My original idea for this post was to find a few people with perfect 850 credit scores and interview them. I’m really curious to see what a “perfect” credit profile looks like! But, while I was out searching for these folks, I stumbled across a whole range of people with really interesting backstories. Here’s a note I received from a guy called Keith… “I don’t have
Debt
Did you get a Stimulus Check? What did you end up doing with it?
Saw some stats on how people are using them, and thought it would be interesting to compare with our own community here :) Here's what SmartAsset.com found when they polled 1,300+ people: More than half of adults – 52.09% – said they primarily plan to use their stimulus check on needs such as rent and food. Putting the money into savings was the next most popular category,
Money Wins 💪💪
Despite the madness all around us, life - and finances - move on for many of us :) Here's a smattering of people still winning out there and focused on the prize. Keep going, everyone!! ****** The $1 Million "Asset"-er Hey there J$: Some time ago we were chatting about milestones. I mentioned that our first milestone was to reach $1M in assets. You told me to let
Today I learned…
Today's post is sponsored by: THE QUARANTINE "When you're stuck inside every day, you happen to learn things!" And here's the latest batch of things I've learned ;) You can find batch #1 here and batch #2 here. How about you?! ****** #1. There's a Google for KIDS! It's called Kiddle and filters out all the adult stuff --> kiddle.co. Features bigger thumbnails,
Were you one of these people?!
Were you one of these people?! Like, when you used to go to work every day back in the Good Days? ;) I'm wayyyy too Goody Two-Shoes* to even dare try pulling these off (I'd get caught in a heartbeat!), but according to this survey by Procurify.com it's something apparently a good chunk of people are doing: "30% of employees have expensed a personal purchase, pretending
A Christian’s Perspective on Debt-Free Living
[Morning! Please welcome to the site today, Larry Thomas, who shares his financial recovery going through Dave Ramsey's baby steps program. If you can believe it this was actually a *comment* left in response to our post on 6 things Dave Ramsey is Wrong About, but had to share it here in the form of a blog post as I thought it made for an excellent counter-perspective. Here's
Would you rather have your student loan debt wiped away or FREE healthcare forever??
Happppy Monday everyone!! You’re in luck as I heard a Financial Fairy was going around granting people wishes today - free of charge! - but you could only pick one of two options... Would you rather.... Have ALL your student loans completely wiped away?! (If you don't have student loans, you can choose your mortgages/cars/credit card/etc) - OR - Get free healthcare
What are some of your controversial personal finance beliefs?
INSIDE: Do you have some personal finance ideas that differ from a lot of people? If so, then you have some controversial personal finance beliefs. Get them off your chest by commenting with them below! Answered this question on Twitter last year, then got re-sucked back into it all again when it bubbled back up randomly this morning ;) Now passing it on to you to give
Cheat Sheet on “The Automatic Millionaire”
Looking for "The Automatic Millionaire" summary? Here's a one-page cheat sheet for yousummarizing the classic personal finance book. If you've never read the classic $$$ book, "The Automatic Millionaire" by David Bach, today you luck out and get a cheat sheet on it to tide you over until you wise up ;) The winner of it from our giveaway just emailed me saying she devoured
10 Resolution Ideas for 2020
Morning! WalletHub just came out with their 10 financial resolutions they recommend in the new year, and thought some of them were pretty good. Particularly for those just starting out in their journeys. Any of these strike your fancy? #1. Repay 20% of your credit card debt If you have none, and/or are a baller, go for 20% of your mortgage! #2. Add one month’s
