J. Money

Do you know your Survival Number?

May 24, 2019
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Stumbled across this clip from an old guest post here, and thought it needed to be re-shared and contemplated again ;) Have you ever ran your “survival number” before?? From: 4 Tricks to Save More, Spend Less, and Pay Off Debt Your Survival Number Try this: calculate how much money you need for a decent survival each day. Count all important expenses, but aim to […]

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A few books to give away today… :)

May 23, 2019
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Been starting to clean off my shelves for our upcoming move (more on that in a bit), and came across a few books I thought you might enjoy ;) Two of them may seem pretty random, but they actually do tie into money! Here are the books, followed by how to enter if you’re interested in any… #1. “Work Optional” by Tanja Hester of OurNextLife.com […]

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9 Interesting New Financial Apps & Services ✨

May 22, 2019
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What up what up! Been compiling a list of some of the more interesting financial apps and services I’ve been pitched on lately, and out of the 872 of them this year here were the ones I thought looked most promising ;) Let me know if you end up trying any of them out! ****** Bring Your Own Budget (byobudget.com) — “I made a webapp, […]

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Got an idea? Give it a name.

May 21, 2019
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That was the subject line of a marketing promo I just got from Go Daddy, and after reading the main point it reminded me how POWERFUL this can be for your *financial goals* too! For many entrepreneurs, a great name sparks the transition between the dream and the reality. Naming a business makes it real. Yup! Once you call it something it becomes “a thing”, […]

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“Student loans are DEAD!”

May 20, 2019
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Got this note this morning and had to share it ;) Not every day you accomplish something so big like this! MWAHAHAHAHAHAHA WE’RE DONE WITH OUR STUDENT LOANS!!!!!!! My husband and I finished grad school with something like a combined $330k… and today, I hit the button to pay off the last of them. I could not be more excited!!! Also, to be truly honest, […]

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Resource of The Month: Debt Free Coloring Charts!

May 17, 2019
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Just saw these featured in a FinCon newsletter and they are brilliant!! Debt free charts! To color in and keep you motivated! **FOR FREE!!** You can click here to grab them if you’re too excited to read any further (haha…) — DebtFreeCharts.com — or just keep scrolling to get a good peek at them before kissing away your debt ;) There are over 80 sheets […]

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Challenging the Vanguard Faith (or how Fidelity’s ZERO expense funds are increasingly tempting!)

May 16, 2019
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Last September I got the following note from a reader of the blog: Hi J$, Not sure if you caught some interesting news, but Vanguard’s rival Fidelity has introduced two ZERO expense ratio funds – one domestic and one international. Interesting maneuver to try and compete with Vanguard and ride the indexing wave: https://www.bloomberg.com/news/articles/2018-09-04/fidelity-zero-fee-funds-attract-almost-1-billion-in-first-month Thoughts? I’m a die-hard Vanguard guy, but at 28 years old, […]

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“How I Grew My Net Worth to $300,000 in My 20s” – The Financial History of The Money Wizard

May 15, 2019
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Morning guys! Got another financial history report to share today! This time from fellow reader-turned-blogger, The Money Wizard, who tells us how he’s amassed $300,000+ before he’s even turned 30. Or put another way, about 4.4x my own net worth of $68,061.80 at his age! Haha… So he def. knows what he’s talking about over there :) Hope it inspires you in some small way […]

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PS: Your life doesn’t magically change when you retire!

May 14, 2019
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Good morning! So USAA hit me up the other day asking if I’d like to partner with them on their #LifeUninterrupted campaign, and after reading the inspiration behind it I was sold on the spot: “For most people, retirement isn’t about luxury cruises and trips around the world. It’s about making sure their life can go on as normal once they retire. It’s continuing to […]

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Things that make your life better for under $50

May 13, 2019
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Morning y’all! Hope you had a good weekend! Came across this poll on things that genuinely make your life better, and an hour later I had a list of all kinds of recommendations noted in case I ever need them one day, haha… And all from like-minded people too! (ie mindful/productivity nuts) Figured I’d double up on the energy here and pass ’em along to […]

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#OneGoodThing

May 10, 2019
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Been seeing this #OneGoodThing idea floating around the internet lately, and thought it would make for some great introspection today :) There’s always something we can be appreciative of right?! Here is one good thing from a few areas of my life this week… How about you? ****** #OneGoodThing in life: A kiss from my 11 mo old!! He’s now learned to grab your cheeks […]

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6 more $$$ hacks!

May 9, 2019
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Here are a bunch more hacks to add to that FIRE Spreadsheet ;) I was going to wait until I had a little more saved up, but some of these were just way too good to be hidden for long! Haha… Tips don’t do anyone good just sitting in the inbox :) Hope you find something new to try! ***** The Landfill Trigger Here’s a […]

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Jimmy’s History of Personal Finance

May 8, 2019
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[What up what up! Been getting a TON of response from our post the other day on the history of our net worth, so thought we’d continue the fun and share another person’s financial background today ;) Can never see too many numbers about money, am I right?! Take it away, Jimmy…] ****** Inspired by J. Money’s recent, “How we grew our net worth to […]

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“Why don’t we celebrate the things we DON’T have?”

May 7, 2019
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Got this excellent note from a friend, and had to share it today as a reminder that the journey to freedom is as much about the things you *don’t* do as it is the things you *do*. It might not be as sexy, but it’s still a huge part of the process! From David Damron: Random Thought: Why don’t we celebrate the things we DON’T […]

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