The Best Credit Cards!

by J. Money -


Here’s a list of all the best credit card offers I can find out there right now ;)  I update these whenever new cards come in and out of town, so it’ll always be full with the latest and greatest.  One nice and sexy place to hold all the best credit cards… (or you can pick by the way they look! Haha…) Perhaps it’s time to replace some of the duds in your wallet?

(And with everything on this site, *ONLY* sign up to offers you think are really good for you. Some people can totally rock it with credit cards, and others can’t. So be careful! :))

The Best Cash Back Credit Cards

These are the best deals out there for getting cash back – whether with bonuses up front, or getting a % back as you pick up certain items around your shopping schedules.

The Best Balance Transfer Credit Cards

Here are the best cards to transfer balances around (aka 0% interest balance transfers), that will help give you more time while you’re working on paying them all off. That last part being super important! :)

The Best Miles & Travel Credit Cards

Here are the best cards to rack up those airline miles and get some free trips :) Mixed in with a handful of other awesome rewards like hotel perks as well – check’ em out.

Best Low Interest Credit Cards

Some of these might look familiar because I’ve already mentioned them above, BUT, they also happen to be some of the best cards around for low interest rates. So you get more bang for your buck!

Awesome Student & Gas Credit Cards

And here’s some other cards that don’t fit in w/ the bunch above. Cards for college students, those looking to reap all the gas rewards, and even a pretty killer debit card option. I WISH these were around a good 15 years ago when I was in college! Haha… I was left w/ some pretty crap ones. That I got “free t-shirts” for ;) Don’t ever fall for this trick!

The Best Business Credit Cards

A handful of the best cards for small businesses – filling your wallet back up with either more cash back, or more points to be used for other dope rewards. Perfect if you like budgeting with credit cards like I do!

In Summmary…

There are a looooooot of crazy awesome deals out there right now. Which is great for anyone looking for a new card these days. But as I mentioned above in the intro – makes sure to DO YOUR RESEARCH! Figure out what the most important aspect of the card is (whether it’s the the low interest rate, cheap balance transfer, or just overall best in cash back), and then narrow it down from there. Unfortunately not every card can excel in all areas, but as you can see some get pretty close :) So pick the one you can stay on top of the best and lock it in. If you pay off your balance in full each month, you don’t have to worry about any fees!

I’ll be updating them every month as time goes on, but def. shout if you come across any others that you think I’m missing here… Hope you find a great card!

{ 9 comments… read them below or add one }

1 Joe @ Retire By 40 March 21, 2012 at 11:22 am

Do you think I should apply for more cards before I quit? I only have 2 cards now and don’t carry any balance. I guess I should get more credits while I can in case I need some extra emergency money.


2 J. Money March 21, 2012 at 11:27 am

Hmmm…. I guess it depends – are you happy with the 2 cards you have now? Do they give you enough rewards? Cuz if so, what about just calling and asking to have the credit amounts increased? That would solves your problem of having not enough credit God forbid, but ALSO let you keep the two you already have and not worry about carrying around a half-dozen or so. I find 2-3 cards are perfect for me, but I know we’re all different. Either way, I’m excited for you man! Big adventures coming up for you soon! :)


3 Beverly Harzog April 1, 2012 at 2:32 pm

I think you made some great picks! Off to tweet this. :)


4 J. Money April 1, 2012 at 3:12 pm

Wonderful! That’s a GREAT sign coming from you – Queen of all credit :) Thank you!!


5 Tina June 7, 2012 at 12:41 am

What are your feelings towards annual credit card fees? Should I stay clear of them if I can? I’m looking for a travel rewards credit card, but the annual fees turn me off a bit.


6 J. Money June 7, 2012 at 1:27 pm

I think it depends really on what you’re going for. If you’re trying to maximize any kind of rewards and those cards that help you do it happen to have a fee (and you’ll more than make up for it in the long run) then I don’t have a problem at all with ’em. BUT, if you’re an average person like me who likes the rewards but don’t use them enough to really get ENOUGH out of ’em, then it’s probably not a smart move. I’d stick with whatever makes you more comfortable though :) Even though you can still cancel cards at any time too, once/if you get tired of the fee…. go with your gut!


7 josh n August 9, 2012 at 10:32 am

I have a Chase Freedom VISA and LOVE IT! The cashback rewards are better than any other card available


8 Kristal Bergfield August 9, 2012 at 4:16 pm

I’d love to know what people – especially parents & small business owners – would think of a service that would allow them to give someone else a card on their account and be able to decide how it’s used? Would love some feedback sexy budget people! : )


9 J. Money August 10, 2012 at 5:19 pm

@josh n – Yeah, that Freedom card ALWAYS comes up in people’s favorites when I’m reading/talking to people. Great one indeed :)
@Kristal Bergfield – Not sure what you mean, but I’m always up for interesting ideas :)


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