WELCOME TO MY MONEY BLOG! If you like talking about saving, early retirement, getting out of debt, hustling, and my personal favorite - growing your net worth (I share mine here monthly), you will probably like this site. If you think money is lame, you probably won't. XOXO, J. Money

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Starve And Stack

June 16, 2017
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[Heyo! Got a fun (and smart) guest post for y’all today by Nick Vail of RemoveTheGuesswork.com. It’s a pretty hardcore idea, but if you’re hardcore about growing your wealth, this is the method for you! Starve and stack, baby!] ******** Want to get ahead quickly and set yourself up for financial success? Of course you do! Today you’ll get a new idea that can change […]

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This is why I don’t own a house…

June 14, 2017
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Last week: Walked into the kitchen and saw air (water?) bubbles on the floor Walked into far corner of the basement and saw water dripping from the ceiling Looked closer and there was mold on the wooden beams – meaning it’s been dripping for a while Mold people come out to inspect and quote a price to our landlord Mold people start work on it […]

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Beware of STDs (Sexually Transmitted Debt)

June 12, 2017
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This is a quick note to remind us that not everything goes to plan – even when you do hit FIRE!! (Left in the comment section of our early retirement quiz last week) I haven’t really done the quiz – but rather than be a role model for y’all, let me be your warning. I had aimed for retirement by 50. And achieved it. At […]

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My 15-Year Journey to Financial Independence

June 9, 2017
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[Hi guys! Got an awesome post for y’all today on hitting FIRE through real estate. It comes from my boy Chad Carson who’s currently chilling in Ecuador with his family living the good life as we’re all chained to our desks ;) Great guy, great insight, and great story. Hope it inspires you!] ******** When we started our real estate investing business in 2003, I […]

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The Real Reason We Buy Stuff

June 7, 2017
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Have you ever met anyone who buys stuff they hate? Who willingly goes out of their way to blow money just because they see someone else doing it? I haven’t, yet we’re always talking about these “Joneses” who we’re supposedly keeping up with as if we were robots without any capability to think for ourselves! We are influenced by them, but the real reason we […]

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Net Worth Update: $643,155.75 (+$6,000)

June 5, 2017
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Goooooood morning, people of the internet! What’s shaking? How’s your life? Money? Kids? Wives? Lovers? Had a fun, restful, weekend for me over here and almost forgot to check on our finances for the month – the horror! But alas here we are, net worth update #113 in a row, and the slow climb continues onward :) It’s funny, they say there’s no such thing […]

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Financial Confession: I Bought a Used Honda for $45,000

June 2, 2017
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[Really excited to bring you this guest post by Carl of 1500Days.com today. It’s such a breath of fresh air when all you hear from $$$ experts these days is to save save save and hold off on the fun fun fun! And while this post is technically about a car today, try reading it with your own dream swapped in as it’s about the […]

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How Serious Are You About Early Retirement? (Quiz)

May 31, 2017
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Joe just put out a fun quiz over on his blog, RetireBy40.org, so I thought I’d re-post it here along with my own answers because why not? :) You get one point for every TRUE you can answer, and 0 points for every FALSE. There’s a key at the end of the post here with what Joe says it all means, and then we can […]

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The Mayonnaise Jar

May 29, 2017
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It’s a good day to be reminded of what’s important in life :) (SPOILER ALERT: it’s not money!) “The Mayonnaise Jar” A professor stood before his philosophy class and had some items in front of him. When the class began, wordlessly, he picked up a very large and empty mayonnaise jar and fills it with golf balls. He then asked the students if the jar […]

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How We’re Reaching Financial Freedom On One Income – Mom’s Income.

May 26, 2017
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[Hey guys! Liz, the Chief Mom Officer stops by the blog today to share her journey to financial freedom as the sole breadwinner of her family of 5. If you don’t feel empowered after reading this, I’m shutting down the blog!! (Okay, no I won’t, but I will wonder what’s wrong with you… ;)) Enjoy!] ****** Many people think it’s impossible for a family to […]

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How Many of These Millionaire Spending Habits Do You Have?

May 24, 2017
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In honor of missing out on Millionaire Day over the weekend (BLASPHEMY!!), I thought we’d go over some of the frugal habits of the wealthy today and see how we compare :) I saw FreeMoneyFinance do this over on his own blog the other day, so if you’re wondering – yes, I’m going to totally copy him. Although in all fairness, he did nab the […]

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“It’s strange going from saving money your whole life to spending it!”

May 22, 2017
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Two years ago when my mom was on the verge of retiring early, my dad and I got to talking about his journey of employment, and why he didn’t think he was quite ready to throw in the towel just yet. I don’t recall the full conversation, but there was one line he said that I’ve yet to forget: “It’s strange going from saving money […]

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Side Hustle #70: Making Rings and Jewelry Out of Coins!

May 19, 2017
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[Okay guys, I think I finally found the PERFECT side hustle for us money nerds ;) Making money from money itself! Haha… The full circle of financial life! And here to amaze us with all his artsy wizardry, is Michael Bonard – founder of Money-Rings.com who shows us the ins and outs today. If you enjoy this, consider supporting his Kickstarter page so he can continue […]

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That Time I Woke Up From a “Bill Coma” and Started Saving My $$$!

May 17, 2017
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You know when you’ve paid a bill for so long that it just becomes habit and you don’t even pay attention to it anymore? Because at one point in your life it made sense, but now who knows? (Because of the whole not paying attention part?) I call that being in a “bill coma,” and it was exactly my life 3 years ago despite being […]

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