My original idea for this post was to find a few people with perfect 850 credit scores and interview them. I’m really curious to see what a “perfect” credit profile looks like! But, while I was out searching for these folks, I stumbled across a whole range of people with really interesting backstories. Here’s a note I received from a guy called Keith… “I don’t have
Credit Cards
Were you one of these people?!
Were you one of these people?! Like, when you used to go to work every day back in the Good Days? ;) I'm wayyyy too Goody Two-Shoes* to even dare try pulling these off (I'd get caught in a heartbeat!), but according to this survey by Procurify.com it's something apparently a good chunk of people are doing: "30% of employees have expensed a personal purchase, pretending
Are you cool with stores going cashless?!
Morning! Lots of talk lately about stores going completely cashless, and wondering where you stand on this? Are you a big cash and coin lover like me, or do you say good riddance to it all?! Here are some of the major pros and cons that are making businesses think twice: Pros to abolishing cash: It's more convenient for everyone It's faster to process
Product of The Month –> Debit Card Sleeves with Ledger!
I know the month's only got started, but I'm calling it now - this is The Product of The Month! Debit/credit card sleeves that come with mini ledgers! So you can track stuff on the go!! Love this $hit, haha... And if that's not exciting on its own, check out the price: $2.75 WITH FREE SHIPPING!! Got turned on to these by Dan B. and it's been the best thing I've
10 Resolution Ideas for 2020
Morning! WalletHub just came out with their 10 financial resolutions they recommend in the new year, and thought some of them were pretty good. Particularly for those just starting out in their journeys. Any of these strike your fancy? #1. Repay 20% of your credit card debt If you have none, and/or are a baller, go for 20% of your mortgage! #2. Add one month’s
“I should have started tracking sooner…”
Morning! Remember our post on those 3 fails of mine because I didn't listen to my dad years ago?? Well our friend Amy here has me beat, haha... And the only way I'm allowed to laugh at that is because the story came out somewhat well in the end ;) Yet another reminder though to always listen to your parents!! AND TO TRACK THAT MONEY!!! ****** J. I should
“Why don’t we celebrate the things we DON’T have?”
Got this excellent note from a friend, and had to share it today as a reminder that the journey to freedom is as much about the things you *don't* do as it is the things you *do*. It might not be as sexy, but it's still a huge part of the process! From David Damron: Random Thought: Why don't we celebrate the things we DON'T have? We celebrate paying off debt, but we
Stats That Would Make Our Founding Fathers Cringe
Happy Presidents Day! Here are a bunch of financial stats I've been saving up that would shock our founding fathers right up from out of their graves, haha... All that freedom they fought for, and what do we do with it all?? Spend it accumulating more junk and getting those shackles right back on us! Treasonous! ****** "43.3% of Americans have less than $500 set
Model Ts and Immoral Debts
This is going to sound silly, but I spent the better half of two hours yesterday pouring over Ford Model T's and debating whether it was worth buying one or not, haha... Of course I chose "not" (who needs a Model T these days???) but it came after reading an article in COINAge Magazine where I learned you could pick one up for only $15,000 on Ebay :) I also learned a
The Best Banks and Financial Products of 2019
Morning, friends! If you're on the hunt for a new bank or credit card or financial app right now, this post is for you. MyBankTracker.com just came out with their annual "Best of Banking Awards," and while I don't typically share lists like this, I'm trying to be a better blogger about it as I know y'all are always looking for good recommendations ;) Peruse at your
