated) way to save. Every day Digit analyzes your income and expenses and will push money aside for you any time it sees extra sitting there. I've saved over $4,000 myself using them so far! // Full review|
|Acorns -- Having trouble finding money to invest? Check out Acorns – they round up all your transactions to the nearest $1.00 and drops the difference into an investment portfolio for you. Easy way to start investing! // Full review|