I saw this over at Everyday Minimalist, and just love it. Thinking of printing it out and putting it on my wall as a reminder to stay on track – I tend to wander at times :) Maybe you’ll like this too?
A Minimalist’s Train of Thought
Less money spent means more money saved
More money saved means the longer you can live in financial peace and security
Financial peace and security comes from owning less
Less stuff owned means less to carry around, move or have to travel with
Less responsibility for your stuff also means less maintenance and more time
The more time you have, the more relaxed you will feel
The more relaxed you are, the less you will care about stuff
If you care less about stuff, it means you’ll care less about image
If you care less about image, you will care more about experiences and memories
If you care more about experiences and memories, you will be happier with less
If you are happier with less, you’ll never want or need for more
The less you want or need for more, the more you will feel free
PS: Thanks to Fabulously Broke for allowing me to re-share this! You’re an inspiration, my friend.
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!
What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.