Dear Debt, You will have to PRY this cash from my fist.

by J. Money -

my face.You will win, as you always do, but i’m still putting up a fight! And how do you always know when i have extra cash around anyways? Do you have spies at my beloved USAA?

However you do it, know that I’m not a fan. And when this little relationship is over one day, I’m sorry to say that you will not be missed. (no offense)

So yeah, I will still give you my freakin’ money for the time being, but I just want you to know that you’re slowly sucking away all motivation. And that’s coming from ME – Mr. Frugal, Mr. “I know it’s best to pay off my c/c”! Mr. “this is easy as hell so why am i thinking about it?”

Yes, the Cash bug has bitten me all over and it’s starting to itch.(Cash bug = lots of cash coming in and me not wanting to depart with it). You see, all of a sudden I’m getting some extra money in that i hadn’t originally planned for. That in itself, ofcourse, is awesome as $hit – it’s the giving it away part that’s starting to irk me. Here’s what just came in:

  • $776.00 – From the money I lent my brother last year! That little nugget of joy actually paid me back in full – imagine that ;) So while I’m now 1 for 2 in loaning my family money (the other was a $100 loan not to be seen again), I won’t be able to reap the rewards as it’s going straight to the c/c.
  • $542.89 – Extra money from good budgeting, as well as maxing out my 401(k) last year. My calculations were a bit off, so I ended up hitting the max. limit of $15,500 a bit early – thus putting the extras back into my check.

Again, not complaining i have extra reserves here, just that i’m tired of waving good-bye to it. So while i’m always a postive guy, today i reserve the right to bitch a little….it’s good for the soul :)

And when all is said and done, i’ll be a good little boy and throw that extra $1300 right at my remaining debt (besides mortgages) – $3214.87, for the rest of the car loans. It may not happen right away, but i promise to apply it as soon as i’m done staring at all it’s beauty in my checking account!


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PS: If you don't trust yourself with another credit card, ignore this! This strategy is to help you get out of debt quicker, not risk adding more to it.

Jay loves talking about money, experimenting, blasting hip-hop, and hanging out with his two beautiful boys. You can check out all of his online projects at Thanks for reading the blog!

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