While at the beach last week, I was reminded of how much I love being surrounded by million dollar homes. I know you’re not supposed to get envious of The Joneses and all their things, but I make an exception for mansions. They motivate the crap out of me!
Why? Because IT TAKES A TON OF MONEY to be able to afford one of them, and these guys managed to pull it off. Or maybe they inherited it or mortgaged their asses off and are in a ton of debt, I don’t know, but either way I like to pretend they’re ballers and bought them outright with cold hard cash. It fuels me further :)
I don’t want to own a mansion myself, but I DO want the options that money like that brings. The ability to say “I can buy that if I wanted to” is some pretty powerful $hit.
It was actually pretty funny. I caught my dad gawking at them when we took the kids out on a private pier to go crabbing (a fun cheap activity btw!), and he told me he can’t wait to win the lottery so he can pick one up. I told him he could buy one now if he really wanted to, and all it would take is extending his retirement by 10 years, haha… (my mom is about to retire and he’ll probably follow soon after).
He just about laughed me off the docks.
“I don’t want it that bad. I just like thinking about it!” Smart man. Freedom wins out again!
The next day I got motivated from a completely different direction. We ventured over to Panera Bread for some tasty morning treats, and while waiting in line I broke my “no cellphone” rule and whipped out the ol’ Realtor.com app to see how much homes in the area cost – a few miles from the beach. My jaw dropped to the floor.
“$7,000????” “$19,000??” “$27,000???” “How can that be?”
Ahh yes, mobile homes. So cheap, and so minimalist!
“Let’s buy one!” I half-joked with my beloved wife, “we can retire right now!”
I started to go into all the benefits it would bring (as if early retirement wasn’t enough), but sadly I was met with some “yeah rights” and the companion eye rolls. Don’t ever get married :)
Two extremely different ways to live, but both very motivating. One gets you lots of space but less money, and the other less space with tons of money! Provided you’re choosing the mobile route due to extreme frugality/conscious living and not *need* – which is a whole different story. Still, it’s hard to argue the benefits of owning a paid off home faster than we normally would. We spend more on our cars!
What it all comes down to, though, is the DREAM. If waking up in a mansion excites you and you can afford it, by all means do your thing. And conversely, if you can live just as happy a life in a trailer and reap the financial bliss, even more power to you. Completely different lifestyles for completely different people.
(Speaking of different lifestyles, here are other half-hearted things I’ve considered over the years too :) All requiring more research before re-proposing to the Mrs!)
Regardless of whether I end up in a mobile home or mansion though, I thoroughly enjoy the process of thinking about it. You can never go wrong surrounding yourself with things that motivate you however crazy they may seem. It doesn’t matter if they’re homes, books, people, blogs, worms, whatever. Harness them all to reach your goals faster!
In the meantime, I’m buying my father a lottery ticket :) Dreaming is great, but taking action is better.
PS: I hear investing in mobile homes is a “thing” too. Fellow reader Mobile Gurl writes a blog exclusively on that @ AdventuresInMobileHomes.com. Check it out!
[Post card above of National Trailer Park & Sales, Jackson Hole, Wyoming – by 1950sUnlimited]
Bonus tip: Find a good "balance transfer" offer to help pay off debt faster!
If you’ve been making payment after payment (on time) and still haven't been able to get your debt under control, snatching up a good balance transfer credit card offer may be the ticket to try. That’s where in order to gain your business - credit card companies will let you transfer your existing debt to a new card and let you pay ZERO PERCENT interest on it. Saving you tons every month!
What's the catch? Usually balance transfer cards charge a fee (around 3% of your debt balance) to let you transfer your balance to their 0% interest offer. But we've found a great credit card that will let you do a balance transfer absolutely free. Click here to learn more and see if you qualify!
PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.