This post is for all you LEGIT ADHD’ers out there, like yours truly ;) Who was diagnosed unofficially 8 years ago with it, and more formally 3 years ago – when his doctor gave him some mighty tasty pills which made him constantly high 24/7! Haha… until said pills were discontinued and he woke up from a fun, yet very strange-like, haze ;) (They were part of the narcotic family)
Here’s a clip of some of the consequences of ADHD from those who have it MUCH MUCH worse than I, thank God. Those that are classified as “severe”:
“One of her clients… went out to buy groceries, got distracted on the way by a sign advertising an open house, and returned sans groceries, but with a contract on the house. Another client went to jail because he couldn’t face filing his federal income tax returns or paying his taxes. Another, who earned over $100,000 a year, lived for two weeks without electricity or running water because he forgot to pay the bills and was too embarrassed to call the utilities and sort it out.”
Pretty crazy, huh? It sounds funny reading that since they are exceptions to the rule, but it’s still a rather serious problem for many adults out there – approximately 4.1% according to the National Institute of Mental Health. And while I’ve never gone to jail or been too embarrassed to resolve a situation, I HAVE been known to buy a house on a whim. Which coincidentally led me to starting this blog you’re now reading 6 years later :) So at least there’s that…
- 57% are far more likely to miss loan payments, compared to 27%
- 62% are more likely to buy items impulsively, compared to 18%
- 54% are more likely to have a poor credit rating, compared to 8%
- and 71% are more likely not to save for retirement, compared to 42%
Sad sad numbers indeed. All of which makes sense if you’re completely scatter brained and constantly have your attention diverted every 5 seconds (oh look, a squirrel!). But luckily there’s hope for us yet :) And plenty of proof that successful people come from all types of backgrounds, an idea for a project that someone REALLY should put together one day actually.
“I’m Tom Brady, and I have ADHD” (I have no idea if Tom Brady does or does not have attention deficit (hyperactivity) disorder, but it would make for a motivational blog nonetheless :)). In fact, I think my brother game me that idea a while back, though for celebrities with OCD (obsession compulsion disorder) instead… which he’s suffered from for many many years now, poor brother :( But I digress…. (oh look, Tom Brady!).
This same awesome article also goes into a few tips that can help those with ADHD too. Things like:
- Developing a bill storage system that is simple, consistent and visible. I use a basket which then gets xferred to a filing box in my desk drawer (I have one of those old school desks which has huge cavernous drawers that allow me to place filing stuff in it :) So it’s right there next to my computer once I’ve paid things!)
- Putting yourself on a schedule. Easier said than done, but it def. helps.
- Using financial record keeping software. Tools like mint.com, you need a budget.com, etc
- Using strategies to curb impulsivity. Like ” taping receipts to impulse purchases and leaving them in the trunk of your car for 24 hours before deciding to keep them.” – Something I’ve said for yearrrrrrs to do! Minus the tape.
- Getting help. From a professional.
All good ideas for sure. To which I’d also tack on:
- Make to-do lists. On paper, or better yet, your hand! Something you can never lose, hopefully.
- Put things on the calendar – and READ the calendar! Google has made this easier than ever.
- Drink coffee to help you focus (if you don’t like medication). For whatever reason it reigns me in like none other which is one of the most important things for those with ADHD or ADD.
- Don’t commit to things you know very damn well you have a good chance of flaking on. Not like dreams or goals or anything – those are good to strive for – but the every day tasks/meetings/lunches/whatever. There’s nothing wrong with saying “no” more and even admitting you suck at keeping meetings. I learned to do this at the very first financial blogger conference I attended when I failed to show up at over 50% of my scheduled meetups because of lack of focus, craziness at conferences, and my hatred of stopping in the middle of something I’m ACTUALLY focused on. The more you can give yourself a realistic environment to thrive in (which for me is a “go with the flow” one), the better, and less flaky, you’ll be in the end. Win-win for everyone!
Okay, I should probably wrap this up there as it’s already taken me 2 hours to put this together as my mind keeps wondering elsewhere, haha… not even joking, though I wish I were :)
The point is, disorders in general – whether ADHD or OCD or any others out there – really do affect our lives. Both financially and in every day living. But that doesn’t mean we can’t lessen the effects of it and continue on accomplishing our goals like every other “normal” person out there! And I put quotes around that because there really is no such thing as a normal person, really. We all have our hangups, some are just more noticeable than others.
If you’d like to share your own with us, we’d love to hear them and support you :)
Photo credit: jumpinjimmyjava
PS: Some of my favorite tools:
|Personal Capital (FREE) -- If you’re looking for a robust financial tracker, Personal Capital is the way to go! They’re like Mint, but on steroids and have much better tools for investment and net worth tracking. // Full review|
|Digit (FREE) -- A super easy (and automated) way to save. Every day Digit analyzes your income and expenses and will push money aside for you any time it sees extra sitting there. I've saved over $4,000 myself using them so far! // Full review|
|Acorns -- Having trouble finding money to invest? Check out Acorns – they round up all your transactions to the nearest $1.00 and drops the difference into an investment portfolio for you. Easy way to start investing! // Full review|