Don’t Be Like Patty The Milkmaid

by J. Money - Published November 25, 2015

fresh farm eggs

A fun little ditty by Mr. Aesop today:

Patty the Milkmaid was going to market carrying her milk in a Pail on her head. As she went along she began calculating what she would do with the money she would get for the milk.

“I’ll buy some fowls from Farmer Brown,” said she, “and they will lay eggs each morning, which I will sell to the parson’s wife. With the money that I get from the sale of these eggs I’ll buy myself a new dimity frock and a chip hat; and when I go to market, won’t all the young men come up and speak to me! Polly Shaw will be that jealous; but I don’t care. I shall just look at her and toss my head like this.”

As she spoke she tossed her head back, the Pail fell off it, and all the milk was spilt.

Moral of the story (according to Aesop): Don’t count your chickens before they’ve hatched.
Moral of the story (according to J$): Don’t use money to impress others! Use it to impress yourself and put it towards a better life. (And then when you’re financially free, buy all the dimity frock’s you’d like ;)).

Happy Thanksgiving! Don’t forget about all the humans around you when the deals are hitting you in the face left and right.

Other great reminders as we go into the holidays:

Jay loves talking about money, experimenting, blasting hip-hop, and hanging out with his two beautiful boys. You can check out all of his online projects at Thanks for reading the blog!

{ 34 comments… read them below or add one }

1 Hannah November 25, 2015 at 5:38 am

I love J. Money’s interpretation of Aesop’s fables. They always make me laugh. I was thinking of buying Dimity Frock on Friday, but I’ve thought better of it now ;)


2 J. Money November 25, 2015 at 6:13 am

Buy one Dimity, get the Frock free!


3 Insider November 25, 2015 at 5:44 am

lemme share this on ma blog and see my readers emotions…lol


4 J. Money November 25, 2015 at 6:16 am

I love that you’ve started a $$$ blog in Nigeria. It’ll be fascinating to see how well the culture there takes it and if you can start a movement! :)


5 Insider November 25, 2015 at 6:30 am

You are a genius J.Naira if I should be honest with you.
Nigerians perceptions and culture towards $$$ management ain’t SEXY bro… but every time I checked your blogs out, I am always Inspired.

Thanks Jay.



6 J. Money November 25, 2015 at 6:38 am

That’s why they need you! Get the country talking and I’ll fly down there with some back up and we’ll make sure they pat attention more ;)

-J. Naira


7 Insider November 25, 2015 at 7:42 am

hahaha… Thanks J.Naira!


8 MrRicket November 25, 2015 at 6:56 am

I love Aesops fables, thank you. Last night I had a conversation with my partner and tried to explain why diversification is so good :) I’ll forward this to him ;)



9 Thias @It Pays Dividends November 25, 2015 at 6:57 am

Love the interpretation! Happy Thanksgiving to you and the family J$!


10 Roy Largo @ Band of Savers November 25, 2015 at 7:17 am

Good reminders. Stay focused and keep your head on straight and your money issues seem to take care of themselves.

It’s just human nature to worry about what others are doing and compare ourselves to them. Even as kids this can be a struggle. My 4 year old tells us that his pre-school teacher is always having to remind him to “Just worry about yourself.”


11 J. Money November 25, 2015 at 3:17 pm

I think every adult in America needs to hear that from this pre-school teacher!


12 Rich Rabbit November 25, 2015 at 7:37 am

This one made me laugh! I’d love to see more of these.


13 Chris @ Flipping A Dollar November 25, 2015 at 8:05 am

Now you made me google “dimity frock.”

This is a good one though. We love YNAB’s system of only budgeting the dollars you have. It helps us a lot. We still put in our monthly “to budget” in each categories title, but that’s a target that we only hit once we get paid.


14 J. Money November 25, 2015 at 3:18 pm

We need to bring ’em back ;)


15 Kalie November 25, 2015 at 8:09 am

Use your money to impress yourself–I love it. I’m going to start using this line (and citing you of course).


16 J. Money November 25, 2015 at 3:19 pm



17 John C @ Action Economics November 25, 2015 at 8:11 am

Happy Thanksgiving J$, Love the point of view: “Don’t use money to impress others! Use it to impress yourself and put it towards a better life.” reminds me of that line from fight club…”We work jobs we buy shit we don’t need…to impress people we don’t like”


18 Penny @ She Picks Up Pennies November 25, 2015 at 8:11 am

Ah. One day we’ll have the JMoney ditty collections to pass along. ;)

Happy Thanksgiving. Great reminder!


19 Lisa O November 25, 2015 at 8:54 am

I am thankful for your lesson today. It is so important to stay the course for your goals (not the neighbors, family & friends) and know that money isn’t everything but like oxygen…you need it to live. Happy Thanksgiving to you and yours!


20 Jim Wang November 25, 2015 at 10:52 am

It’s good to dream.


21 Romeo Jeremiah November 25, 2015 at 11:51 am

A better moral: Don’t carry a pail of milk on your head.


22 J. Money November 25, 2015 at 3:20 pm

Yeah, that’s whack. Only cash.


23 Abigail @ipickuppennies November 25, 2015 at 12:36 pm

Ha, I didn’t realize that saying was from Aesop. And yeah, figure out what matters to you, not other people. Otherwise you’ll never be satisfied because you have to constantly one-up everyone else.


24 Harmony @ CreatingMyKaleidoscope November 25, 2015 at 1:27 pm

Simple, yet important lesson. I’m thankful for becoming more and more turned off by advertising as time goes on. We laugh at the “deals” now, instead of being enticed to camp out overnight so we can “save money.”


25 J. Money November 25, 2015 at 3:22 pm

I just heard the worst ad on the radio right now… “Happy Thanks-getting from Verizon!” *vomit*


26 Free to Pursue November 25, 2015 at 1:55 pm

Thanks for the laugh.

I thought you were going to go with a different punch line. I was guessing you were going to take the angle of getting so ahead of yourself in your own mind that when you get back to where you really are, it feels like what you have and where you’re at isn’t enough anymore because you’ve already had the feeling of having it all (like using a compounding calculation to see where you’ll be when you think you’ll retire, imagining the feeling of “all that money”, and then having to come back to the reality of what you actually have set aside today). Behavioural economics at its dimmest. I like your take on it a WHOLE LOT BETTER. Way more fun!


27 J. Money November 25, 2015 at 3:23 pm

Haha… yes, I’m not *that* smart ;)


28 Steve Miller November 25, 2015 at 2:49 pm

Here is another one for you: The Boy and the Hazelnuts

The little boy happened upon a large, stone pitcher filled with tasty hazelnuts. The boy slipped his hand through the narrow opening and grabbed a huge handful, but found that he couldn’t pull his hand back out of the jar. The boy yanked and yanked, but couldn’t pull his hand out, and so he started to cry. A man standing nearby said to the boy, “If you were satisfied with less, you could pull your hand out easily.”

The lesson: Pace yourself. There’s nothing wrong with big dreams, but sometimes when you try to grab everything at once, you end up with nothing at all. It’s the same thing with financial goals – slow down, and don’t be afraid to pick out a series of little goals, one at a time, rather than a massive handful of goals all at once.

Courtesy of


29 J. Money November 25, 2015 at 3:24 pm

I thought you were going to say “so the kid broke it and got all the nuts!” haha… Kinda like the opposite of the Goose and the Golden Egg one :)


30 JT November 26, 2015 at 8:06 am

Pithy and powerful! If you use money to try and impress others you will most likely fail and end up with nothing. Gotta love Aesop’s Fables!



31 James Pollard November 27, 2015 at 12:31 am

… but did anybody tell Patty she shouldn’t cry over spilled milk? Interesting take, but I read it as a diversification story. Perhaps Patty shouldn’t have banked on the milk getting her all that stuff. She could’ve had milk, cheese, bread… basically, other stuff, aka diversification. Instead, she didn’t diversify and now she’s po’.


32 J. Money November 30, 2015 at 4:22 pm

I guess they hadn’t invented side hustin’ yet ;)


33 Izzie December 1, 2015 at 9:23 am

Loved it, you just brought back deeply buried childhood. My take then ( I was about 8 in another country) take concrete baby steps to achieve dreams.


34 WizKid December 25, 2015 at 9:37 am

Simple, yet important lesson. I’m thankful for becoming more
and more turned off by advertising as time goes on.


Leave a Comment

Previous post:

Next post: