All Thoughts on Investing

All awesome posts on Investing: IRAs, 401k, retirement, stocks, SEP, ROTHs, you name it.

9 Interesting New Financial Apps & Services ✨

May 22, 2019

What up what up! Been compiling a list of some of the more interesting financial apps and services I’ve been pitched on lately, and out of the 872 of them this year here were the ones I thought looked most promising ;) Let me know if you end up trying any of them out! ****** Bring Your Own Budget (byobudget.com) — “I made a webapp, […]

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Challenging the Vanguard Faith (or how Fidelity’s ZERO expense funds are increasingly tempting!)

May 16, 2019

Last September I got the following note from a reader of the blog: Hi J$, Not sure if you caught some interesting news, but Vanguard’s rival Fidelity has introduced two ZERO expense ratio funds – one domestic and one international. Interesting maneuver to try and compete with Vanguard and ride the indexing wave: https://www.bloomberg.com/news/articles/2018-09-04/fidelity-zero-fee-funds-attract-almost-1-billion-in-first-month Thoughts? I’m a die-hard Vanguard guy, but at 28 years old, […]

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“How I Grew My Net Worth to $300,000 in My 20s” – The Financial History of The Money Wizard

May 15, 2019

Morning guys! Got another financial history report to share today! This time from fellow reader-turned-blogger, The Money Wizard, who tells us how he’s amassed $300,000+ before he’s even turned 30. Or put another way, about 4.4x my own net worth of $68,061.80 at his age! Haha… So he def. knows what he’s talking about over there :) Hope it inspires you in some small way […]

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PS: Your life doesn’t magically change when you retire!

May 14, 2019

Good morning! So USAA hit me up the other day asking if I’d like to partner with them on their #LifeUninterrupted campaign, and after reading the inspiration behind it I was sold on the spot: “For most people, retirement isn’t about luxury cruises and trips around the world. It’s about making sure their life can go on as normal once they retire. It’s continuing to […]

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Jimmy’s History of Personal Finance

May 8, 2019

[What up what up! Been getting a TON of response from our post the other day on the history of our net worth, so thought we’d continue the fun and share another person’s financial background today ;) Can never see too many numbers about money, am I right?! Take it away, Jimmy…] ****** Inspired by J. Money’s recent, “How we grew our net worth to […]

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How we grew our net worth to $900k

May 6, 2019

It dawned on me the other day that unless you’ve been reading the blog for a while, you probably haven’t a clue *how* we’ve grown our net worth to where it is today. Outside of the boring incremental gains/saving at least ;) So today I thought I’d share a quick background on how we got to where we are now for anyone new to the […]

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Our decision on the 15 vs 30 year mortgage debate!

April 25, 2019

Whelp, after weeks of going back and forth on this one we’ve finally come to a conclusion! And much to my surprise, we’re going with the 30 year mortgage!! Didn’t see that one coming! Haha… But after pouring over hundreds of comments and finally having “the talk” with the wife, it just seemed to make the most sense at the end while giving us the […]

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Using Rental Properties to Pay For Your Kid’s College?

April 24, 2019

Here’s a fun (?) idea for all you real estate investors out there ;) From a friend of the blog after hearing about my 15 vs 30 mortgage conundrum, which I’ll be updating y’all on shortly… Hey J., Have you heard of the concept of using rental properties to pay for your kid’s college? Brandon Turner on BiggerPockets talks about it quite a bit. It’s […]

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35 excellent money quotes you’ve never heard of before

April 12, 2019

I was going to paste up a bunch of the most popular money quotes here today, but then figured it might be more fun to share some of the more obscure ones :) And I know many of these are obscure because I’ve plucked them mainly from rappers and finance bloggers!! Haha… So please to enjoy, 35 new one-liners you can add to your motivational […]

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How To Never Retire

April 11, 2019

A reader passed this over to me yesterday and thought it was pretty good :) (Thanks Richard!) “A 20-Step Guide to a Horrible Retirement” via MarketWatch Would have made for an excellent April Fool’s post had I seen it earlier! Haha… Here are my favorites from the list: Keep thinking retirement is so far in the future that there’s no need to act now Bank […]

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New Book (and Giveaway): “Broke Millennial Takes on Investing” by Erin Lowry

April 9, 2019

Morning!! Another new $$$ book from our community hits the shelves today! “Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling Up Your Money” The 2nd book out now from Broke Millennial who started out as a financial blogger and now securing her place in the author world too :) (And probably not nearly as broke anymore – hah!) Summary and giveaway details as […]

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12 Excellent Money Hacks For Ya

April 4, 2019

My database of tips is filling up again, so time to pour them out! Here are a bunch of notes people have shot me in recent months to better help them speed up their savings or stay motivated… Maybe something here will spark joy in your wallets too? ;) ****** The Scoring System Hack My focus this year has been to really pay attention to […]

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Net Worth Report #134: $886,776.74 [+$8,778.54]

April 1, 2019

Happy Fool’s day!! Except for all of us who pay attention to our money! (HEYO!) Saw these stats come out from Experian, and while it looks like an epic prank it’s anything but: As of the the last quarter of 2018, consumer debt now totals a whopping $13.3 trillion With credit card debt coming in at $834 billion Mortgage debt totaling $9.4 trillion Personal loan […]

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More mental accounting forms: the “endowment effect” and “nudge theory”

March 28, 2019

So I found out there’s a term for what we were talking about the other day on treating your money differently depending on how you get it! It’s called “mental accounting” and apparently is a pretty popular thing, based on work by Nobel Prize recipient, Richard Thaler :) Here’s a description of it from Investopedia: Mental accounting refers to the tendency people have to separate […]

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