(Guest article by Eric Rosenberg, from the personal finance blog Personal Profitability!)
Anyone who has hit the dating circuit over the last few years knows that it is a bit of a jungle out there. Gone are the days when the only things that mattered are your sweet car and ripped biceps. The days when women found your bad boy attitude a turn-on are a memory. The truth of the matter is, now high credit scores are sexy.
Credit Scores and Dating
By now, most of us know what goes into a credit score. We know that they are important for credit cards and mortgages, and we have even wondered if they matter if we plan to live a debt free lifestyle.
Well, let me tell you something. THEY DO MATTER!
I’ll be honest, I have considered turning girls down in the past because they had credit card debt or a bad credit score. I just thought that was because I am a finance nerd. Turns out, I am not alone. Tons of people think about your credit and how you handle money when deciding if you have what it takes to be a baby daddy/baby momma.
Credit Score Dating.com
So there’s this new site called CreditScoreDating.com. They purport to be a dating website “where good credit is sexy.” I think that is kind of cool. There are dating websites for every niche minority these days.
When I was in the dating pool, I gave JDate a go so I could find someone with the right background. But maybe to my Bubbe’s sorrow, I shouldn’t have been looking for a nice Jewish girl. Maybe what I needed was a nice, financially responsible girl?
It turns out this credit score and dating thing is not just a fad. It is showing up all over. Even if you are a perfect 10 in the club, you may need to be a perfect 850 for your relationships to stand a chance.
Keep Your Money Under Control
I have an awesome girlfriend. I don’t mean to brag, but I will. She is beautiful, exciting, fun, and has her money under control.
I know that while I was on the market, I took finances to heart. I would look at a girl’s career and education just like an employer. I might not have come out and asked for her credit score on a first date, but finances always crossed my mind.
To make sure I am a good catch, I keep my own money in check too. I have never made a late payment, I don’t owe a cent to the credit card companies (in fact, I pay my cards off TWICE a month), I invest and save for retirement, and I know my credit score.
I work hard at keeping my financial situation on the up-and-up, and I expect any future Mrs. Eric to do the same. While the Mrs. Cleaver fantasy might be fun, I know that I want a girl who wants to make a difference in her life and the world. That starts with taking care of her money.
Do You Take Money into Account When Dating?
While chlamydia can be treated with amoxicillin, it takes a lot more than a pill to treat bad credit. When you were/are dating, have you ever asked your potential partner to share their most intimate number? Have you asked about credit, debt, or money? Has anyone ever asked you?
Share your tales of love and money in the comments!
Eric Rosenberg is a personal finance blogger a PersonalProfitability.com, a site with tips to save you time, money, and headache. Check it out today!
[Cupid photo by martinak15]