The other day my best friend/biz partner/work husband (as my wife calls him ;)) asked me if I thought he’d do a better job at his company if he were more of a consumer like the rest of the people in the world. It was an interesting question, and perfectly inline with the smarts this guy has, but I told him that even if he *wanted* to be more like everyone else he couldn’t. It’s just not in his DNA!
I think I’ve seen him buy something outside of survival needs a total of two times in the three years I’ve known him. And either time it was a splurge under $10.00 :) Granted, he was also working himself out of a dark area in life trying to get off of food stamps (spoiler alert: he did!), but he’s never one to buy things just for the sake of it anyways. We like to joke that he’s an accidental minimalist.
Anywho, I told him he’s perfectly fine the way he is, and to concentrate on the stuff he’s brilliant at over the stuff he can’t control. It’s like trying to change your favorite color from blue to yellow – you don’t know why you like blue so much, but you just do! And that’s normal. Unlike what I told him afterwards in that I collect tons of books in my blogger library just because it makes me feel warm and cozy inside, haha… I have no plans of reading 99% of them, but every time I sit at my computer to blog to you fine people I feel more and more distinguished. Perhaps I hope for a little osmosis to take effect? :)
This all relates to managing and making decisions with your money too. It’s why there are tons of experts telling you a billion and one ways how to save more money or pay off your debt, etc. Think about how many people and tastes there are in this world! You’ll never find one solution that works for everyone, so we NEED all those different ideas out there so we can hold onto the ones that make the most sense to US (same with careers and homes too – we all have our own preferences!). It doesn’t mean you can’t tweak or change your mind later as circumstances and lifestyles change, but it’s important to keep your *own* feelings/tastes in mind when you’re choosing new routes to go down.
Remember when I talked about feeling that all money is not the same? It’s like that. The gurus tell me that I’m incorrect and that all money IS the same – factually speaking – but I could care less about those types of truths as it’s not how I look at things. I have my own truths like “feeling more comfortable” and “wanting to be excited when I get unexpected money”, etc. The more I conform and try and be/do what the experts say is right, the more chances I’ll burn out and quit if I don’t see eye-to-eye with them. It’s not a pretty way to live.
So today’s point? Accept how you operate in life and always keep your preferences/tastes in mind whenever making financial decisions. Or even life decisions for that matter (friends hate your new hair cut or beloved dog? Who cares! You’re the one getting joy out of ’em!). The only one who’s got your back 24/7 and has to live with yourself is YOU. Do what feels right and reach your goals faster!
Am I right? Wrong? Want to battle? ;)
PS: That picture up there is one of my shelves next to my desk… Picked up that “how to get strong” classic for $2 at a flea market! Haven’t read it, of course, but it sure looks cool!
PS: Some of my favorite tools:
|Personal Capital (FREE) -- If you’re looking for a robust financial tracker, Personal Capital is the way to go! They’re like Mint, but on steroids and have much better tools for investment and net worth tracking. // Full review|
|Digit (FREE) -- A super easy (and automated) way to save. Every day Digit analyzes your income and expenses and will push money aside for you any time it sees extra sitting there. I've saved over $4,000 myself using them so far! // Full review|
|Acorns -- Having trouble finding money to invest? Check out Acorns – they round up all your transactions to the nearest $1.00 and drops the difference into an investment portfolio for you. Easy way to start investing! // Full review|