I, J. Money, only claim the thoughts from my head. I am NOT a professional finance'er, banker, CPA, or anything of that sort. Please seek a professional for any "real" advice. For more info, please check out my disclosure page. That is all - enjoy!

    Wednesday, June 25, 2008

    T-Mobile pumps out a $10/month land line plan!

    Man, competition is getting fierce! Fine by me though.
    I'm all for consumer goodness :)

    So here's the deal, i got an email last night from a rep saying they're launching this "T-Mobile @ Home" plan today and thought it would be good to get the word out.

    And, since i'm always a fan of saving money as well as new technology out there, I agreed! So, from me to you, here is my first piece of Breaking News :) unless you've heard it earlier, in which case it won't be *as* exciting, but it's nonetheless breaking news. so there.

    Here's a clip from the email i got:
    Tomorrow (Today) is the nation-wide launch of T-Mobile's $10/month home phone service called T-Mobile @Home. The service offers a simple way to cut costs for families who want to keep the convenience of having a home phone, rather than just carrying a mobile phone.
    It also includes unlimited national calling! Cool huh? The only down side is that you'll need to have a T-Mobile cell phone plan already in order to take advantage of it, and also pick up one of their routers ($49.99 w/ a 2 year contract). But, perhaps you already use them or plan to soon anyways?

    The real question, though, is if you even USE a land line? I know plenty of people who have scrapped it long ago, and use their cell phone for everything. I haven't done so myself, but only because my signal is pretty weak there. That, and I already have one of those 3 in one Comcast plans that covers phone, internet, and cable (It's Comcastic! haha.... now THOSE are funny ads).

    But if you're paying $30-40 a month for a land line anyways, then you'll be saving mad money for sure. As long as you can get out of that contract okay!

    So while there are plenty of things to think about before signing up, it's definitely a sexy step in the right direction for sure. I guarantee it won't be long until the other carriers catch up to the idea and put something out themselves!

    If you're interested, here's a pdf on it for more info :)

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    Rock, Paper, Scissors your way to FREE chips & queso!

    California Tortilla is at it again! This time w/ the popular kids game :) Here's the info straight from their email campaign, which can also be found on the left hand side of their website:
    Play Rock Paper Scissors every Wednesday through July 9th. If you win you get
    our darn tasty chips and queso if you lose you get 50 cents off of your next
    visit.
    It's a Win-Win situation! Even if you lose you get a 50 cents off coupon, how sexy is that? Actually don't answer that. I know what can beat that any day - Their World's Largest Rock, Paper, Scissors TOURNAMENT!!! haha...If you live in the VA,MD, DC area, check out the details here.

    Alrighty, i gotta go start practicing...although everyone knows Paper always wins!

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    Thursday, May 15, 2008

    Get your FREE iced coffee toay!

    I'm sooooo late on this today (what can i say, i'm busy actually "working"), but i've seen it posted all over everyone's blogs and thought I would pass it along - on the slight chance this golden nugget had escaped your ears & eyes too:

    Dunkin Donuts is giving away FREE 16 oz. iced coffees today until 10PM.

    You can check out their website for more info, but that's reallly all you need to know, right? And tell all your friends so you can look like a superhero ;)

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    Friday, May 9, 2008

    100 Bargains for $1.00 or less!

    Top 100 BargainsThat's right, I'm venturing off to find the TOP 100 bargains for a dollar or under!

    I was staring at my dollar-a-day cup the other day and got to thinking - what on earth will i do w/ all of those $1 bills? In a perfect world i'd like to stick with my million dollar plan, but I also can't help but play the "what if" game.

      If I could, what would I buy with all those George Washingtons? It got me thinking...there are a LOT of great bargains out there for a dollar or less. We've got double cheesburgers, lottery tickets, a whole bunch of things! I started listing them out, and then wondered if I could hit 100...or even better, the TOP 100 bargains out there for $1 or less!

    Not to kill the suspense, but unfortunately i didn't make it yet. But that's why I have you guys :) I need help! Not all my bargains made the cut (like playing cards and uniball pens), but I did hit the 20 30 mark.

    What have I missed? Here are a few places that I look for these sort of deals, maybe they'll help conjure up a few ideas for ya:

    - Target's $1.00 bins
    - Michael's $1.00 bins
    - Dollar Store (the REAL ones, not the cheaters)
    - Vending machines
    - $1 menus at McDonald's, Wendy's, etc. (thx Carrie!)

    Okay, so without further ado - let the list begin!
    100 BARGAINS FOR $1.00 OR LESS:
    1. Composition books
    2. Mini sharpies
    3. Lottery tickets!
    4. Double cheeseburgers @ McDonalds
    5. Dollar Drafts ;)
    6. Runts - from the 25¢ machines
    7. Frozen burritos - the 3 for a $1.00 kind
    8. Glow sticks
    9. Random bag of woot!
    10. Fake cigarette candy (remember those?)
    11. Movie rentals - oldies
    12. Banana or Apple
    13. Old records/LP's - from thrift stores
    14. Elmer's glue
    15. 25¢ wings
    16. Dasani bottled water
    17. Mini pumpkins from the pumpkin patch
    18. Newspapers
    19. Cd's at yard sales!
    20. Those 99¢ celebrity mags
    21. 7-eleven taquitos
    22. Homeless donation ;) (Carrie)
    23. 3 for $1 candy bars (Carrie)
    24. Doughnuts! (L-SpillingBuckets)
    25. Bulk chocolate peanuts - 98¢ (L-SpillingBuckets)
    26. ***Tip for an "alternative" dancer (Tom)***
    27. 25¢ packs of gum! (asgreen)
    28. "Theater box" of candy. (Monroe on a Budget)
    29. 2 liter bottle of pop. (Monroe on a Budget)
    30. ***Box of Little Debbie snack cakes. (Monroe on a Budget)***
    31. Spiral notebooks
    32. Packets of seeds
    33. Travel sized toiletries (tiffanie)
    34. Bonnebelle makeup - 88¢ (tiffanie)
    35. Fingernail polish - 88¢ (tiffanie)
    36.   
    37.   
    38.   
    39.   
    40.   
    I'll stop here for now as it would look really ridiculous having so many blank lines on here at the present moment ;) haha... i'll update the list as more come to mind, and as people submit their own bargains! Just holler at j at-symbol budgetsaresexy.com, or drop me a comment.

    I'm sexcited ... can't wait to hit 100!!!

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    It's a WOOT OFF!!!

    woot off!Do you know what that means? It means you get a butt-load of super duper GREAT deals!!! Every time one offer sells out, they throw up a spankin' new one, and the "woot off" usually last for a good 24 hours (sometimes more).

    Check it out: Woot.com - Anything from coffee machines, computers, flat screens, watches, vacuums, you name it. AND, they are always incredibly cheap - hence my reason for bringing it up here ;)

    Think of it as a warehouse of all "extras" that need to get out the door. They sell buckets full at pretty much the cheapest cost they can do, and then only slap on a $5.00 shipping fee no matter WHAT you buy. (this can be key, esp if you pick up a flat screen, or something pretty heavy).

    And SOON, they'll probably start throwing out "random bags of woot"! They usually cost 1$ each, but have sexy surprises in them! I've never been fortunate enough to grab one (they sell out in seconds sometimes - literally) so if you ever get a chance, I recommend picking up 3 at a time, and then mailing me one ;)

    ps: if you want more WOOT info, check out my previous woot post.

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    Thursday, May 8, 2008

    Another reason i heart yard sales.

    maryland hope You can get CD's for $1 or $2 dollars! If yard sales had their own MySpace page, I'd be the FIRST one on their "top friends" ;)

    Seriously, i am plain ol' a-d-d-i-c-t-e-d to them. I can't help it, there are just soooooo many bargains out there just waiting for people like me (and prob. you).

    I had totally forgotten about this until today, but I found a cd that i actually LIKE (and don't have) for only 1 buck!!! How awesome? It's too bad i was in a rush, or i woulda looked for more.

    Lucky for me I hit the gold mine of them all - a neighborhood yard sale. These rock, cuz you just park your car, and walk to 10+ of them...all side by side. Finding one of these saves you a massive amount of time, since you don't have to hit up 10 separate ones. it's sometimes actually pretty overwhelming for me at times - I get too excited! haha...

    So next time you're out and about and see those home-made signs, take a quick second and swing on by. You might be able to find that New Kids On The Block album you've been dying for ;)

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    Thursday, May 1, 2008

    Populate your fish tank for 55¢ - or even FREE!

    goldfish tank Oh yeah, that's right! The thought came to me on a whim yesterday, as I rounded the aisles of Petco looking for a new goldfish.

    You know how they sell all sorts of exotic fish in the back? Well, instead of picking up those fancier ones for $3-$7 a piece, save some from the "feeder tank"! Every store's a bit different, but if they're selling fish, they're selling "feeder fish".

    What are "feeder fish", exactly? They are usually smaller, not as sell-able fish used to feed the hungry fish-eating fish (think piranhas), and are usually found in a huge long tank w/ literally HUNDREDS of others...all swimming around w/ nothing to do except wait to be eaten...or be saved ;) They're still fish-fish, just not the crazy exotic type (although sometimes you can get lucky!) that can bring the store real money.

    And the best part - they only cost 2¢ - 26¢ each! Now THAT's the kind of money i like spending. And, as you can see from the picture above, that i did. I picked up two of the biggest & prettiest ones I could find, handed over my 55¢ (52¢ + tax), and filled up my 10 gallon tank!

    What about this "FREE" talk? Oh yes, you have two ways of making this happen:

    1) When you go in to look for the fish, find a manager and explain that you just wanna try 1 or 2 to start your tank. Then, when you locate the feeders, explain you'd just like two of them to "test it out". Usually, and esp. if you're a young lady and he's a guy, he'll end up scooping up more than 2 AND hand them over for free! i mean, they're only a few pennies, right?

    2) If this doesn't work (aka you're a guy), ring out your purchase as usual, and then check the end of the receipt you get. More often than not, it'll have a "survey request" attached to the end of it, esp. if you're a savings card holder. Take the 5 minute over the phone survey, and you'll be rewarded with a nifty little coupon for $2.00 off your next purchase! Even BETTER than free.

    And that's all there is to it. Of course, you may need a little luck on your side for one of the above to happen smoothly, but I find that a nice smile and plenty of compliments help bring more of this "luck" your way.

    Worst case? You'll walk away w/ a handful a fish for under a $1.00! it's win-win, especially for your brand new non-eaten pets ;)

    --------
    ps: If you're looking to fill up a larger aquarium with fish, grab a dozen or two of the little babies you'll usually find in the feeder tank. More often than not, they are assorted breeds of tropical fish, and they will procreate like none other! I kid you not, the last time i did this was a year and a half ago....and my original 14 babies turned into 100+ breeds of all kind!

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    Tuesday, April 15, 2008

    Hi, my name is California Tortilla.

    I was just forwarded this email from California Tortilla:
    I just want to remind you that tomorrow, Tuesday, April 15th, is Name Tag Day at all the California Tortillas in the land! That's right, when you purchase an entree and wear a name tag, preferably with your name on it, we'll give you a FREE chips and queso...
    They'll also give you a "Buy One Get One Free" Burrito coupon that's good in May (the coupon, not the burrito; their burritos are good in all months according to them). I know where i'm going for lunch!

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    Wednesday, April 9, 2008

    Starbucks just got sexier!

    personalized starbucks cardThat's right, you heard it here first. Starbucks is my new best friend. Not that it wasn't top of the list before, but it's now been moved to BFF status. haha....

    Why the sudden upgrade? Welllll, from now on you get MAD hook ups as long as you use your registered Starbucks card when ordering! All for being a good little customer.

    Check it:
    1) Syrup and milk options are now on the house.
    2) Brewed coffee refills are F-R-E-E!
    3) You get a FREE beverage when you buy whole beans.

    SWEETness to the extreme :) now you may be saying to yourself, "Self, but i don't have a starbucks card, so what am i supposed to do?". that's a valid question, so let me propose a solution to that - walk to the nearest starbucks, and pick one up! Or, if you really wanna be creative, create your own online and order it at the same time. The card i have posted at the top is one my sister did for Mrs. Budgetsaresexy. It's fun!!!

    if you go on a continual basis, you KNOW you'll be using it, and not only that I bet you'll realize REAL FAST how much you actually spend on coffee when you have to refill your giftcard every other week!

    Sooo, by using your new starbucks gift card (which you'll use every visit), you could now:
    a) Save up to 80¢ for a fancy pants drink (40¢ for syrup & 40¢ for milk).
    b) Save up to $2.50 on a free refill of normal coffee. More if you're a thirsty little badger.
    c) Save up to $5.00 on a fancy pants drink if you buy a bag of beans!

    Plus, no more searching around your pockets for exact change, or just throwing it on your credit card. The latter adds up fast, and sometimes you don't even realize it! This is a Win-Win situation: Save money AND Budget better!

    Now, if you'll excuse me, i'm gonna go put my money where my coffee beans are.
    *for more info, check out their site.

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    Monday, March 10, 2008

    WOOT! there it is.

    Have you ever checked out woot.com? It's seriously one of my favorite bargain sites E-V-E-R (and i'm not getting paid to say that, it's for real a HOT site). They have listed everything from digital cameras, to Dyson vacuums, and all at crazy low prices. PLUS, and a big plus, the writers are freakin' hilarious! Their descriptions will force a smile on your face no matter what the product, and are well worth the free entertainment alone.

    Their concept is simple: Each and every day they offer just 1 (one) item up for sale, and at a super low price! So basically, it's like Christmas each and every work day :) And no matter what the item, big or small, lean or fat, shipping is a flat $5.00. How simpler can it get?

    The pieces of "woot" are usually electronic to some degree (think flat screen tvs, memory cards, remote controlled cars/robots, vcrs, etc), but they've also been known to throw in the random pots and pans here and there. Oh, and let's not forget the three BEST woot days to watch out for:

    1) The favorite: Random Bag of Woots! You never know what you're gonna get, but you DO know that they're only $1 a piece and full of surprises :) You must act fast for these, and scoop them up as SOON as you see them on your screen...they've been known to sell out in 2.4 mins.

    2) The treat: "Woot offs!" If the stars line up perfectly and all is well in the world, you might be lucky enough to catch one of these. These events showcase not only 1 or 2 woots, but dozens & dozens until they are completely sold out of their inventory. One minute you can pick up a nice watch, and the next a set of fancy pants knives, each for only $5 shipping. These days are few and far between, but from my experience they fall on Fridays and towards the end of months.

    3) The weekly: Two for Tuesdays! Plain and simple, 2 for the price of one on Tuesdays. These are cool as you can pick up one for yourself, and then another for a friend. Makes for awesome presents or random gifts of generosity...especially with the oddball items :)

    So there you have it, the best bargain site online. They also feature a blog for fellow wooters to discuss and rant/rave about the products which also makes for some good entertainment. A word from the wise though, checking this daily is an efficient way to dispose of your extra income!

    PS: Check out their sister sites as well:
    shirt.woot.com - daily t-shirts for $10 + free shipping
    wine.wo0t.com - a wine a day!
    sellout.woot.com - combo deals w/ Yahoo!

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