This is kinda old news, but Quicken Online is getting thrown into the dumpster in favor of its new gem Mint.com (which Intuit paid $170 MILLION dollars for last year and has a gaggle of hardcore fans – myself included). But while many of us love the trendy ol’ Mint, there are handfuls of those who don’t. And unfortunately these budgeters have until this Sunday, August 29th, to figure out a new plan before Quicken Online shuts down forever (Yikes!).
Which brings us to today’s email from fellow reader Deb, who falls into that latter category of needing some other options. Here’s what she wrote:
J-Money, I need your help and the help of your awesome blog followers…
I’m at a loss because I’ve been using Quicken Online for about the last year and have had great success in getting my finances under control… but it’s getting shutdown at the end of August as Intuit is moving ahead with Mint being their online platform…
I tried Mint in the past, and I’ve tried going back to it now, and really, we’re just not friends. I can’t get it to categorize transactions with the perfection that QOL did (and many other people seem to have this problem, especially with the auto renaming that it LOVES to do.)
I’ve been looking for other online options because I like being able to know what’s going on with my money at whatever computer I’m near, be it home or work. I see that Wesabe is getting shut down too, so I don’t really know where else to go. Any suggestions? Thanks a bunch!
That really is the worst, isn’t it? When you finally find something that works great and then it gets taken away from you! I’m sorry to hear that. Especially since it has to do with money, and you keeping more of, it! :)
I’m pretty sure you’re not gonna like my first suggestion, but I’m going to say it anyways: Budgeting by spreadsheets (Google docs especially, and Excel a close 2nd). There’s something about manually keeping track of your money that seems to help you stick to your goals better. At least for me. Here are a few good ones I’ve collected over the years – including my own – to give you an idea of what’s out there.
Now my second recommendation is usually Mint, but obviously that’s gonna fly today ;) Luckily there are some other decent platforms out there that are kinda sorta like Mint (aka everything is pretty much tracked for you), but have much different takes on budgeting. Here are the others to check out:
- Yodlee MoneyCenter (free) – The first aggregation software I ever tried! :) It’s not as pretty as the rest of ’em, but I found it did a good job pulling in all my account info and allowing me to grasp my financial snapshot pretty well.
- PocketSmith (free, w/ options to upgrade (not free)). This big pull with these guys is the unique way they set everything up – all via a calendar!
- Budget Pulse (free) – I’ll have to admit I’ve never used Budget Pulse before, but if their platform is anything like their Twitter/Blog persona I think you’ll be in some pretty good hands :) (You reading this Craig?)
- Pear Budget (online version: free for 30 days, then $3/mo.) Haven’t used this one either, but from what I remember they have a pretty good rep around town. They’re a husband and wife team who’s sole goal is to make budgeting as simple as can be. Gotta admire that!
- You Need A Budget (free for 15 days, and then 1 time cost of $49.95?) This is the darling of the bunch, at least before Mint blew up. Almost every blogger I know is a fan of theirs and I have yet to hear a complaint. Although I don’t really stay on top of them much, either.
- USAA Money Manager – (free) This one’s a bit different than the rest since you actually have to have a USAA bank account to use it, but if you’re looking for an excuse to sign up this is it. It’s perfect for the “average” budgeter, and will hopefully get even more tweaked for those of us who like to get into more complicated stuff. (you can see my mini-review and snapshot of one of my accounts w/ USAA here :))
Did I miss any, friends? Is there anything even BETTER out there that we should know about? I’d love to help Deb and the thousands of others with her land a good alternative before this upcoming doom day. It’s just unfortunate the J$ software hasn’t hit the stands just yet ;)