Budgeting

My $14,000 Dog, Cooper

June 5, 2020
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How much do dogs cost? Last month we had to rush my dog to the vet. Well actually it was my wife who took him to the vet … I’m a huge wimp when it comes to blood and doctors and stuff. Anyway, Cooper had ripped off one of his dew claws at the dog park. He was born with a few extra toes on […]

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Budgets are Sexy? Budgets are NECESSARY!

March 30, 2020
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[Morning! My man 5 AM Joel stops by the blog again today to share his recent thoughts on budgeting through these wild times we’re living in… Maybe it’s a good time for you to touch base with your long lost budget too?!] ******* I’ll be the first to admit… I’ve been slacking off on my budgeting the past few years. J. Money would be very […]

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Free “Mindful Budgeting” Templates!

March 27, 2020
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Hey guys! One of my favorite people in the world, Cait Flanders, just released her “mindful budgeting” templates for *free* for anyone who wants them. It includes weekly spending sheets, a monthly budget, a monthly calendar to stay organized, and two exercises to help you do monthly check-ins to see how you’re feeling + quarterly check-ins to ensure your spending aligns with values. More info […]

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Product of The Month –> Debit Card Sleeves with Ledger!

January 6, 2020
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I know the month’s only got started, but I’m calling it now – this is The Product of The Month! Debit/credit card sleeves that come with mini ledgers! So you can track stuff on the go!! Love this $hit, haha… And if that’s not exciting on its own, check out the price: $2.75 WITH FREE SHIPPING!! Got turned on to these by Dan B. and […]

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10 Resolution Ideas for 2020

December 20, 2019
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Morning! WalletHub just came out with their 10 financial resolutions they recommend in the new year, and thought some of them were pretty good. Particularly for those just starting out in their journeys. Any of these strike your fancy? #1. Repay 20% of your credit card debt If you have none, and/or are a baller, go for 20% of your mortgage! #2. Add one month’s […]

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#156 on the “Million Dollar Club” makes good on pledge!

December 19, 2019
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That was the subject line of a new email I just got ;) For anyone unfamiliar with the “club”, it was a silly little thing I put together in year #1 of the blog to get people excited – and motivated – about hitting a million dollars, and in order to be added to it you had to share your list of things you’re planning […]

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“Inhale confidence, exhale doubt”

December 13, 2019
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Caught that quote at the end of an email from a reader (thx Nikeya!) and been trying to practice it all week :) When I’m walking down the street after a tough morning… “Inhale confidence, exhale doubt” When I’m wrangling my kids away from the toy section mid-breakdown… “Inhale confidence, exhale doubt” When I’m battling stores to get my long lost furniture I paid for! […]

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You may be a money nerd, if…

December 6, 2019
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You may be a money nerd, if… You track 2 different versions of your net worth You fund a college savings account – even though you don’t have any kids yet You own 3x more credit cards than you do shirts, because #TravelHacking You have a calendar item set up to check your credit report annually You go to FinCon every year – even though […]

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Pop Quiz: Are you financially better off *today* than you were at the start of the year?

December 5, 2019
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Came across this test by WorkableWealth.com and thought it was a great exercise to do today :) Are you better off right now than you were when the year started? Answer these 6 questions: Did you increase your net worth? Did you reduce your debt? Are you tracking your spending and keeping a budget? Did you reach a savings goal? Did you ask for and/or […]

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“I should have started tracking sooner…”

October 29, 2019
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Morning! Remember our post on those 3 fails of mine because I didn’t listen to my dad years ago?? Well our friend Amy here has me beat, haha… And the only way I’m allowed to laugh at that is because the story came out somewhat well in the end ;) Yet another reminder though to always listen to your parents!! AND TO TRACK THAT MONEY!!! […]

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“Just one time!”

October 24, 2019
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You ever catch yourself saying that whenever you’re about to splurge on something?? “JUST ONE TIME!” And then that one time becomes two times, and then three, and then before you know it you now have yourself a regular line item in your budget? ;) I don’t know if there’s a term for that (accidental lifestyle inflation?), but a commenter recently reminded me of it […]

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Phrases to use instead of “I Don’t Want to Spend Money”

October 16, 2019
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Caught this on Twitter and had to reshare! Great alternatives! So many of us struggle with saying “no” to stuff, but it’s not because we don’t care or *want* to do a lot of these things, it’s simply ’cause we’re trying to keep our $$$ reigned in! So having an arsenal of lines like this is SMART to have in your pockets for whenever you […]

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The net worth of a 24 year old obsessed with all things finance :)

October 9, 2019
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[Morning! Here’s a financial snapshot of one of our readers of the blog, Corrine – who also fancies herself a good spreadsheet (or four) like any good finance nerd out there ;) What a beautiful thing to have your epiphany *early on* in life! Congrats Corrine!!] ****** Hi J. Money! I really enjoy seeing these snapshots… they are super inspiring! I’d like to share my […]

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Children now average $30 a week in allowance?!

October 3, 2019
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Saw this in a press release this morning and almost spit out my coffee! Children average $30 a week in allowance Daaaang!!! Inflation sure has gotten crazy over the years! That is exactly $29 more a week than I got as a kid, and $28 more/week than I got when I was a teen ;) Which wouldn’t have even covered a measly pack of baseball […]

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