About 3 years ago, my wife and I sat down to create a new type of budget. We’d always been good about tracking our expenses and had a standard budgeting method for stuff, but since we discovered the FIRE movement we decided to change things up a bit. Actually, around that same time we also read the book Smart Couples Finish Rich. It included a bunch of worksheets and
Budgeting
30 Mini-Challenges for September to Improve Your Life and Money!
Happy Friday! It’s been an expensive summer for me and my wife … all the vacations, celebrations, gifts, and fancy foods have given our wallets a little hammering. I was trying to think of a no-spend challenge or something we could do for the month of September to try and save some $$... But then I thought maybe it would be more fun to try 30 x mini-challenges, instead of
How Your Neighbors Spend Their Money (aka the Average Household Budget)
Happy Fry-day! 🍳 Do you ever lay awake at night and wonder how much your neighbors spend on canned ham each year? What about their video game budget or annual snack food spending? Well I have good news for you... Today’s guest post from MoneyLemma reveals these very important statistics -- and more -- while digging through the average household budget.
Net Worth Report #11 “Legs Eleven”
Holy schmoley! My wife and I spent $537 on gas last month. At an average price of $4 per gallon, that works out to about 134 gallons of fuel... And since our Prius averages ~44 miles per gallon, we must have driven about 5,907 miles in the month of July. Hot dang! (Hang on a sec, that can’t be right… OK, maybe there were a few snack food or energy drink purchases at
Tight-Ass Date Ideas to Try This Summer
Dang! How expensive is dating these days!!? I just learned that the average date in the USA costs $102 ... That’s average across all U.S. states, but where I live in California, singles apparently shell out an average of $226 for a date night. Ouch 😳 My poor wife... The last time I spent $226 on a single date night was... well, ummmm... I can’t even remember a time.
$11.20 to Fly to Hawaii and Other Vacation Hacks
Happy Aloha Friday, everyone! Earlier this month my wife and I got back from a 10 day Hawaii trip, and I’m just sitting down to tally up all the travel expenses. This being a personal finance blog and all, I thought I’d share the numbers and costs. It’s not like we’re extreme frugal travelers or anything, but we’re also not big spenders. We found a few ways to cut corners
How to Budget for Unplanned Expenses (‘Cuz You’re Not “Even Steven”)
Do you guys remember that episode of Seinfeld where Jerry learns he is “Even Steven”? One of Jerry’s work gigs was cancelled, then another one popped up shortly afterward for the same night and same pay. He lost a $20 bill, then later found $20. A girl broke up with him, and he met another one right around the corner. Everything always evens out for him. via
Bad Excuses to Spend Money 💵 🤷♂️ 💵
What’s worse than watching your friends spend money on crap they don’t need? I’ll tell you... It’s hearing them afterwards try to convince you why their purchases were actually good choices! My buddy recently bought a brand new Audi A4. Very sleek and sexy car. And while I’m really stoked for him and want him to enjoy the finer things in life, his reasons for the purchase
How To Save Money on Heating… and Other Wacky Ideas to Stay Warm!
A news publication reached out to me recently asking for a quote on how to save money on heating costs this winter... So I responded with the first tip that came to my mind → “Grab your partner, take off all your clothes, get under the covers and press your naked bodies against each other. It’s the cheapest and fastest way to warm up!” They didn’t find it as funny as I did.
6 Ways My Parents Taught Me Financial Independence
Want to teach your kids financial independence? Here's how mine did! “Hey Mum, this is my friend Daniel from school.” “Nice to meet you, Daniel, and welcome to our home! Joel, do you want to wash the dishes, hang the laundry, or vacuum the house?” “Ah, Mum... Daniel came over to play. Can I pleeeeease skip my chores today?” “Nope. If you live in this house, you must do
