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What up, what up! Welcome to my money blog. If you like talking about saving, hustling, investing, getting rid of debt, and my favorite - growing your net worth (I display mine every month here), you will probably like this site. If you think money is lame, you probably won't. Take a look around and see what you think... You can learn more about me here, and pass me a note anytime here.

- J. Money

The “Challenge” Savings Account Total: Month #1

October 20, 2014
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Yo. What’s good y’all? Get into anything juicy over the weekend? We hit up a fair yesterday where Baby Penny and I both slid down the tallest slide we’ve ever seen in our lives. And I won’t tell you which of us was the most frightened ;) But let’s get down to business, shall we… Last we checked on our expense shredding mission (aka Challenge […]

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“Retiring Early” REALLY Means “Being Financially Free”

October 17, 2014
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Inevitably any time you mention you’re working on “retiring early” to someone, you’re met with comments like, “that’s not possible,” and “won’t you get bored???” (Gag me) The first one I can understand because, well, it’s hard as $hit to pull off and you have to want it bad enough to accomplish it. The second, however, boggles my mind. You don’t have any interests or […]

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That Time We Inherited $3,200

October 15, 2014
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Getting an inheritance is always bitter sweet. On one hand you’re getting a chunk of money for free for doing nothing at all, and on the other someone has to pass away in order for you to receive it. It’s very much bitter, with a tinge of sweet. Then you have the times when it’s 99% sweet and only 1% bitter – like when you […]

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10 Things Americans Waste Money On?

October 13, 2014
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The average life of a personal finance blog is pretty small in the grand scheme of things. Most bloggers can make it past the first two months without burning out/giving up, but many will stop way before they hit their first anniversary. Then you have the hustlers that make it to years 2 and 3 and even 4, putting them in the top 5% of […]

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Overheard at The Coffee Shop

October 10, 2014
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For three months now I’ve been blogging at different coffee shops almost every day of the week. Most times I’m head down paying attention to my own stuff, but every now and then I get bored and “accidentally” listen to what others are discussing around me ;) I wouldn’t call it eaves-dropping necessarily because people are so loud!, but I also don’t go out of […]

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Side Hustle #53: I Self-Publish Children’s Books

October 8, 2014
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[Got a killer hustle for y'all today! My man Tim Johnson has created, and sold, thousands of copies of children's books around the world... Hope you enjoy!] I’ve always had a keen interest in learning foreign languages. Maybe it started with my mother teaching me silly French songs growing up or my interest in Japanese karate. At any rate, I mustered up some cash selling […]

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Ignore Everyone.

October 6, 2014
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I got this email over the weekend, and it reminded me of why it is I ignore everyone… Or, should I say, those investing “experts.” Not my friends who email me ;) So back in June of 2013 the market scared me and I chose to move most of my funds to a safer option with Vanguard (401k). Moved it to a fund that has […]

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7 Cheap [and Clever!] Ways to Entertain Your Kids

October 3, 2014
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As I sit here staring at my son’s dead bug collection (that’s right, dead bug collection – thanks a lot grandma!!), I can’t help but think of all the other activities we do that give my son endless joy on the cheap. I’ve come to the conclusion that it’s often the simpler things in life that excites him vs any fancy pants toys or games […]

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