Home Ownership

A list of things I’ve never bought *new* before

November 18, 2019
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I was talking with a friend the other day on how I never buy anything new, only to realize how DEAD WRONG I was when I actually went to jot them all down, haha… Literally only came up with two things, although they are the biggest things: A car A house Now secretly I’d love to one day experience both of these even though I […]

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A wild story on real estate investing, stock picking, and pushing through life’s occasional chaos

November 15, 2019
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Here’s a great tale of the trials and tribulations real estate investing can bring, particularly when you’re overly ambitious ;) Big ups to long time reader of the blog, Doug, here for spilling it all out for us today… You live a wild and exciting life, my man! I admire the boldness! Haha… ******* I bought my first house right after graduating from college. I […]

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Log Cabin Ruth & Her Fantastic Side Hustles 💪💪

October 23, 2019
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Morning! So the other day I randomly stumbled across this old email thread with a reader who was about to pay off her log cabin (that’s right – I said log cabin!!), and now years later I was curious to see if she ended up making it happen ;) I shot her a note, and below are pieces from our original convo back then (April, […]

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New Book (and Giveaway): “The House Hacking Strategy”

October 8, 2019
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Morning!! Got another book for y’all that’s about to drop on the scene: The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom by Craig Curelop of BiggerPockets.com – one of the best online communities for this stuff. It doesn’t come out until next week, but I snagged a few copies for you :) Before we get to that though, let me […]

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When spending money improves your life!

August 26, 2019
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Morning! So I’ve been spending a lot of money on something lately, and after weeks of trying to figure out why I’ve been so perfectly fine with it I’ve finally figured it out :) These things I’ve been dropping money on?? Electric lawnmower Electric hedge trimmer Electric weed wacker (that came with an electric snow blower!) And then most recently – an electric chain saw […]

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A silly little trick I started doing to make expenses feel better… ;)

August 15, 2019
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So week one in our new house was pretty fantastic. Our stuff made it all in one piece, our days were filled with sun and exploration, we joined our community pool for 1/2 off the price (woo!), and at one point my wife stopped me to say just how happy she was to finally have a place all to ourselves where we can live peacefully […]

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7 more ideas for your arsenal!

July 2, 2019
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Morning! Got a bunch more ideas for your wallet – and life – today, courtesy of some really good looking and smart people – you all :) Hope you find something worth trying out! ***** #1. Double checking all scratched off lottery tickets you find on the ground –> “I don’t spend much out of pocket, but I always check the ones scratched off and […]

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Interesting Financial Rules to Follow (?)

May 29, 2019
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Came across this article from Kiplinger this morning, and can’t say I’ve heard of half these rules of thumb before, haha… Maybe that’s why they’re so breakable?! :) “Financial Rules of Thumb to Consider Breaking“ They’re bolded below, along with my own two (free) cents, and an attempt at comparing them to our own finances to see if we’re on track or not :) Anyone […]

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We’re homeowners again!!! But I’m still struggling with it all…

May 28, 2019
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So big news to share today! WE BOUGHT A HOUSE!!! AND ARE NOW HOMEOWNERS AGAIN! It was a pretty surreal event as I’d imagine most times are when you drop hundreds of thousands of dollars on something, haha… But amidst all the congratulations being passed around on the day of our closing (something I remember enjoying MUCH more on the opposite side of the table!), […]

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Our decision on the 15 vs 30 year mortgage debate!

April 25, 2019
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Whelp, after weeks of going back and forth on this one we’ve finally come to a conclusion! And much to my surprise, we’re going with the 30 year mortgage!! Didn’t see that one coming! Haha… But after pouring over hundreds of comments and finally having “the talk” with the wife, it just seemed to make the most sense at the end while giving us the […]

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Using Rental Properties to Pay For Your Kid’s College?

April 24, 2019
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Here’s a fun (?) idea for all you real estate investors out there ;) From a friend of the blog after hearing about my 15 vs 30 mortgage conundrum, which I’ll be updating y’all on shortly… Hey J., Have you heard of the concept of using rental properties to pay for your kid’s college? Brandon Turner on BiggerPockets talks about it quite a bit. It’s […]

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Should we go for a 15 year or 30 year mortgage?

April 10, 2019
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Morning! Wanna ask your advice in a moment, but let me hit you with a quick status of where we are in our home purchasing journey so far as I know you’re on the edge of your seats over there ;) The Mrs. has abolished the back up idea of renting so we’re now 100% on for owning! Which I *think* I’m okay with now, […]

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9 Questions to Ask Before Buying a House

March 20, 2019
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Morning! So we’re three weeks into our house hunting journey now, and I gotta admit – I’m starting to come around to it more :) Between y’all’s emails of encouragement, and my wife’s desire to finally lay down roots in the city I love, I can feel the excitement bubbling inside of me as well. Even if it’s just to see how fast we can […]

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“Buy your home like a landlord, live like a renter.”

March 12, 2019
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Got another excellent idea for all house hunters / owners out there!! This one comes from Jessi upon hearing news that we’re considering owning again, and I’ll admit it’s actually helped calm my nerves a bit just reading and seeing how you can *systematize* things and better separate out your emotions from the equation. Something I’m notorious for, especially when big decisions are on the line […]

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