What’s worse than watching your friends spend money on crap they don’t need? I’ll tell you... It’s hearing them afterwards try to convince you why their purchases were actually good choices! My buddy recently bought a brand new Audi A4. Very sleek and sexy car. And while I’m really stoked for him and want him to enjoy the finer things in life, his reasons for the purchase
Budgeting
How To Save Money on Heating… and Other Wacky Ideas to Stay Warm!
A news publication reached out to me recently asking for a quote on how to save money on heating costs this winter... So I responded with the first tip that came to my mind → “Grab your partner, take off all your clothes, get under the covers and press your naked bodies against each other. It’s the cheapest and fastest way to warm up!” They didn’t find it as funny as I did.
6 Ways My Parents Taught Me Financial Independence
Want to teach your kids financial independence? Here's how mine did! “Hey Mum, this is my friend Daniel from school.” “Nice to meet you, Daniel, and welcome to our home! Joel, do you want to wash the dishes, hang the laundry, or vacuum the house?” “Ah, Mum... Daniel came over to play. Can I pleeeeease skip my chores today?” “Nope. If you live in this house, you must do
How to Include Charity in Your Budget, and Other Ways to GIVE!
There's no right or wrong way to be generous. Charitable giving is a beautiful thing, no matter who it comes from or how big (or small) the dollar amount! One question I consider all the time is "How much should I give to charity?" Today, I'll talk about some ways to include charity in your budget, whether it's a donation of money or time. As a kid, my parents taught me to
How Much Do Dogs Cost? I’ve Spent $14,000 (so far)
How much do dogs cost? Last month we had to rush my dog to the vet. Well actually it was my wife who took him to the vet … I’m a huge wimp when it comes to blood and doctors and stuff. Anyway, Cooper had ripped off one of his dew claws at the dog park. He was born with a few extra toes on his back feet, and they’ve never really been a problem until now. Not sure how he
Budgets are Sexy? Budgets are NECESSARY!
[Morning! My man 5 AM Joel stops by the blog again today to share his recent thoughts on budgeting through these wild times we're living in... Maybe it's a good time for you to touch base with your long lost budget too?!] ******* I’ll be the first to admit... I’ve been slacking off on my budgeting the past few years. J. Money would be very disappointed in me :( It started
Free “Mindful Budgeting” Templates!
Hey guys! One of my favorite people in the world, Cait Flanders, just released her "mindful budgeting" templates for *free* for anyone who wants them. It includes weekly spending sheets, a monthly budget, a monthly calendar to stay organized, and two exercises to help you do monthly check-ins to see how you’re feeling + quarterly check-ins to ensure your spending aligns
Product of The Month –> Debit Card Sleeves with Ledger!
I know the month's only got started, but I'm calling it now - this is The Product of The Month! Debit/credit card sleeves that come with mini ledgers! So you can track stuff on the go!! Love this $hit, haha... And if that's not exciting on its own, check out the price: $2.75 WITH FREE SHIPPING!! Got turned on to these by Dan B. and it's been the best thing I've
10 Resolution Ideas for 2020
Morning! WalletHub just came out with their 10 financial resolutions they recommend in the new year, and thought some of them were pretty good. Particularly for those just starting out in their journeys. Any of these strike your fancy? #1. Repay 20% of your credit card debt If you have none, and/or are a baller, go for 20% of your mortgage! #2. Add one month’s
#156 on the “Million Dollar Club” makes good on pledge!
That was the subject line of a new email I just got ;) For anyone unfamiliar with the "club", it was a silly little thing I put together in year #1 of the blog to get people excited - and motivated - about hitting a million dollars, and in order to be added to it you had to share your list of things you're planning to do to reach it. #156 on the list was Gene Roberts who
