Budgets Are Sexy | Where Personal Finance Nerds are Cool

Our decision on the 15 vs 30 year mortgage debate!

April 25, 2019

Whelp, after weeks of going back and forth on this one we’ve finally come to a conclusion! And much to my surprise, we’re going with the 30 year mortgage!! Didn’t see that one coming! Haha… But after pouring over hundreds of comments and finally having “the talk” with the wife, it just seemed to make the most sense at the end while giving us the […]

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Using Rental Properties to Pay For Your Kid’s College?

April 24, 2019

Here’s a fun (?) idea for all you real estate investors out there ;) From a friend of the blog after hearing about my 15 vs 30 mortgage conundrum, which I’ll be updating y’all on shortly… Hey J., Have you heard of the concept of using rental properties to pay for your kid’s college? Brandon Turner on BiggerPockets talks about it quite a bit. It’s […]

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Ode to Pennies

April 23, 2019

The other day I did something I’m deeply ashamed of. I saw a penny on the ground and I DIDN’T PICK IT UP!!! I don’t know what came over me (my brain told me it was dirty, but I think I was just being lazy?!), so today I’d like to confess my sins and ask for forgiveness… From both you, and those poor pennies still […]

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6 Ways to Avoid The Diderot Effect

April 22, 2019

A friend of mine passed me this article on Denis Diderot who I could have sworn we’ve blogged about before, but a quick search told me we hadn’t so I had to make sure we fixed that STAT :) Here’s the article I was passed, by one of my favorite writers online – James Clear: The Diderot Effect: Why We Want Things We Don’t Need […]

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They Can Never Take It Away

April 19, 2019

Today’s a quick tip to remind you that no one can ever take away your accomplishments. Once you’ve done something brilliant – whether in life or career, or even money – it’s yours. Forever. That time you got promoted? You earned it. That time you flew to Africa? Banked memories. Those $10Gs of debt you just paid off? Party time! Once you’ve accomplished something great, […]

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Cool Idea: Adding Life Events to Your Net Worth!

April 18, 2019

A reader sent me that nifty graph up there and thought it was worthy of passing along in case you want to add to your net worth tracking as well ;) Such a cool idea adding life events to the history, right? Since so much of it plays an active role in how our money turns out? Here’s the words she sent along with it, […]

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#Overheard at The Coffee Shop – Volume V

April 17, 2019

Time for another dumping of all the secrets I hear people say!! It really is amazing the variety of discussions going on every day at coffee shops, from people talking about God to alpacas to book clubs, bikinis, mustaches, pajamas, EpiPens, fertility, mackerels, nap taking, and even the relevance of Michael Bublé, haha… All of which is featured in today’s post – woo! And which […]

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How to Sell Your Inherited Coin Collection

April 16, 2019

Morning guys! Been getting a lot of emails about how to liquidate coin collections lately, so thought I’d finally put out a piece on it in case it helps anyone else out there too :) In a PERFECT world whoever inherits these blessings would continue building out the collection and passing it down through the generations!, however we all know it’s not the most sexiest […]

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4 questions to ask before you buy that next “thing”

April 15, 2019

Morning! Found this draft in my inbox this morning and realized I never finished it!! Not sure if that was done on purpose because it was lame, or if I was just being way too lazy/forgetful, but either way we’re about to find out! ;) It was inspired by an article on Vice’s new personal finance site, FREE, that covered the 6 questions everyone should […]

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35 excellent money quotes you’ve never heard of before

April 12, 2019

I was going to paste up a bunch of the most popular money quotes here today, but then figured it might be more fun to share some of the more obscure ones :) And I know many of these are obscure because I’ve plucked them mainly from rappers and finance bloggers!! Haha… So please to enjoy, 35 new one-liners you can add to your motivational […]

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How To Never Retire

April 11, 2019

A reader passed this over to me yesterday and thought it was pretty good :) (Thanks Richard!) “A 20-Step Guide to a Horrible Retirement” via MarketWatch Would have made for an excellent April Fool’s post had I seen it earlier! Haha… Here are my favorites from the list: Keep thinking retirement is so far in the future that there’s no need to act now Bank […]

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Should we go for a 15 year or 30 year mortgage?

April 10, 2019

Morning! Wanna ask your advice in a moment, but let me hit you with a quick status of where we are in our home purchasing journey so far as I know you’re on the edge of your seats over there ;) The Mrs. has abolished the back up idea of renting so we’re now 100% on for owning! Which I *think* I’m okay with now, […]

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New Book (and Giveaway): “Broke Millennial Takes on Investing” by Erin Lowry

April 9, 2019

Morning!! Another new $$$ book from our community hits the shelves today! “Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling Up Your Money” The 2nd book out now from Broke Millennial who started out as a financial blogger and now securing her place in the author world too :) (And probably not nearly as broke anymore – hah!) Summary and giveaway details as […]

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Are you an asset or a liability to your state?! ;)

April 8, 2019

Morning! Who’s up for some early morning stats?! :) A report just came out by WalletHub on the most financially literate – and least financially literate – states, and I was proud to see two of those I’ve called home over recent years land in the top 6. How about yours? The Most Financially Literate States: Virginia <— Aww yeahh! Utah New Hampshire New Jersey […]

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