I just learned about a cool new bank that some of you nerds might like. It could be a great tool if you are currently building up an emergency fund, saving up a down payment for a house, OR, if you want to earn a decent interest rate on an existing pile of cash! This bank is called HMBradley, and they offer a 3% interest rate on regular checking accounts. Pretty dang
Banking
Churning Bank Accounts for Cash Bonus Rewards
One of my 2020 goals was to start taking advantage of cash bonus rewards via new bank account signup promotions. This is similar to “travel hacking” or “credit card churning,” except the bonuses are paid in all cash, and there’s no credit applications involved. I’m by no means an expert in this type of stuff, but I’ve done a pretty decent job so far this year and made $2,200
Are you cool with stores going cashless?!
Morning! Lots of talk lately about stores going completely cashless, and wondering where you stand on this? Are you a big cash and coin lover like me, or do you say good riddance to it all?! Here are some of the major pros and cons that are making businesses think twice: Pros to abolishing cash: It's more convenient for everyone It's faster to process
The Beauty of Simplicity
Morning, friends!! I'm packing up for our yearly financial blogging conference this morning (FinCon - will you be there??), and every time I reach for my suitcase I'm reminded just how nice it is to be a minimalist :) The old me used to spend hours trying to figure out what to bring and what not to bring (because you need to prepare for ALL the possibilities and feelings
3 ideas, 2 quotes, 1 question
Morning! My boy James Clear just came out with a clever new newsletter, and I thought I'd be a bit cheeky today and copy it for a fun little blog post ;) Here's the idea behind his latest endeavor: "Every Thursday, I send out my “3-2-1” newsletter with 3 ideas from me, 2 quotes from others, and 1 question for you. The goal of each 3-2-1 email is to share the most wisdom
Would you ever bank with Amazon, Facebook or Google?
Caught this stat the other day and thought I'd get your opinion of it ;) 58% of Millennials would consider banking with Amazon, Facebook or Google if these tech giants enter the banking space HAH! Could you imagine?? As if they needed any more of our money (or time)!! But I missed the cut off of being a millennial and don't even have a personal Facebook account
The World’s Best Banks According to Forbes
Guess who landed the #1 slot on the new "World's Best Banks" list?? Oh - it's USAA! Heyo!!! And that's just not my opinion as it always is, but this time that of a new survey that just dropped by Forbes after interviewing over 40,000 people around the globe. Here's the background on it: Instead of gauging the balance sheets and P&L statements, as Forbes does for
Hack #1308: Put yourself in situations where you can’t even spend if you wanted to!
Had to laugh at this recent comment on our Stamp Hustling post: "It's easier to hit a high savings rate when you're underwater for 90-day patrols." Haha... It came from our retired submariner friend, Nords, who RACKED UP the money while out on deployments, and yet it highlights a pretty simple - but obvious! - point: If you don't have a way to spend your money, you can't
The Best Banks and Financial Products of 2019
Morning, friends! If you're on the hunt for a new bank or credit card or financial app right now, this post is for you. MyBankTracker.com just came out with their annual "Best of Banking Awards," and while I don't typically share lists like this, I'm trying to be a better blogger about it as I know y'all are always looking for good recommendations ;) Peruse at your
Personal Finance Around The World – Round II
I started a series a while back on what money's like in different parts of the world, but then promptly forgot about it until this morning when I received a note about life in Australia :) You can't base an entire country's perception on just one financial sliver, of course, but it sure does make for some interesting reading/learning, and thus we revive the series today and
