Home Ownership

Our decision on the 15 vs 30 year mortgage debate!

April 25, 2019
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Whelp, after weeks of going back and forth on this one we’ve finally come to a conclusion! And much to my surprise, we’re going with the 30 year mortgage!! Didn’t see that one coming! Haha… But after pouring over hundreds of comments and finally having “the talk” with the wife, it just seemed to make the most sense at the end while giving us the […]

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Using Rental Properties to Pay For Your Kid’s College?

April 24, 2019
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Here’s a fun (?) idea for all you real estate investors out there ;) From a friend of the blog after hearing about my 15 vs 30 mortgage conundrum, which I’ll be updating y’all on shortly… Hey J., Have you heard of the concept of using rental properties to pay for your kid’s college? Brandon Turner on BiggerPockets talks about it quite a bit. It’s […]

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Should we go for a 15 year or 30 year mortgage?

April 10, 2019
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Morning! Wanna ask your advice in a moment, but let me hit you with a quick status of where we are in our home purchasing journey so far as I know you’re on the edge of your seats over there ;) The Mrs. has abolished the back up idea of renting so we’re now 100% on for owning! Which I *think* I’m okay with now, […]

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9 Questions to Ask Before Buying a House

March 20, 2019
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Morning! So we’re three weeks into our house hunting journey now, and I gotta admit – I’m starting to come around to it more :) Between y’all’s emails of encouragement, and my wife’s desire to finally lay down roots in the city I love, I can feel the excitement bubbling inside of me as well. Even if it’s just to see how fast we can […]

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“Buy your home like a landlord, live like a renter.”

March 12, 2019
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Got another excellent idea for all house hunters / owners out there!! This one comes from Jessi upon hearing news that we’re considering owning again, and I’ll admit it’s actually helped calm my nerves a bit just reading and seeing how you can *systematize* things and better separate out your emotions from the equation. Something I’m notorious for, especially when big decisions are on the line […]

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Excellent home searching advice, especially for first time buyers…

March 6, 2019
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Guys, first off – THANK YOU for all the love and tips and thoughts from yesterday! I can’t tell you how nice it is to get all this out in the open instead of being so stuck in my head all day, haha… And the Mrs. greatly thanks all of you too! Especially those on “Team Wife!” ;) We’ll be getting back to the more […]

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My wife is itching to own a home again (!!!)

March 5, 2019
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As we approach our upcoming move back to the greatest state in the nation this summer (Virginia is for lovers!), my wife’s hints of revisiting home ownership again are getting harder and harder to ignore… “Wouldn’t it be nice to finally settle down once and for all?” she likes to sneak in… “Don’t you just hate waiting on people to fix stuff in our house […]

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How I Stopped Sabotaging My Own Financial Independence

February 8, 2019
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[Hi guys! Super excited to share this guest post with you today, as it comes from a personal friend and new blogger on the scene – Pie Lady FI. If you know anyone this could help, please pass it along as I’m sure we’ve all experienced one or two things from this list over the years!] ******* In any given day, it seems like there […]

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Did you know there was a Personal Financial Satisfaction Index (PFSi)?

January 28, 2019
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It’s true! And of course was made by a bunch of CPAs, haha… Per the AICPA (American Institute of CPAs): The Personal Financial Satisfaction Index (PFSi) is a quarterly economic indicator from the AICPA which weighs a variety of economic factors to calculate the financial standing of a typical American. The index is calculated as the difference between two component sub-indexes – the Personal Financial […]

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6 great new financial resources 💪💪

January 4, 2019
budget spreadsheet

I did a LOT of reading over the break and came across a ton of new resources in the process. Here are a smattering of them which should hopefully point you in the right direction depending on your current journey :) If you found any good ones lately I’d love to hear about them too! ****** #1. A free budgeting spreadsheet! This ones comes from TheMeasureOfaPlan.com, […]

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Would you live at The Mall for $700/mo?

November 28, 2018
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Just heard about this on the radio this morning and so fascinated by it… Apparently you can – or soon can – rent an apartment at the mall for only $700/mo! Would you do it?? I’ll be honest, if I were single I’d be all over that. First – At only $700 it would be a steal in this area as I currently pay over […]

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Some Q&A’s: Retiring, Resting, Investing, Coin Collecting!

August 29, 2018
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What up, what up! Been getting a lot of great questions in my inbox lately, so thought I’d showcase a handful of them here in case you were wondering similar things… If you like these, check out our last round we did too on a variety of other topics: A Bunch of Questions on Debt, Investing, and Blogging. Keep the curiosity flowing! “The wise man […]

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Personal Finance Around The World – Round II

August 8, 2018
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I started a series a while back on what money’s like in different parts of the world, but then promptly forgot about it until this morning when I received a note about life in Australia :) You can’t base an entire country’s perception on just one financial sliver, of course, but it sure does make for some interesting reading/learning, and thus we revive the series […]

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Have You Mastered These Three Foundations of Money?

July 9, 2018
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Got a great/feisty comment the other day on all those savings tips and tricks we shared, and thought we’d take some time today to compare and see where we stand on these recommendations ;) It comes from Cody Wheeler over at AcademySuccess.com, and according to him these are the things we should be paying attention to the most: Do these three major things as the […]

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