I came across a fun money quiz this morning by fellow blogger Jessica Moorhouse, but rather than play by the rules and answer her multiple choice options, I thought we’d just pluck out the questions here and answer them our own way :)
When you’re done though, check it out and see what you score –> What’s Your Money Personality? (update: quiz no longer online, but the questions are still below! :))
Here are the 5 questions she asks – all around what she calls the 4 main “attitude” categories: security, love, power, and freedom. I’ll answer them first, then it’s your turn!
#1. If you won $25,000 in the lottery, what would you do with it?
I’d personally add it to my cash reserves for a few months, then probably take $16,000 of it and wipe away my car loan once and for all. Technically it’s smarter to pay it all off sooner than later of course, but I have a rule that any time I come across a large stash of cash I must first HOLD ONTO IT for a bit and simply enjoy the blessing. I find it not only gives me enough time to really decide how best to use it, but more importantly it allows me to just *appreciate* it all and have fun exploring the options. I feel like we’re so rushed all the time with this stuff? It’s nice to imagine all the fun things you can do with $25,000 too! Takes the Financial Empowerment Game to a whole other level ;)
#2. What’s your biggest fear in terms of retirement?
That I don’t live long enough to reach it :( I think we’ll all get there financially-speaking (if you’re nerdy enough to read financial blogs for fun, you’re well on your way already!), but the scary part is just not knowing how long you actually have to live on this Earth. Always a hard balance in terms of enjoying the days we’re given NOW and planning for those we’re hoping to live later. Which makes trying to hit EARLY retirement even more important so you can hurry up and start enjoying all that freedom! :)
#3. When interviewing for a job, besides salary, the most important thing you want to know is…
If I’m going to enjoy myself! And if I’ll fit in with the culture too – something that can squash or enhance my performance pretty quick. I don’t care how much they pay you or how awesome the benefits are – if you’re miserable coming in every day it’s def. going to show up in your work. And will probably effect the rest of the team too :( I always want to be a part of something that I can pour my energy into and not have to worry about company politics around every other corner.
Now obviously not every job is perfect and you will always have a set of trade offs, but making sure it’s not a forced fit is always good if you can gauge it early on. In that book I was mentioning the other day, Essentialism, it talks about a company bringing in prospective hires to work for a day or two as a “test” – which I think is brilliant! You can find out real quick if there’s good juju there by actually doing some work together for a little bit… Anyone ever get a chance to do that in previous hires?
#4. When shopping for a new wardrobe, what’s your first priority?
If it makes me feel GOOD. I don’t care if the clothes costs $1,000 or $10.00, the only way I’m buying something is if I feel great wearing it and it’ll last me a long LONG time as my minimalist ways no longer get me into stores anymore :) I think the last time I bought a new shirt or pair of pants was over a year ago? And actually, I take back my “$1,000” comment there too, haha… No way I’m dropping a grand on anything that covers my body. I just no longer care about the labels as much as I do the way they make me feel. I’ll rock sweatpants any day if it ups my confidence!
(Big warning though on the minimalism route – it can totally wreck your wardrobe. I don’t think I own anything that doesn’t have at least one hole or patch in it at this point. My mom literally asked me if I needed money the other day as she couldn’t believe the state of my pants ;) Are they that bad???)
#5. What quote best describes your feelings towards money?
I’m really digging this one from Kanye West right now out of all people:
“Having money isn’t everything, not having it is.”
You gotta pay attention and get out of that paycheck-to-paycheck cycle, but on the other hand you can’t let it rule everything either! It can be so easy to get caught up in the chase, especially as you come into more money than you’re used to, so you always gotta check in with yourself and making sure you’re going after the things that are truly still important in your life. Always a balance!
Alright, your turn :) Answer these 5 questions down in the comments, and let’s see what your thinking’s like…
I’m off to scarf down some Girl Scout cookies… Imagine if you had $25,000 worth of those??
Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!